CNY QDAP plans: Up to 5 years premium term

Compare 4 products sharing CNY / QDAP annuity: currencies CNY/HKD/USD, premium-payment options 5–10 years, issue-age span 18 years to 75 years. See each plan’s own age rules and terms below in A–Z order; the range does not apply to every plan and unknowns stay unconfirmed, checked 21 Oct 2026:Source

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Last checked 21 Oct 2026

Years 2024–2025 reflect dated source editions, or check years when undated, rather than product launch years.

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Insurers (16)

Comparison JSON · Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link.

Comparable facts

Filters search recorded options only. Age matches any recorded range; option conditions and age basis still apply. Unknown ranges are excluded when an age is entered.

Product: 4 / 4

Comparable facts
Product	Insurer	Product category	Policy currencies	Premium payment terms	Benefit term	Issue ages & basis	Minimum premium & basis	Recorded features	IA QDAP certification evidence	Annuity period options	Annuity payout frequency
BOC Life Deferred Annuity (Fixed Term)	BOC Life	QDAP annuity Source1	HKD / CNY / USD Source2	5 years Source2	Until the annuity period ends / Policy terms of 15, 20, 25 or 30 years; 10 years of monthly annuity after a 5, 10, 15 or 20-year deferral respectively. Source2	45 years to 75 years / Age basis: Not confirmed / 15-year policy term. 40 years to 75 years / Age basis: Not confirmed / 20-year policy term. 35 years to 50 years / Age basis: Not confirmed / 25-year policy term. Show all 4 30 years to 50 years / Age basis: Not confirmed / 30-year policy term. Source2	USD 4,800 / Annual / Minimum annual premium is HKD/CNY 36,000 or USD 4,800. Source2	Qualifying Deferred Annuity Policy: five-year premium payment and ten years of guaranteed monthly annuity. Policy term choices: 15, 20, 25 or 30 years. Source1	Published as a Qualifying Deferred Annuity Policy. Source1	Ten years of guaranteed monthly annuity income. Source1	Monthly. Source1
BOC Life Deferred Annuity (Fixed Term) (Apply via mobile banking)	BOC Life	QDAP annuity Source3	HKD / CNY / USD Source4	5 years Source4	Until the annuity period ends / Policy terms of 15, 20, 25 or 30 years; 10 years of monthly annuity after a 5, 10, 15 or 20-year deferral respectively. Source4	45 years to 64 years / Age basis: Not confirmed / 15-year policy term. 40 years to 64 years / Age basis: Not confirmed / 20-year policy term. 35 years to 50 years / Age basis: Not confirmed / 25-year policy term. Show all 4 30 years to 50 years / Age basis: Not confirmed / 30-year policy term. Source4	USD 5,000 / Annual / Mobile annual options start at HKD/CNY 40,000 or USD 5,000; monthly options start at HKD/CNY 3,500 or USD 438. Source4	Qualifying Deferred Annuity Policy: five-year premium payment and ten years of guaranteed monthly annuity. Source3	Published as a Qualifying Deferred Annuity Policy. Source3	Ten years of guaranteed monthly annuity income. Source3	Monthly. Source3
BOC Life Deferred Annuity (Lifetime)	BOC Life	QDAP annuity Source5	HKD / CNY / USD Source6	5 years 10 years Source6	Whole life Source6	18 years to 70 years / Age basis: Not confirmed / 5-year payment term. 18 years to 65 years / Age basis: Not confirmed / 10-year payment term. Source6	USD 2,400 / Annual / 10-year payment term: HKD/CNY 18,000 or USD 2,400 annually; 5-year term: HKD/CNY 36,000 or USD 4,800. Source6	Qualifying Deferred Annuity Policy with lifelong guaranteed monthly annuity income. Source5	Published as a Qualifying Deferred Annuity Policy. Source5	No public field citation recorded	Monthly. Source5
Well Enjoy Deferred Annuity Plan Supreme 2	Well Link Life	QDAP annuity Source7	HKD / CNY / USD Source8	5 years 10 years Source8	Until the annuity period ends / 10 or 20 annuity years; accumulation to 50 for entry 18–44 (5-pay) or 18–39 (10-pay), otherwise 5 or 10 years. Source8	18 years to 70 years / Age basis: Not confirmed / 5-year premium term. 18 years to 65 years / Age basis: Not confirmed / 10-year premium term. Source8	HKD 20,000 / Annual / Online, 10-pay: HKD/CNY 20,000 or USD 2,500; 5-pay: 38,000 or 4,900. Monthly: 1,760/220 or 3,344/432 respectively. Source8	No public field citation recorded	No public field citation recorded	No public field citation recorded	No public field citation recorded

Feature matrix

Up to three products in A–Z order. Open each product's decision sheet for complete information.

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Feature matrix
Comparable facts	BOC Life Deferred Annuity (Fixed Term)	BOC Life Deferred Annuity (Fixed Term) (Apply via mobile banking)	BOC Life Deferred Annuity (Lifetime)
What it pays and when	Benefit term: Until the annuity period ends / Policy terms of 15, 20, 25 or 30 years; 10 years of monthly annuity after a 5, 10, 15 or 20-year deferral respectively. Recorded features: Qualifying Deferred Annuity Policy: five-year premium payment and ten years of guaranteed monthly annuity. Recorded features: Policy term choices: 15, 20, 25 or 30 years. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026	Benefit term: Until the annuity period ends / Policy terms of 15, 20, 25 or 30 years; 10 years of monthly annuity after a 5, 10, 15 or 20-year deferral respectively. Recorded features: Qualifying Deferred Annuity Policy: five-year premium payment and ten years of guaranteed monthly annuity. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026	Benefit term: Whole life Recorded features: Qualifying Deferred Annuity Policy with lifelong guaranteed monthly annuity income. Public source · Checked 21 Oct 2026Public source · Checked 13 Oct 2026
Benefit limits	not publishedDocuments checkedPublic source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026
Guaranteed / non-guaranteed	Qualifying Deferred Annuity Policy: five-year premium payment and ten years of guaranteed monthly annuity.Public source · Checked 13 Oct 2026	Qualifying Deferred Annuity Policy: five-year premium payment and ten years of guaranteed monthly annuity.Public source · Checked 13 Oct 2026	Qualifying Deferred Annuity Policy with lifelong guaranteed monthly annuity income.Public source · Checked 13 Oct 2026
Waiting periods	not publishedDocuments checkedPublic source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026
Main exclusions	not publishedDocuments checkedPublic source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026	not publishedDocuments checkedPublic source · Checked 13 Oct 2026
Annuity timing / QDAP	IA QDAP certification evidence: Published as a Qualifying Deferred Annuity Policy. Annuity period options: Ten years of guaranteed monthly annuity income. Annuity payout frequency: Monthly. Show all 4 IA-certified QDAP (QDAP0001, certified 1 Apr 2019) Public source · Checked 13 Oct 2026Public source · Checked 15 Oct 2026	IA QDAP certification evidence: Published as a Qualifying Deferred Annuity Policy. Annuity period options: Ten years of guaranteed monthly annuity income. Annuity payout frequency: Monthly. Public source · Checked 13 Oct 2026	IA QDAP certification evidence: Published as a Qualifying Deferred Annuity Policy. Annuity payout frequency: Monthly. IA-certified QDAP (QDAP0008, certified 4 Apr 2019) Public source · Checked 13 Oct 2026Public source · Checked 15 Oct 2026