{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-well-link-life-insurance-company-limited-accident","kind":"insurer","type":"accident"},"summary":{"en":"This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 2 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 2 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","premiumTerms","benefitTerm","issueAges","keyFeatures","keyExclusions"],"products":[{"slug":"coverage19-well-link-well-protect-108-refundable-personal-accident-insurance-plan","names":{"en":"Well Protect 108 Personal Accident Insurance Plan","zh-hant":"立安心 108 個人意外保險計劃","zh-hans":"立安心 108 个人意外保险计划"},"nameBasis":"editorial-conversion","insurerSlug":"well-link-life-insurance-company-limited","productPaths":["/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-108-refundable-personal-accident-insurance-plan/","/zh-hant/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-108-refundable-personal-accident-insurance-plan/","/zh-hans/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-108-refundable-personal-accident-insurance-plan/"],"insurerPaths":["/insurers/well-link-life-insurance-company-limited/","/zh-hant/insurers/well-link-life-insurance-company-limited/","/zh-hans/insurers/well-link-life-insurance-company-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.wli.com.hk/en/productWellProtect108RPAIP.jhtml","page":null,"title":"Official product page, Product Summary section; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":8,"notes":null}],"display":{"en":["8 years"],"zh-hant":["8 年"],"zh-hans":["8 年"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20261005/1530/Well Protect 108 Refundable PA Insurance Plan Brochure.pdf","page":6,"title":"Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date","date":"2026-10","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"years","value":10,"notes":null},"display":{"en":["10 years"],"zh-hant":["10 年"],"zh-hans":["10 年"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20261005/1530/Well Protect 108 Refundable PA Insurance Plan Brochure.pdf","page":6,"title":"Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date","date":"2026-10","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":18,"unit":"years"},"max":{"value":60,"unit":"years"},"basis":"last-birthday","notes":null}],"display":{"en":["18 years to 60 years / Age basis: Age last birthday"],"zh-hant":["18歲至60歲 / 年齡基準：上次生日年齡"],"zh-hans":["18岁至60岁 / 年龄基准：上次生日年龄"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20261005/1530/Well Protect 108 Refundable PA Insurance Plan Brochure.pdf","page":6,"title":"Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date","date":"2026-10","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Accidental death within 180 days pays a fixed amount under the selected plan.","zh-hant":"意外後 180 日內身故，按所選計劃支付定額賠償。","zh-hans":"意外后 180 天内身故，按所选计划支付定额赔偿。"},{"en":"Scheduled permanent disability and dismemberment pay a fixed benefit; total permanent disability is limited to age 65.","zh-hant":"表列永久傷殘及斷肢可獲定額賠償；完全及永久傷殘以 65 歲生日或之前為限。","zh-hans":"表列永久残疾及断肢可获定额赔偿；完全及永久残疾以 65 岁生日或之前为限。"},{"en":"Hospital income covers up to 90 days per accident, 10 accidents per policy year and 1,000 hospital days per benefit term.","zh-hant":"住院入息每次意外最多 90 日、每保單年度最多 10 次意外、整個保障期最多 1,000 日住院。","zh-hans":"住院收入补贴每次意外最多 90 天、每保单年度最多 10 次意外、整个保障期最多 1,000 天住院。"},{"en":"Outside the listed regions, hospital income falls to 50% and 30 days per accident; mainland hospitals must be designated.","zh-hant":"表列地區以外住院入息減至 50%，每次意外最多 30 日；中國內地須使用指定醫院。","zh-hans":"表列地区以外住院收入补贴减至 50%，每次意外最多 30 天；中国内地须使用指定医院。"}],"display":{"en":["Accidental death within 180 days pays a fixed amount under the selected plan.","Scheduled permanent disability and dismemberment pay a fixed benefit; total permanent disability is limited to age 65.","Hospital income covers up to 90 days per accident, 10 accidents per policy year and 1,000 hospital days per benefit term.","Outside the listed regions, hospital income falls to 50% and 30 days per accident; mainland hospitals must be designated."],"zh-hant":["意外後 180 日內身故，按所選計劃支付定額賠償。","表列永久傷殘及斷肢可獲定額賠償；完全及永久傷殘以 65 歲生日或之前為限。","住院入息每次意外最多 90 日、每保單年度最多 10 次意外、整個保障期最多 1,000 日住院。","表列地區以外住院入息減至 50%，每次意外最多 30 日；中國內地須使用指定醫院。"],"zh-hans":["意外后 180 天内身故，按所选计划支付定额赔偿。","表列永久残疾及断肢可获定额赔偿；完全及永久残疾以 65 岁生日或之前为限。","住院收入补贴每次意外最多 90 天、每保单年度最多 10 次意外、整个保障期最多 1,000 天住院。","表列地区以外住院收入补贴减至 50%，每次意外最多 30 天；中国内地须使用指定医院。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20261005/1530/Well Protect 108 Refundable PA Insurance Plan Brochure.pdf","page":7,"title":"Benefit categories — accidental death, permanent disability, hospital cash; PDF page 7; edition WLL-MKT-B020-V2-1026","date":"2026-10","checkedOn":"2026-10-22"},{"url":"https://www.wli.com.hk/resources/upload/20261005/1530/Well Protect 108 Refundable PA Insurance Plan Brochure.pdf","page":9,"title":"Benefit categories — hospital cash; PDF page 9; edition WLL-MKT-B020-V2-1026","date":"2026-10","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies.","zh-hant":"意外不保事項節錄：投保前已有病症及蓄意自殘；完整條款適用。","zh-hans":"意外免责事项节录：投保前已有疾病及蓄意自残；完整条款适用。"}],"display":{"en":["Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies."],"zh-hant":["意外不保事項節錄：投保前已有病症及蓄意自殘；完整條款適用。"],"zh-hans":["意外免责事项节录：投保前已有疾病及蓄意自残；完整条款适用。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20261005/1530/Well Protect 108 Refundable PA Insurance Plan Brochure.pdf","page":12,"title":"Official brochure, physical PDF pages 12–13, selected exclusions / suicide section","date":"2026-10","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"coverage19-well-link-well-protect-accident-supplementary-benefit","names":{"en":"Well Protect Accident Supplementary Benefit","zh-hant":"立安心意外附加保障","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"well-link-life-insurance-company-limited","productPaths":["/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-accident-supplementary-benefit/","/zh-hant/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-accident-supplementary-benefit/","/zh-hans/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-accident-supplementary-benefit/"],"insurerPaths":["/insurers/well-link-life-insurance-company-limited/","/zh-hant/insurers/well-link-life-insurance-company-limited/","/zh-hans/insurers/well-link-life-insurance-company-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.wli.com.hk/en/productWellProtectAccidentSB.jhtml","page":null,"title":"Official product page, Product Summary section; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Yearly renewal up to age 70.","zh-hant":"逐年續保至 70 歲。","zh-hans":"逐年续保至 70 岁。"}}],"display":{"en":["Renewable / Yearly renewal up to age 70."],"zh-hant":["可續保 / 逐年續保至 70 歲。"],"zh-hans":["可续保 / 逐年续保至 70 岁。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240118/3258/WellProtectAccidentSupplementaryBenefit_Brochure2023.11_noIPA.pdf","page":2,"title":"Official brochure, physical PDF page 2, Product Summary; printed edition code, not effective date","date":"2023-04","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Yearly renewal up to age 70.","zh-hant":"逐年續保至 70 歲。","zh-hans":"逐年续保至 70 岁。"}},"display":{"en":["Renewable / Yearly renewal up to age 70."],"zh-hant":["可續保 / 逐年續保至 70 歲。"],"zh-hans":["可续保 / 逐年续保至 70 岁。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240118/3258/WellProtectAccidentSupplementaryBenefit_Brochure2023.11_noIPA.pdf","page":2,"title":"Official brochure, physical PDF page 2, Product Summary; printed edition code, not effective date","date":"2023-04","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":60,"unit":"years"},"basis":"last-birthday","notes":null}],"display":{"en":["15 days to 60 years / Age basis: Age last birthday"],"zh-hant":["出生15日至60歲 / 年齡基準：上次生日年齡"],"zh-hans":["出生15日至60岁 / 年龄基准：上次生日年龄"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240118/3258/WellProtectAccidentSupplementaryBenefit_Brochure2023.11_noIPA.pdf","page":2,"title":"Official brochure, physical PDF page 2, Product Summary; printed edition code, not effective date","date":"2023-04","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Accidental death and dismemberment pay the percentage of the sum insured specified for the covered event.","zh-hant":"意外身故及斷肢按受保事故指定的保額百分比賠償。","zh-hans":"意外身故及断肢按承保事故指定的保额百分比赔偿。"},{"en":"Total permanent disability within 180 days of an accident at ages 18–65 pays the sum insured less prior dismemberment payments.","zh-hant":"18 至 65 歲期間因意外於 180 日內完全及永久傷殘，可獲保額減已付斷肢賠償。","zh-hans":"18 至 65 岁期间因意外于 180 天内完全及永久残疾，可获保额减已付断肢赔偿。"},{"en":"Accidental hospital income pays 0.1% of the sum insured daily, up to 90 days per accident.","zh-hant":"意外住院每日支付保額的 0.1%，每次意外最多 90 日。","zh-hans":"意外住院每日支付保额的 0.1%，每次意外最多 90 天。"},{"en":"Outside the listed regions, hospital income falls to 50% and 30 days per confinement; mainland hospitals must be designated.","zh-hant":"表列地區以外住院入息減至 50%，每次住院最多 30 日；中國內地須使用指定醫院。","zh-hans":"表列地区以外住院收入补贴减至 50%，每次住院最多 30 天；中国内地须使用指定医院。"}],"display":{"en":["Accidental death and dismemberment pay the percentage of the sum insured specified for the covered event.","Total permanent disability within 180 days of an accident at ages 18–65 pays the sum insured less prior dismemberment payments.","Accidental hospital income pays 0.1% of the sum insured daily, up to 90 days per accident.","Outside the listed regions, hospital income falls to 50% and 30 days per confinement; mainland hospitals must be designated."],"zh-hant":["意外身故及斷肢按受保事故指定的保額百分比賠償。","18 至 65 歲期間因意外於 180 日內完全及永久傷殘，可獲保額減已付斷肢賠償。","意外住院每日支付保額的 0.1%，每次意外最多 90 日。","表列地區以外住院入息減至 50%，每次住院最多 30 日；中國內地須使用指定醫院。"],"zh-hans":["意外身故及断肢按承保事故指定的保额百分比赔偿。","18 至 65 岁期间因意外于 180 天内完全及永久残疾，可获保额减已付断肢赔偿。","意外住院每日支付保额的 0.1%，每次意外最多 90 天。","表列地区以外住院收入补贴减至 50%，每次住院最多 30 天；中国内地须使用指定医院。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240118/3258/WellProtectAccidentSupplementaryBenefit_Brochure2023.11_noIPA.pdf","page":1,"title":"Benefit categories — accidental death; PDF page 1; edition WLL-MKT-B030-v1-0423","date":null,"checkedOn":"2026-10-22"},{"url":"https://www.wli.com.hk/resources/upload/20240118/3258/WellProtectAccidentSupplementaryBenefit_Brochure2023.11_noIPA.pdf","page":3,"title":"Benefit categories — permanent disability, hospital cash; PDF page 3; edition WLL-MKT-B030-v1-0423","date":null,"checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies.","zh-hant":"意外不保事項節錄：投保前已有病症及蓄意自殘；完整條款適用。","zh-hans":"意外免责事项节录：投保前已有疾病及蓄意自残；完整条款适用。"}],"display":{"en":["Selected accident exclusion: pre-existing conditions and intentional self-inflicted injury; full wording applies."],"zh-hant":["意外不保事項節錄：投保前已有病症及蓄意自殘；完整條款適用。"],"zh-hans":["意外免责事项节录：投保前已有疾病及蓄意自残；完整条款适用。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240118/3258/WellProtectAccidentSupplementaryBenefit_Brochure2023.11_noIPA.pdf","page":4,"title":"Official brochure, physical PDF pages 4–5, selected exclusions / suicide section","date":"2023-04","checkedOn":"2026-10-21"}]}],"ratioSeries":[]}]}