{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"similar-term-life-usd-medium","kind":"similar","type":"term-life","currency":"USD","premiumTermBand":"medium"},"summary":{"en":"This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 2 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 2 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","keyFeatures","keyExclusions"],"products":[{"slug":"yf-convertible-term-insurance","names":{"en":"Convertible Term Insurance","zh-hant":"可轉換之定期保障計劃","zh-hans":"可转换之定期保障计划"},"nameBasis":"insurer-published","insurerSlug":"yf-life-insurance-international-limited","productPaths":["/insurers/yf-life-insurance-international-limited/yf-convertible-term-insurance/","/zh-hant/insurers/yf-life-insurance-international-limited/yf-convertible-term-insurance/","/zh-hans/insurers/yf-life-insurance-international-limited/yf-convertible-term-insurance/"],"insurerPaths":["/insurers/yf-life-insurance-international-limited/","/zh-hant/insurers/yf-life-insurance-international-limited/","/zh-hans/insurers/yf-life-insurance-international-limited/"],"facts":[{"field":"type","value":"term-life","display":{"en":["Term life"],"zh-hant":["定期壽險"],"zh-hans":["定期寿险"]},"sources":[{"url":"https://www.yflife.com/en/product/life/convertible-term-insurance/","page":null,"title":"Convertible Term Insurance — official product page (en)","date":null,"checkedOn":"2026-10-13"}]},{"field":"currencies","value":["USD","HKD"],"display":{"en":["USD / HKD"],"zh-hant":["USD / HKD"],"zh-hans":["USD / HKD"]},"sources":[{"url":"https://www.yflife.com/sites/default/files/brochure/T10_FS_E.pdf","page":1,"title":"YF Life — Policy Information / Basic Information; edition PSP-176-V1-0425B-E","date":"2025-04","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":10,"notes":null},{"kind":"to-age","value":65,"notes":null},{"kind":"to-age","value":75,"notes":null}],"display":{"en":["10 years","To age 65","To age 75"],"zh-hant":["10 年","至 65 歲","至 75 歲"],"zh-hans":["10 年","至 65 岁","至 75 岁"]},"sources":[{"url":"https://www.yflife.com/sites/default/files/brochure/T10_FS_E.pdf","page":1,"title":"YF Life — Policy Information / Basic Information; edition PSP-176-V1-0425B-E","date":"2025-04","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"years","value":10,"notes":{"en":"10-year option; alternatives end at age 65 or 75. Riders may end earlier with the basic plan.","zh-hant":"10年選項；其他選項保障至65或75歲。附加保障可能隨基本計劃提早終止。","zh-hans":"10年选项；其他选项保障至65或75岁。附加险可能随基本计划提早终止。"}},"display":{"en":["10 years / 10-year option; alternatives end at age 65 or 75. Riders may end earlier with the basic plan."],"zh-hant":["10 年 / 10年選項；其他選項保障至65或75歲。附加保障可能隨基本計劃提早終止。"],"zh-hans":["10 年 / 10年选项；其他选项保障至65或75岁。附加险可能随基本计划提早终止。"]},"sources":[{"url":"https://www.yflife.com/sites/default/files/brochure/T10_FS_E.pdf","page":1,"title":"YF Life — Policy Information / Basic Information; edition PSP-176-V1-0425B-E","date":"2025-04","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":18,"unit":"years"},"max":{"value":55,"unit":"years"},"basis":"last-birthday","notes":{"en":"10-year or to-age-65 plan.","zh-hant":"10年或至65歲計劃。","zh-hans":"10年或至65岁计划。"}},{"min":{"value":18,"unit":"years"},"max":{"value":65,"unit":"years"},"basis":"last-birthday","notes":{"en":"To-age-75 plan.","zh-hant":"至75歲計劃。","zh-hans":"至75岁计划。"}}],"display":{"en":["18 years to 55 years / Age basis: Age last birthday / 10-year or to-age-65 plan.","18 years to 65 years / Age basis: Age last birthday / To-age-75 plan."],"zh-hant":["18歲至55歲 / 年齡基準：上次生日年齡 / 10年或至65歲計劃。","18歲至65歲 / 年齡基準：上次生日年齡 / 至75歲計劃。"],"zh-hans":["18岁至55岁 / 年龄基准：上次生日年龄 / 10年或至65岁计划。","18岁至65岁 / 年龄基准：上次生日年龄 / 至75岁计划。"]},"sources":[{"url":"https://www.yflife.com/sites/default/files/brochure/T10_FS_E.pdf","page":1,"title":"YF Life — Policy Information / Basic Information; edition PSP-176-V1-0425B-E","date":"2025-04","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Premiums remain level and guaranteed; protection options of 10 years or to age 65/75.","zh-hant":"保費固定及保證；保障可選10年或至65／75歲。","zh-hans":"保费固定及保证；保障可选10年或至65／75岁。"}],"display":{"en":["Premiums remain level and guaranteed; protection options of 10 years or to age 65/75."],"zh-hant":["保費固定及保證；保障可選10年或至65／75歲。"],"zh-hans":["保费固定及保证；保障可选10年或至65／75岁。"]},"sources":[{"url":"https://www.yflife.com/en/product/life/convertible-term-insurance/","page":null,"title":"Convertible Term Insurance — official product page (en)","date":null,"checkedOn":"2026-10-13"}]},{"field":"keyExclusions","value":[{"en":"Suicide during the first policy year limits the payout to premiums paid; an increase in cover has its own one-year restriction.","zh-hant":"首個保單年內自殺，賠償僅限已繳保費；新增保障另設一年限制。","zh-hans":"首个保单年内自杀，赔偿仅限已缴保费；新增保障另设一年限制。"},{"en":"Summary only; see policy wording.","zh-hant":"此為摘要，詳見保單條款。","zh-hans":"此为摘要，详见保单条款。"}],"display":{"en":["Suicide during the first policy year limits the payout to premiums paid; an increase in cover has its own one-year restriction.","Summary only; see policy wording."],"zh-hant":["首個保單年內自殺，賠償僅限已繳保費；新增保障另設一年限制。","此為摘要，詳見保單條款。"],"zh-hans":["首个保单年内自杀，赔偿仅限已缴保费；新增保障另设一年限制。","此为摘要，详见保单条款。"]},"sources":[{"url":"https://www.yflife.com/sites/default/files/brochure/T10_FS_E.pdf","page":2,"title":"YF Life — Key Exclusions (partial summary); edition PSP-176-V1-0425B-E","date":"2025-04","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"zurich-swiss-protect-term-protection","names":{"en":"Swiss Protect Term Insurance Plan","zh-hant":"瑞安心定期保障計劃","zh-hans":"瑞安心定期保障计划"},"nameBasis":"insurer-published","insurerSlug":"zurich-life-insurance-hong-kong-limited","productPaths":["/insurers/zurich-life-insurance-hong-kong-limited/zurich-swiss-protect-term-protection/","/zh-hant/insurers/zurich-life-insurance-hong-kong-limited/zurich-swiss-protect-term-protection/","/zh-hans/insurers/zurich-life-insurance-hong-kong-limited/zurich-swiss-protect-term-protection/"],"insurerPaths":["/insurers/zurich-life-insurance-hong-kong-limited/","/zh-hant/insurers/zurich-life-insurance-hong-kong-limited/","/zh-hans/insurers/zurich-life-insurance-hong-kong-limited/"],"facts":[{"field":"type","value":"term-life","display":{"en":["Term life"],"zh-hant":["定期壽險"],"zh-hans":["定期寿险"]},"sources":[{"url":"https://life.zurich.com.hk/en/products/swiss-protect-term-insurance-plan/","page":null,"title":"Swiss Protect Term Insurance Plan — official product page, product information section","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://life.zurich.com.hk/files/Swiss%20Protect%20Product%20brochure(en).pdf","page":4,"title":"Swiss Protect — brochure pages 4–6, terms, currency and entry ages; ZLI-SWP-PRO-1PB-00067-E-0521","date":"2021-05","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":10,"notes":null},{"kind":"years","value":20,"notes":null}],"display":{"en":["10 years","20 years"],"zh-hant":["10 年","20 年"],"zh-hans":["10 年","20 年"]},"sources":[{"url":"https://life.zurich.com.hk/files/Swiss%20Protect%20Product%20brochure(en).pdf","page":4,"title":"Swiss Protect — brochure pages 4–6, terms, currency and entry ages; ZLI-SWP-PRO-1PB-00067-E-0521","date":"2021-05","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"years","value":10,"notes":{"en":"Choose 10 or 20 years; premium payment term matches cover. No automatic renewal.","zh-hant":"可選 10 或 20 年；繳費期與保障期相同，不自動續保。","zh-hans":"可选 10 或 20 年；缴费期与保障期相同，不自动续保。"}},"display":{"en":["10 years / Choose 10 or 20 years; premium payment term matches cover. No automatic renewal."],"zh-hant":["10 年 / 可選 10 或 20 年；繳費期與保障期相同，不自動續保。"],"zh-hans":["10 年 / 可选 10 或 20 年；缴费期与保障期相同，不自动续保。"]},"sources":[{"url":"https://life.zurich.com.hk/files/Swiss%20Protect%20Product%20brochure(en).pdf","page":4,"title":"Swiss Protect — brochure pages 4–6, terms, currency and entry ages; ZLI-SWP-PRO-1PB-00067-E-0521","date":"2021-05","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":19,"unit":"years"},"max":{"value":71,"unit":"years"},"basis":"next-birthday","notes":{"en":"10-year term.","zh-hant":"10 年期。","zh-hans":"10 年期。"}},{"min":{"value":19,"unit":"years"},"max":{"value":61,"unit":"years"},"basis":"next-birthday","notes":{"en":"20-year term.","zh-hant":"20 年期。","zh-hans":"20 年期。"}}],"display":{"en":["19 years to 71 years / Age basis: Age next birthday / 10-year term.","19 years to 61 years / Age basis: Age next birthday / 20-year term."],"zh-hant":["19歲至71歲 / 年齡基準：下次生日年齡 / 10 年期。","19歲至61歲 / 年齡基準：下次生日年齡 / 20 年期。"],"zh-hans":["19岁至71岁 / 年龄基准：下次生日年龄 / 10 年期。","19岁至61岁 / 年龄基准：下次生日年龄 / 20 年期。"]},"sources":[{"url":"https://life.zurich.com.hk/files/Swiss%20Protect%20Product%20brochure(en).pdf","page":4,"title":"Swiss Protect — brochure pages 4–6, terms, currency and entry ages; ZLI-SWP-PRO-1PB-00067-E-0521","date":"2021-05","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Term life protection with guaranteed fixed premiums throughout the 10-year or 20-year premium payment term.","zh-hant":"定期人壽保障，10年或20年繳費年期內保費保證固定。","zh-hans":"定期寿险保障，10年或20年缴费期限内保费保证固定。"}],"display":{"en":["Term life protection with guaranteed fixed premiums throughout the 10-year or 20-year premium payment term."],"zh-hant":["定期人壽保障，10年或20年繳費年期內保費保證固定。"],"zh-hans":["定期寿险保障，10年或20年缴费期限内保费保证固定。"]},"sources":[{"url":"https://life.zurich.com.hk/en/products/swiss-protect-term-insurance-plan/","page":null,"title":"Swiss Protect Term Insurance Plan — official product page, product information section","date":null,"checkedOn":"2026-10-21"}]},{"field":"keyExclusions","value":[{"en":"Suicide within one year of issue or reinstatement, whichever is later, limits payment to premiums without interest. See full wording.","zh-hant":"繕發或復效（以較遲者為準）後一年內自殺，賠付限於退還已繳保費，不計利息；詳見完整條款。","zh-hans":"签发或复效（以较迟者为准）后一年内自杀，赔付限于返还已缴保费，不计利息；详见完整条款。"}],"display":{"en":["Suicide within one year of issue or reinstatement, whichever is later, limits payment to premiums without interest. See full wording."],"zh-hant":["繕發或復效（以較遲者為準）後一年內自殺，賠付限於退還已繳保費，不計利息；詳見完整條款。"],"zh-hans":["签发或复效（以较迟者为准）后一年内自杀，赔付限于返还已缴保费，不计利息；详见完整条款。"]},"sources":[{"url":"https://life.zurich.com.hk/files/Swiss%20Protect%20Product%20brochure(en).pdf","page":7,"title":"Swiss Protect Term Insurance Plan — brochure page 7, selected exclusions/limitations; ZLI-SWP-PRO-1PB-00067-E-0521","date":"2021-05","checkedOn":"2026-10-21"}]}],"ratioSeries":[]}]}