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Smart Saver III Savings Series | AXA China Region Insurance Company Limited | Fulfillment ratios

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.

Public JSON and insurer shards

Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.

Fulfillment ratio by issue year

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2025 · HKD · Annual Dividend
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%25.8%51.5%77.3%103%20152023
Chart data and sources
Issue yearFulfillment ratio (%)Source
2015103%Source · Checked on: 2026-10-11
2016103%Source · Checked on: 2026-10-11
2017100%Source · Checked on: 2026-10-11
201899%Source · Checked on: 2026-10-11
201999%Source · Checked on: 2026-10-11
2020100%Source · Checked on: 2026-10-11
2021100%Source · Checked on: 2026-10-11
2022100%Source · Checked on: 2026-10-11
2023100%Source · Checked on: 2026-10-11
2025 · HKD · Terminal Dividend
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%29%58%87%116%20152020
Chart data and sources
Issue yearFulfillment ratio (%)Source
201591%Source · Checked on: 2026-10-11
201690%Source · Checked on: 2026-10-11
2017108%Source · Checked on: 2026-10-11
2018116%Source · Checked on: 2026-10-11
2019103%Source · Checked on: 2026-10-11
2020100%Source · Checked on: 2026-10-11
2025 · Non-HKD · Annual Dividend
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%27.3%54.5%81.8%109%20152023
Chart data and sources
Issue yearFulfillment ratio (%)Source
2015102%Source · Checked on: 2026-10-11
2016109%Source · Checked on: 2026-10-11
2017103%Source · Checked on: 2026-10-11
201899%Source · Checked on: 2026-10-11
201998%Source · Checked on: 2026-10-11
2020100%Source · Checked on: 2026-10-11
2021100%Source · Checked on: 2026-10-11
2022100%Source · Checked on: 2026-10-11
2023100%Source · Checked on: 2026-10-11
2025 · Non-HKD · Terminal Dividend
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%28.8%57.5%86.3%115%20152020
Chart data and sources
Issue yearFulfillment ratio (%)Source
201575%Source · Checked on: 2026-10-11
201693%Source · Checked on: 2026-10-11
2017115%Source · Checked on: 2026-10-11
2020100%Source · Checked on: 2026-10-11

Published observations

Filters load the selected insurer data on demand. Results keep insurer and product alphabetical order; values are never used to sort. Clear fields to include all cohorts.

Published observations
Insurer / publisherProduct seriesCurrencyIssue / effective yearPublished cohort / durationReporting yearComponentPublished valueSource
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2024Policy Year 1 (2024)2025Annual DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2023Policy Year 2 (2023)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2022Policy Year 3 (2022)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2021Policy Year 4 (2021)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2020Policy Year 5 (2020)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2019Policy Year 6 (2019)2025Annual Dividend99%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2018Policy Year 7 (2018)2025Annual Dividend99%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2017Policy Year 8 (2017)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2016Policy Year 9 (2016)2025Annual Dividend103%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2015Policy Year 10 (2015)2025Annual Dividend103%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD—Policy Year 10+ (2014 or before)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2024Policy Year 1 (2024)2025Terminal DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2023Policy Year 2 (2023)2025Terminal DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2022Policy Year 3 (2022)2025Terminal DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2021Policy Year 4 (2021)2025Terminal DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2020Policy Year 5 (2020)2025Terminal Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2019Policy Year 6 (2019)2025Terminal Dividend103%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2018Policy Year 7 (2018)2025Terminal Dividend116%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2017Policy Year 8 (2017)2025Terminal Dividend108%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2016Policy Year 9 (2016)2025Terminal Dividend90%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD2015Policy Year 10 (2015)2025Terminal Dividend91%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesHKD—Policy Year 10+ (2014 or before)2025Terminal Dividend92%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2024Policy Year 1 (2024)2025Annual DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2023Policy Year 2 (2023)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2022Policy Year 3 (2022)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2021Policy Year 4 (2021)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2020Policy Year 5 (2020)2025Annual Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2019Policy Year 6 (2019)2025Annual Dividend98%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2018Policy Year 7 (2018)2025Annual Dividend99%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2017Policy Year 8 (2017)2025Annual Dividend103%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2016Policy Year 9 (2016)2025Annual Dividend109%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2015Policy Year 10 (2015)2025Annual Dividend102%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD—Policy Year 10+ (2014 or before)2025Annual Dividend99%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2024Policy Year 1 (2024)2025Terminal DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2023Policy Year 2 (2023)2025Terminal DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2022Policy Year 3 (2022)2025Terminal DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2021Policy Year 4 (2021)2025Terminal DividendNot Applicable (a)Sourceactual fulfillment table
Published notes and source context

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

Not Applicable (a)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2020Policy Year 5 (2020)2025Terminal Dividend100%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2019Policy Year 6 (2019)2025Terminal DividendNot Applicable (b)Sourceactual fulfillment table
Published notes and source context

Not Applicable (b)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2018Policy Year 7 (2018)2025Terminal DividendNot Applicable (b)Sourceactual fulfillment table
Published notes and source context

Not Applicable (b)

AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2017Policy Year 8 (2017)2025Terminal Dividend115%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2016Policy Year 9 (2016)2025Terminal Dividend93%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD2015Policy Year 10 (2015)2025Terminal Dividend75%Sourceactual fulfillment table
AXA China Region Insurance Company LimitedSmart Saver III Savings SeriesNon-HKD—Policy Year 10+ (2014 or before)2025Terminal Dividend73%Sourceactual fulfillment table

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© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.