LionGuardian | Generali Life (Hong Kong) Limited | Fulfillment ratios

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.

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Fulfillment ratio by issue year

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · All · Annual Dividend

Chart data and sources

Issue year	Fulfillment ratio (%)	Source
2018	100%	Source · Checked on: 2026-10-11 Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
2019	100%	Source · Checked on: 2026-10-11 Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
2020	100%	Source · Checked on: 2026-10-11 Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
2021	100%	Source · Checked on: 2026-10-11 Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.

Published observations

Filters load the selected insurer data on demand. Results keep insurer and product alphabetical order; values are never used to sort. Clear fields to include all cohorts.

Insurer / publisherProduct name containsCurrencyIssue / effective yearComponent

Published observations
Insurer / publisher	Product series	Currency	Issue / effective year	Published cohort / duration	Reporting year	Component	Published value	Source
Generali Life (Hong Kong) Limited	LionGuardian	All	2024	2024	2025	Annual Dividend	Closed to sales	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2023	2023	2025	Annual Dividend	Closed to sales	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2022	2022	2025	Annual Dividend	Closed to sales	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2021	2021	2025	Annual Dividend	100%	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2020	2020	2025	Annual Dividend	100%	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2019	2019	2025	Annual Dividend	100%	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2018	2018	2025	Annual Dividend	100%	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2017	2017	2025	Annual Dividend	Not yet launched	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2016	2016	2025	Annual Dividend	Not yet launched	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2015	2015	2025	Annual Dividend	Not yet launched	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	—	Before 2015	2025	Annual Dividend	Not yet launched	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2024	2024	2025	Special Dividend	Closed to sales	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2023	2023	2025	Special Dividend	Closed to sales	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2022	2022	2025	Special Dividend	Closed to sales	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2021	2021	2025	Special Dividend	N/A	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2020	2020	2025	Special Dividend	N/A	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2019	2019	2025	Special Dividend	N/A	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2018	2018	2025	Special Dividend	N/A	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2017	2017	2025	Special Dividend	Not yet launched	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2016	2016	2025	Special Dividend	Not yet launched	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	2015	2015	2025	Special Dividend	Not yet launched	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.
Generali Life (Hong Kong) Limited	LionGuardian	All	—	Before 2015	2025	Special Dividend	Not yet launched	Source / Page 3 Published notes and source context Published table names are retained. The product-name changes effective 1 October 2026 are listed on PDF page 2. Special/terminal dividend N/A can mean the benefit has not started or no relevant policy terminated or received it. The full insurer explanations accompanying these tables are on PDF pages 3-8; see the source document. Different products have different investment philosophies and risk exposures; past ratios do not indicate future performance.

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Published notes and source context

Generali Life (Hong Kong) Limited / Page 3

Ruby Critical Illness Plan: The fulfillment ratio for Special Dividend is shown as "N/A" for some policy years because: Special Dividend is not yet available in the corresponding policy years, so the fulfillment ratio is undetermined; or no relevant policies terminated or no relevant policies received Special Dividend in the reporting year and therefore there is no reportable statistics.

Generali Life (Hong Kong) Limited / Page 4

LionGuardian: The fulfillment ratio for Annual Dividend / Special Dividend is shown as "N/A" for some policy years because: Annual Dividend / Special Dividend is not yet available in the corresponding policy years, so the fulfillment ratio is undetermined; or for Special Dividend, no relevant policies terminated or no relevant policies received Special Dividend in the reporting year and therefore there is no reportable statistics. LionGuardian Beyond / Z-Protect Pro Insurance/ LionAlong: The fulfillment ratio for Terminal Dividend is shown as "N/A" for some policy years because: Terminal Dividend is not yet available in the corresponding policy years, so the fulfillment ratio is undetermined; or no relevant policies terminated or no relevant policies received Terminal Dividend in the reporting year and therefore there is no reportable statistics.

Generali Life (Hong Kong) Limited / Page 5

LionPromise Pro / Z-Retire Pro Insurance: The fulfillment ratio for Annual Dividend / Terminal Dividend is shown as "N/A" for some policy years because: Annual Dividend / Terminal Dividend is not yet available in the corresponding policy years, so the fulfillment ratio is undetermined; or for Terminal Dividend, no relevant policyies terminated or no relevant policies received Terminal Dividend in the reporting year and therefore there is no reportable statistics.

Generali Life (Hong Kong) Limited / Page 6

LionTycoon / LionTycoon Beyond / LionPrima / Z-Save Pro Insurance / LionTycoon Beyond 2 / Z-Save Pro Mega Insurance / LionPatron / LionAchiever:

Generali Life (Hong Kong) Limited / Page 7

The fulfillment ratio for Annual Dividend / Terminal Dividend is shown as "N/A" for some policy years because: Terminal Dividend is not yet available in the corresponding policy years, so the fulfillment ratio is undetermined; or no relevant policies terminated or no relevant policies received Terminal Dividend in the reporting year and therefore there is no reportable statistics.

Generali Life (Hong Kong) Limited / Page 8

LionHarvest Pro Deferred Annuity The fulfillment ratio for Terminal Dividend is shown as "N/A" for some policy years because: Terminal Dividend is not yet available in the corresponding policy years, so the fulfillment ratio is undetermined; or no relevant policy terminated or no relevant policies received Terminal Dividend in the reporting year and therefore there is no reportable statistics.

Source

generali-life/2025-GLHKFulfillmentRatio2025R.pdf / Page 3
Publication date: 2026-03 / Source checked: 2026-10-11