Fortune Smart Protector | Fubon Life Insurance (Hong Kong) Company Limited | Fulfillment ratios
Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.
Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.
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Published observations
| Insurer / publisher | Product series | Currency | Issue / effective year | Published cohort / duration | Reporting year | Component | Published value | Source |
|---|---|---|---|---|---|---|---|---|
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2024 | Policy Year 1 (2024) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2023 | Policy Year 2 (2023) | 2025 | Accumulated Annual Dividends and Interest | 100% | Source / Page 5 |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2022 | Policy Year 3 (2022) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2021 | Policy Year 4 (2021) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2020 | Policy Year 5 (2020) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2019 | Policy Year 6 (2019) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2018 | Policy Year 7 (2018) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2017 | Policy Year 8 (2017) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2016 | Policy Year 9 (2016) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2015 | Policy Year 10 (2015) | 2025 | Accumulated Annual Dividends and Interest | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2024 | Policy Year 1 (2024) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2023 | Policy Year 2 (2023) | 2025 | Terminal Dividend | N/A(2) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2022 | Policy Year 3 (2022) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2021 | Policy Year 4 (2021) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2020 | Policy Year 5 (2020) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2019 | Policy Year 6 (2019) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2018 | Policy Year 7 (2018) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2017 | Policy Year 8 (2017) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2016 | Policy Year 9 (2016) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
| Fubon Life Insurance (Hong Kong) Company Limited | Fortune Smart Protector | All | 2015 | Policy Year 10 (2015) | 2025 | Terminal Dividend | N/A(1) | Source / Page 5Published notes and source contextNot applicable; see the document's Remarks for the published reasons. |
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Source
© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.
- fubon-life/2025-Fubon Life Fulfilment Ratios Disclosure_Eng.pdf / Page 5
Publication date: 2026-02 / Source checked: 2026-10-11