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CTF Life Term life plans compared

Compare 2 products sharing CTF Life / Term life: currencies HKD/USD, premium-payment options Renewable, issue-age span 15 days to 70 years. See each plan’s own age rules and terms below in A–Z order; the range does not apply to every plan and unknowns stay unconfirmed, checked :Source

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Last checked

Years 2024 reflect dated source editions, or check years when undated, rather than product launch years.

AI agents can read our sourced facts through the read-only MCP service. MCP server card ·Published fact index

Insurers (14)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 2 / 2

Comparable facts
ProductInsurerProduct categoryPolicy currenciesPremium payment termsBenefit termIssue ages & basisRecorded features
Platinum Term PlanCTF LifeTerm life Source1Source2HKD / USD Source3Renewable / Premiums fixed for the first 10 or 20 policy years, then adjusted annually by attained age, until age 100. Source4Source5To age 100 Source418 years to 65 years / Age basis: Not confirmed Source4Death benefit is subject to the policy terms. Source1
Term Life Insurance PlansCTF LifeTerm life Source6Source7HKD / USD Source8
  • Renewable / Term Life 100: yearly renewal.
  • Renewable / 5-Year Term Life: renewal every 5 years.
  • Renewable / 20-Year Term Life: renewal every 20 years.
Source9		To age 100 / Term Life 100 to age 100; 5-Year and 20-Year Term Life to age 80. Source9
  • 16 years to 70 years / Age basis: Not confirmed / Applicable option / payment term: Term Life 100 / 5-year basic plan.
  • 16 years to 60 years / Age basis: Not confirmed / Applicable option / payment term: 20-year basic plan.
  • 15 days to 70 years / Age basis: Not confirmed / Rider: Term Life 100 or 5-Year Term Life.
Show all 4
  • 15 days to 60 years / Age basis: Not confirmed / Rider: 20-Year Term Life.
Source9		5-year and 20-year renewable options cover to age 80; Term Life 100 covers to age 100. Premiums may be adjusted. Source6

Feature matrix

Up to three products in A–Z order. Open each product's decision sheet for complete information.

Known means partial sourced information. Not published refers to checked documents. Unchecked details do not imply no cover or restrictions.

Feature matrix
Comparable factsPlatinum Term PlanTerm Life Insurance Plans
What it pays and when
  • Benefit term: To age 100
  • Recorded features: Death benefit is subject to the policy terms.
Public source · Checked Public source · Checked
  • Benefit term: To age 100 / Term Life 100 to age 100; 5-Year and 20-Year Term Life to age 80.
  • Recorded features: 5-year and 20-year renewable options cover to age 80; Term Life 100 covers to age 100. Premiums may be adjusted.
Public source · Checked Public source · Checked
Benefit limitsAdvanced Death Benefit is the lower of 75% of the sum insured or USD1,000,000 / HKD8,000,000, aggregated across same-named plans on the insured; it is deducted from death benefit.Public source · Checked not publishedDocuments checkedPublic source · Checked
Guaranteed / non-guaranteedPremium rates are guaranteed for the first 10 or 20 years; later yearly rates are not guaranteed.Public source · Checked Renewal occurs on the policy anniversary upon premium payment regardless of health; conversion before age 60 needs no evidence of insurability but follows prevailing rules and excludes attached riders.Public source · Checked
Waiting periodsnot publishedDocuments checkedPublic source · Checked not publishedDocuments checkedPublic source · Checked
Main exclusionsnot publishedDocuments checkedPublic source · Checked not publishedDocuments checkedPublic source · Checked
How do fulfillment ratios differ by policy issue year?
Feature matrixUp to three products in A–Z order. Open each product's decision sheet for complete information. Chart data and sourcesPlatinum Term PlanPlatinum Term PlanTerm Life Insurance PlansTerm Life Insurance PlansWhat it pays and whenWhat it pays and whenBenefit term: To age 100 · Recorded features: Death benefit is subject to the policy terms.Benefit term: To age 100 ·…Benefit term: To age 100 / Term Life 100 to age 100; 5-Year and 20-Year Term Life to age 80. · Recorded features: 5-year and 20-year renewable options cover to age 80; Term Life 100 covers to age 100. Premiums may be adjusted.Benefit term: To age 100 /…Benefit limitsBenefit limitsAdvanced Death Benefit is the lower of 75% of the sum insured or USD1,000,000 / HKD8,000,000, aggregated across same-named plans on the insured; it is deducted from death benefit.Advanced Death Benefit is …not publishednot publishedGuaranteed / non-guaranteedGuaranteed / non-guarantee…Premium rates are guaranteed for the first 10 or 20 years; later yearly rates are not guaranteed.Premium rates are guarante…Renewal occurs on the policy anniversary upon premium payment regardless of health; conversion before age 60 needs no evidence of insurability but follows prevailing rules and excludes attached riders.Renewal occurs on the poli…Waiting periodsWaiting periodsnot publishednot publishednot publishednot publishedMain exclusionsMain exclusionsnot publishednot publishednot publishednot published
A–Z (2)

Products

Comparison groups

Comparison groups

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Sources & verification dates

Sources & verification dates

Checked:

  1. Platinum Term Plan — official product page

    Source date: Not confirmed

  2. Platinum Term Plan — official brochure

    Source date: Not confirmed

  3. Term Life Insurance Plans — official product page

    Source date: Not confirmed

  4. Term Life Insurance Plans — official brochure

    Source date: Not confirmed

Checked:

  1. Official brochure — policy currency; PDF page 3; MKT/PM/0319/GEN/2407

    Source date: / Page: 3

  2. Official brochure — basic information; PDF page 2; MKT/PM/0319/GEN/2407

    Source date: / Page: 2

  3. Official brochure — premium adjustment; PDF page 3; MKT/PM/0319/GEN/2407

    Source date: / Page: 3

  4. Official brochure — policy currency; PDF page 2; MKT/PM/0321/GEN/2407

    Source date: / Page: 2

  5. Official brochure — basic information; PDF page 1; MKT/PM/0321/GEN/2407

    Source date: / Page: 1

Information, not advice; we refer to a licensed Hong Kong broker.

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