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Smart Elite Ultra | AIA International Limited | Fulfillment ratios

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Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

Coverage is limited to the verified sources listed below, not every insurer or historical year. Grouped cohorts and policy durations remain as published; missing or N/A values are not zero. Published names and notes may remain in the source language. Unknown publication dates are stated explicitly.

Public JSON and insurer shards

Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link. © Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.

Fulfillment ratio by issue year

Charts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.

Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.

2024 · All · Annual dividends
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%30.5%61%91.5%122%20172023
Chart data and sources
Issue yearFulfillment ratio (%)Source
201775%Source · Checked on: 2026-10-12
201875%Source · Checked on: 2026-10-12
201974%Source · Checked on: 2026-10-12
202096%Source · Checked on: 2026-10-12
2021122%Source · Checked on: 2026-10-12
2022100%Source · Checked on: 2026-10-12
2023100%Source · Checked on: 2026-10-12
2024 · All · Terminal bonuses
Fulfillment ratio by issue yearCharts separate reporting year, currency and benefit label. Issue year identifies a policy cohort, not investment-return history.0%26.3%52.5%78.8%105%20172019
Chart data and sources
Issue yearFulfillment ratio (%)Source
2017104%Source · Checked on: 2026-10-12
2018105%Source · Checked on: 2026-10-12
2019105%Source · Checked on: 2026-10-12

Published observations

Filters load the selected insurer data on demand. Results keep insurer and product alphabetical order; values are never used to sort. Clear fields to include all cohorts.

Published observations
Insurer / publisherProduct seriesCurrencyIssue / effective yearPublished cohort / durationReporting yearComponentPublished valueSource
AIA International LimitedSmart Elite UltraAll202320232024Annual dividends100%SourcepData
AIA International LimitedSmart Elite UltraAll202220222024Annual dividends100%SourcepData
AIA International LimitedSmart Elite UltraAll202120212024Annual dividends122%SourcepData
AIA International LimitedSmart Elite UltraAll202020202024Annual dividends96%SourcepData
AIA International LimitedSmart Elite UltraAll201920192024Annual dividends74%SourcepData
AIA International LimitedSmart Elite UltraAll201820182024Annual dividends75%SourcepData
AIA International LimitedSmart Elite UltraAll201720172024Annual dividends75%SourcepData
AIA International LimitedSmart Elite UltraAll201620162024Annual dividendsNot yet launchedSourcepData
AIA International LimitedSmart Elite UltraAll201520152024Annual dividendsNot yet launchedSourcepData
AIA International LimitedSmart Elite UltraAll201420142024Annual dividendsNot yet launchedSourcepData
AIA International LimitedSmart Elite UltraAll—before 20142024Annual dividendsNot yet launchedSourcepData
AIA International LimitedSmart Elite UltraAll202320232024Terminal bonusesN.A.(5)SourcepData
Published notes and source context

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AIA International LimitedSmart Elite UltraAll202220222024Terminal bonusesN.A.(5)SourcepData
Published notes and source context

(5)

AIA International LimitedSmart Elite UltraAll202120212024Terminal bonusesN.A.(5)SourcepData
Published notes and source context

(5)

AIA International LimitedSmart Elite UltraAll202020202024Terminal bonusesN.A.(5)SourcepData
Published notes and source context

(5)

AIA International LimitedSmart Elite UltraAll201920192024Terminal bonuses105%SourcepData
AIA International LimitedSmart Elite UltraAll201820182024Terminal bonuses105%SourcepData
AIA International LimitedSmart Elite UltraAll201720172024Terminal bonuses104%SourcepData
AIA International LimitedSmart Elite UltraAll201620162024Terminal bonusesNot yet launchedSourcepData
AIA International LimitedSmart Elite UltraAll201520152024Terminal bonusesNot yet launchedSourcepData
AIA International LimitedSmart Elite UltraAll201420142024Terminal bonusesNot yet launchedSourcepData
AIA International LimitedSmart Elite UltraAll—before 20142024Terminal bonusesNot yet launchedSourcepData

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Source

© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.