{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"type-annuity-qdap-usd","kind":"type","type":"annuity-qdap","currency":"USD"},"summary":{"en":"This page compares 3 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 3 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 3 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能 改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能 改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","keyFeatures"],"products":[{"slug":"aia-deferred-annuity-2","names":{"en":"AIA Deferred Annuity Plan 2","zh-hant":"AIA延期年金計劃2","zh-hans":"AIA延期年金计划2"},"nameBasis":"editorial-conversion","insurerSlug":"aia","productPaths":["/insurers/aia/aia-deferred-annuity-2/","/zh-hant/insurers/aia/aia-deferred-annuity-2/","/zh-hans/insurers/aia/aia-deferred-annuity-2/"],"insurerPaths":["/insurers/aia/","/zh-hant/insurers/aia/","/zh-hans/insurers/aia/"],"facts":[],"ratioSeries":[]},{"slug":"manuleisure-deferred-annuity","names":{"en":"ManuLeisure Deferred Annuity","zh-hant":"歲稅樂享延期年金","zh-hans":"岁税乐享延期年金"},"nameBasis":"insurer-published","insurerSlug":"manulife-international-limited","productPaths":["/insurers/manulife-international-limited/manuleisure-deferred-annuity/","/zh-hant/insurers/manulife-international-limited/manuleisure-deferred-annuity/","/zh-hans/insurers/manulife-international-limited/manuleisure-deferred-annuity/"],"insurerPaths":["/insurers/manulife-international-limited/","/zh-hant/insurers/manulife-international-limited/","/zh-hans/insurers/manulife-international-limited/"],"facts":[{"field":"type","value":"annuity-qdap","display":{"en":["QDAP annuity"],"zh-hant":["認可延期年金"],"zh-hans":["认可延期年金"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/manuleisure-deferred-annuity.html","page":null,"title":"ManuLeisure Deferred Annuity — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["USD"],"display":{"en":["USD"],"zh-hant":["USD"],"zh-hans":["USD"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/save/manuleisure-deferred-annuity.pdf","page":6,"title":"ManuLeisure Deferred Annuity — public brochure, plan at a glance","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["5 years","10 years"],"zh-hant":["5 年","10 年"],"zh-hans":["5 年","10 年"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/save/manuleisure-deferred-annuity.pdf","page":6,"title":"ManuLeisure Deferred Annuity — public brochure, plan at a glance","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"annuity-end","value":null,"notes":{"en":"Normally until age 85; a premium holiday delays the annuity income period.","zh-hant":"一般至85歲；暫停繳費會延後年金入息期。","zh-hans":"一般至85岁；暂停缴费会延后年金入息期。"}},"display":{"en":["Until the annuity period ends / Normally until age 85; a premium holiday delays the annuity income period."],"zh-hant":["至年金期結束 / 一般至85歲；暫停繳費會延後年金入息期。"],"zh-hans":["至年金期结束 / 一般至85岁；暂停缴费会延后年金入息期。"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/save/manuleisure-deferred-annuity.pdf","page":6,"title":"ManuLeisure Deferred Annuity — public brochure, plan at a glance","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"IA-certified QDAP; annuity starts at selected age 55, 60, 65 or 70, with guaranteed and non-guaranteed income components.","zh-hant":"保監局認證合資格延期年金保單；可選55、60、65或70歲開始年金，包括保證及非保證入息部分。","zh-hans":"保监局认证合资格延期年金保单；可选55、60、65或70岁开始年金，包括保证及非保证入息部分。"},{"en":"Premium holiday up to two years after the second anniversary delays the annuity period; conditions apply.","zh-hant":"第二個保單週年日後可暫停繳費最多兩年，年金期相應延後；受條款約束。","zh-hans":"第二个保单周年日后可暂停缴费最多两年，年金期相应延后；受条款约束。"}],"display":{"en":["IA-certified QDAP; annuity starts at selected age 55, 60, 65 or 70, with guaranteed and non-guaranteed income components.","Premium holiday up to two years after the second anniversary delays the annuity period; conditions apply."],"zh-hant":["保監局認證合資格延期年金保單；可選55、60、65或70歲開始年金，包括保證及非保證入息部分。","第二個保單週年日後可暫停繳費最多兩年，年金期相應延後；受條款約束。"],"zh-hans":["保监局认证合资格延期年金保单；可选55、60、65或70岁开始年金，包括保证及非保证入息部分。","第二个保单周年日后可暂停缴费最多两年，年金期相应延后；受条款约束。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/manuleisure-deferred-annuity.html","page":null,"title":"ManuLeisure Deferred Annuity — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"pruretirement-deferred-annuity","names":{"en":"PRURetirement Deferred Annuity Plan","zh-hant":"保誠「雋逸人生」延期年金計劃","zh-hans":"保诚「隽逸人生」延期年金计划"},"nameBasis":"insurer-published","insurerSlug":"prudential-hong-kong-limited","productPaths":["/insurers/prudential-hong-kong-limited/pruretirement-deferred-annuity/","/zh-hant/insurers/prudential-hong-kong-limited/pruretirement-deferred-annuity/","/zh-hans/insurers/prudential-hong-kong-limited/pruretirement-deferred-annuity/"],"insurerPaths":["/insurers/prudential-hong-kong-limited/","/zh-hant/insurers/prudential-hong-kong-limited/","/zh-hans/insurers/prudential-hong-kong-limited/"],"facts":[{"field":"type","value":"annuity-qdap","display":{"en":["QDAP annuity"],"zh-hant":["認可延期年金"],"zh-hans":["认可延期年金"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/retirement/pruretirement-deferred-annuity-plan/","page":null,"title":"PRURetirement Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["USD"],"display":{"en":["USD"],"zh-hant":["USD"],"zh-hans":["USD"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/retirement/pruretirement-deferred-annuity-plan/","page":null,"title":"PRURetirement Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["5 years","10 years"],"zh-hant":["5 年","10 年"],"zh-hans":["5 年","10 年"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/retirement/pruretirement-deferred-annuity-plan/","page":null,"title":"PRURetirement Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"annuity-end","value":null,"notes":{"en":"25, 30, 35 or 40 years depending on the payment, accumulation and annuity option; see the plan-options table.","zh-hant":"依供款、累積及年金選項為25、30、35或40年；請參閱計劃選擇表。","zh-hans":"依供款、累积及年金选项为25、30、35或40年；请参阅计划选择表。"}},"display":{"en":["Until the annuity period ends / 25, 30, 35 or 40 years depending on the payment, accumulation and annuity option; see the plan-options table."],"zh-hant":["至年金期結束 / 依供款、累積及年金選項為25、30、35或40年；請參閱計劃選擇表。"],"zh-hans":["至年金期结束 / 依供款、累积及年金选项为25、30、35或40年；请参阅计划选择表。"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/retirement/pruretirement-deferred-annuity-plan/","page":null,"title":"PRURetirement Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"IA-certified QDAP; monthly annuity for 10 or 20 years after the selected accumulation period.","zh-hant":"保監局認證合資格延期年金保單；所選累積期後，每月派發年金10或20年。","zh-hans":"保监局认证合资格延期年金保单；所选累积期后，每月派发年金10或20年。"},{"en":"Death benefit settlement and Smart Care Cover are subject to policy terms.","zh-hant":"身故賠償支付選擇及智貼心保障受保單條款約束。","zh-hans":"身故赔偿支付选择及智贴心保障受保单条款约束。"}],"display":{"en":["IA-certified QDAP; monthly annuity for 10 or 20 years after the selected accumulation period.","Death benefit settlement and Smart Care Cover are subject to policy terms."],"zh-hant":["保監局認證合資格延期年金保單；所選累積期後，每月派發年金10或20年。","身故賠償支付選擇及智貼心保障受保單條款約束。"],"zh-hans":["保监局认证合资格延期年金保单；所选累积期后，每月派发年金10或20年。","身故赔偿支付选择及智贴心保障受保单条款约束。"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/retirement/pruretirement-deferred-annuity-plan/","page":null,"title":"PRURetirement Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]}]}