{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"similar-savings-participating-hkd-medium","kind":"similar","type":"savings-participating","currency":"HKD","premiumTermBand":"medium"},"summary":{"en":"This page compares 12 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 12 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 12 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能 改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能 改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","keyFeatures"],"products":[{"slug":"yf-life-beyond-infinity","names":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null,"zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"yf-life-insurance-international-limited","productPaths":["/insurers/yf-life-insurance-international-limited/yf-life-beyond-infinity/","/zh-hant/insurers/yf-life-insurance-international-limited/yf-life-beyond-infinity/","/zh-hans/insurers/yf-life-insurance-international-limited/yf-life-beyond-infinity/"],"insurerPaths":["/insurers/yf-life-insurance-international-limited/","/zh-hant/insurers/yf-life-insurance-international-limited/","/zh-hans/insurers/yf-life-insurance-international-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.yflife.com/en/product/savings/beyond-infinity-savings-insurance-plan/","page":null,"title":"YF Life — Beyond Infinity product terms and jurisdiction-specific currencies","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["USD","HKD","CNY","GBP","SGD","AUD","CAD","CHF","EUR"],"display":{"en":["USD / HKD / CNY / GBP / SGD / AUD / CAD / CHF / EUR"],"zh-hant":["USD / HKD / CNY / GBP / SGD / AUD / CAD / CHF / EUR"],"zh-hans":["USD / HKD / CNY / GBP / SGD / AUD / CAD / CHF / EUR"]},"sources":[{"url":"https://www.yflife.com/en/product/savings/beyond-infinity-savings-insurance-plan/","page":null,"title":"YF Life — Beyond Infinity product terms and jurisdiction-specific currencies","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"years","value":2,"notes":null},{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["2 years","5 years","10 years"],"zh-hant":["2 年","5 年","10 年"],"zh-hans":["2 年","5 年","10 年"]},"sources":[{"url":"https://www.yflife.com/en/product/savings/beyond-infinity-savings-insurance-plan/","page":null,"title":"YF Life — Beyond Infinity product terms and jurisdiction-specific currencies","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"whole-life","value":null,"notes":null},"display":{"en":["Whole life"],"zh-hant":["終身"],"zh-hans":["终身"]},"sources":[{"url":"https://www.yflife.com/en/product/savings/beyond-infinity-savings-insurance-plan/","page":null,"title":"YF Life — Beyond Infinity product terms and jurisdiction-specific currencies","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value plus non-guaranteed reversionary and terminal bonuses.","zh-hant":"保證現金價值及非保證復歸紅利和終期紅利。","zh-hans":"保证现金价值及非保证复归红利和终期红利。"},{"en":"Currency conversion, bonus lock-in and withdrawals are subject to policy conditions.","zh-hant":"貨幣轉換、紅利鎖定及提款須符合保單條件。","zh-hans":"货币转换、红利锁定及提款须符合保单条件。"},{"en":"MOP is available only for Macau-issued policies and is excluded here.","zh-hant":"澳門元僅供澳門簽發保單，本頁不列入。","zh-hans":"澳门元仅供澳门签发保单，本页不列入。"}],"display":{"en":["Guaranteed cash value plus non-guaranteed reversionary and terminal bonuses.","Currency conversion, bonus lock-in and withdrawals are subject to policy conditions.","MOP is available only for Macau-issued policies and is excluded here."],"zh-hant":["保證現金價值及非保證復歸紅利和終期紅利。","貨幣轉換、紅利鎖定及提款須符合保單條件。","澳門元僅供澳門簽發保單，本頁不列入。"],"zh-hans":["保证现金价值及非保证复归红利和终期红利。","货币转换、红利锁定及提款须符合保单条件。","澳门元仅供澳门签发保单，本页不列入。"]},"sources":[{"url":"https://www.yflife.com/en/product/savings/beyond-infinity-savings-insurance-plan/","page":null,"title":"YF Life — Beyond Infinity product terms and jurisdiction-specific currencies","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[{"path":"fulfillment-ratios/yf-life/beyond-infinity-savings-insurance-plan-ca45b3d122","observations":[{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 1","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 2","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 3","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 4","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 5","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 6","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 7","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 8","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 9","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 10","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 10 afterwards","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 1","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 2","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 3","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 4","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 5","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 6","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 7","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 8","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 9","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 10","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"yf-life","productNames":{"en":"Beyond Infinity Savings Insurance Plan","zh-hant":null},"productSlug":null,"currency":"ALL","issueYear":null,"cohortAsPublished":"Policy Year 10 afterwards","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"N/A3(a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["3(a)"],"source":{"url":"https://www.yflife.com/aisite-applyapi/hk/support/getDividend","file":"yf-life/2025-getDividend-BIS-ALL.json","page":null,"locator":"data.benefits / data.years","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}}],"charts":[]}]},{"slug":"evergreen-growth-saver-plus-ii","names":{"en":"Evergreen Growth Saver Plus Insurance II","zh-hant":"特級「雋陞」儲蓄保險 II","zh-hans":"特级「隽升」储蓄保险 II"},"nameBasis":"insurer-published","insurerSlug":"prudential-hong-kong-limited","productPaths":["/insurers/prudential-hong-kong-limited/evergreen-growth-saver-plus-ii/","/zh-hant/insurers/prudential-hong-kong-limited/evergreen-growth-saver-plus-ii/","/zh-hans/insurers/prudential-hong-kong-limited/evergreen-growth-saver-plus-ii/"],"insurerPaths":["/insurers/prudential-hong-kong-limited/","/zh-hant/insurers/prudential-hong-kong-limited/","/zh-hans/insurers/prudential-hong-kong-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/savings/evergreen-growth-saver-plus-ii/","page":null,"title":"Evergreen Growth Saver Plus Insurance II — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/savings/evergreen-growth-saver-plus-ii/","page":null,"title":"Evergreen Growth Saver Plus Insurance II — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"single","value":null,"notes":null},{"kind":"years","value":5,"notes":null},{"kind":"years","value":8,"notes":null},{"kind":"years","value":12,"notes":null},{"kind":"years","value":3,"notes":{"en":"Limited-time option; subject to availability and the offer terms.","zh-hant":"限時選項；受供應情況及優惠條款約束。","zh-hans":"限时选项；受供应情况及优惠条款约束。"}}],"display":{"en":["Single premium","5 years","8 years","12 years","3 years / Limited-time option; subject to availability and the offer terms."],"zh-hant":["整付保費","5 年","8 年","12 年","3 年 / 限時選項；受供應情況及優惠條款約束。"],"zh-hans":["整付保费","5 年","8 年","12 年","3 年 / 限时选项；受供应情况及优惠条款约束。"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/savings/evergreen-growth-saver-plus-ii/","page":null,"title":"Evergreen Growth Saver Plus Insurance II — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"whole-life","value":null,"notes":null},"display":{"en":["Whole life"],"zh-hant":["終身"],"zh-hans":["终身"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/savings/evergreen-growth-saver-plus-ii/","page":null,"title":"Evergreen Growth Saver Plus Insurance II — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value with non-guaranteed reversionary and special bonuses.","zh-hant":"保證現金價值及非保證歸原紅利、特別紅利。","zh-hans":"保证现金价值及非保证归原红利、特别红利。"},{"en":"Change of life assured and death benefit settlement options, subject to policy terms.","zh-hant":"可更改受保人及選擇身故賠償支付方式，受保單條款約束。","zh-hans":"可更改受保人及选择身故赔偿支付方式，受保单条款约束。"}],"display":{"en":["Guaranteed cash value with non-guaranteed reversionary and special bonuses.","Change of life assured and death benefit settlement options, subject to policy terms."],"zh-hant":["保證現金價值及非保證歸原紅利、特別紅利。","可更改受保人及選擇身故賠償支付方式，受保單條款約束。"],"zh-hans":["保证现金价值及非保证归原红利、特别红利。","可更改受保人及选择身故赔偿支付方式，受保单条款约束。"]},"sources":[{"url":"https://www.prudential.com.hk/en/products/save/savings/evergreen-growth-saver-plus-ii/","page":null,"title":"Evergreen Growth Saver Plus Insurance II — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"axa-fortunextra","names":{"en":"FortuneXtra Savings Plan","zh-hant":"摯匯儲蓄計劃","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"axa-china-region-insurance-company-hong-kong-limited","productPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-fortunextra/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-fortunextra/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-fortunextra/"],"insurerPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.axa.com.hk/en/fortune-xtra-savings-plan","page":null,"title":"FortuneXtra Savings Plan — official page and linked public product brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["CNY","USD","GBP","EUR","CAD","AUD","SGD","HKD"],"display":{"en":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"],"zh-hant":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"],"zh-hans":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"]},"sources":[{"url":"https://www.axa.com.hk/en/fortune-xtra-savings-plan","page":null,"title":"FortuneXtra Savings Plan — official page and linked public product brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["5 years","10 years"],"zh-hant":["5 年","10 年"],"zh-hans":["5 年","10 年"]},"sources":[{"url":"https://www.axa.com.hk/en/fortune-xtra-savings-plan","page":null,"title":"FortuneXtra Savings Plan — official page and linked public product brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":138,"notes":{"en":"Age last birthday of the latest insured; changing the insured changes the benefit period.","zh-hant":"以最新受保人上次生日年齡計算；更改受保人會改變保障期。","zh-hans":"以最新受保人上次生日年龄计算；更改受保人会改变保障期。"}},"display":{"en":["To age 138 / Age last birthday of the latest insured; changing the insured changes the benefit period."],"zh-hant":["至年齡 138 / 以最新受保人上次生日年齡計算；更改受保人會改變保障期。"],"zh-hans":["至年龄 138 / 以最新受保人上次生日年龄计算；更改受保人会改变保障期。"]},"sources":[{"url":"https://www.axa.com.hk/en/fortune-xtra-savings-plan","page":null,"title":"FortuneXtra Savings Plan — official page and linked public product brochure","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses.","zh-hant":"第三個保單年度起提供保證現金價值；設非保證保額增值紅利及終期紅利。","zh-hans":"第三个保单年度起提供保证现金价值；设非保证保额增值红利及终期红利。"},{"en":"Currency conversion and policy splitting options are subject to approval and policy conditions.","zh-hant":"貨幣轉換及保單分拆選項須獲批准，並受保單條款約束。","zh-hans":"货币转换及保单分拆选项须获批准，并受保单条款约束。"}],"display":{"en":["Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses.","Currency conversion and policy splitting options are subject to approval and policy conditions."],"zh-hant":["第三個保單年度起提供保證現金價值；設非保證保額增值紅利及終期紅利。","貨幣轉換及保單分拆選項須獲批准，並受保單條款約束。"],"zh-hans":["第三个保单年度起提供保证现金价值；设非保证保额增值红利及终期红利。","货币转换及保单分拆选项须获批准，并受保单条款约束。"]},"sources":[{"url":"https://www.axa.com.hk/en/fortune-xtra-savings-plan","page":null,"title":"FortuneXtra Savings Plan — official page and linked public product brochure","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[{"path":"fulfillment-ratios/axa/fortunextra-savings-plan-411b95ec4d","observations":[{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2024,"cohortAsPublished":"Policy Year 1 (2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (a)","Not Applicable (a)","Not Applicable (a)","Not Applicable (a)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2023,"cohortAsPublished":"Policy Year 2 (2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (a)","Not Applicable (a)","Not Applicable (a)","Not Applicable (a)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2022,"cohortAsPublished":"Policy Year 3 (2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2021,"cohortAsPublished":"Policy Year 4 (2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2020,"cohortAsPublished":"Policy Year 5 (2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2019,"cohortAsPublished":"Policy Year 6 (2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2018,"cohortAsPublished":"Policy Year 7 (2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2017,"cohortAsPublished":"Policy Year 8 (2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2016,"cohortAsPublished":"Policy Year 9 (2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2015,"cohortAsPublished":"Policy Year 10 (2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":null,"cohortAsPublished":"Policy Year 10+ (2014 or before)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2024,"cohortAsPublished":"Policy Year 1 (2024)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (a)","Not Applicable (a)","Not Applicable (a)","Not Applicable (a)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2023,"cohortAsPublished":"Policy Year 2 (2023)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (a)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (a)","Not Applicable (a)","Not Applicable (a)","Not Applicable (a)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2022,"cohortAsPublished":"Policy Year 3 (2022)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2021,"cohortAsPublished":"Policy Year 4 (2021)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2020,"cohortAsPublished":"Policy Year 5 (2020)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2019,"cohortAsPublished":"Policy Year 6 (2019)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2018,"cohortAsPublished":"Policy Year 7 (2018)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2017,"cohortAsPublished":"Policy Year 8 (2017)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2016,"cohortAsPublished":"Policy Year 9 (2016)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":2015,"cohortAsPublished":"Policy Year 10 (2015)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"axa","productNames":{"en":"FortuneXtra Savings Plan","zh-hant":null},"productSlug":null,"currency":"All","issueYear":null,"cohortAsPublished":"Policy Year 10+ (2014 or before)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal Bonus","ratio":null,"valueAsPublished":"Not Applicable (d)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Not Applicable (d)","Not Applicable (d)","Not Applicable (d)","Not Applicable (d)"],"source":{"url":"https://www.axa.com.hk/en/fulfilment-ratios-total-value-ratios-fortunextra-savings-plan","file":"axa/2025-fulfilment-ratios-total-value-ratios-fortunextra-savings-plan.html","page":null,"locator":"actual fulfillment table","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}}],"charts":[]}]},{"slug":"manulife-genesis","names":{"en":"Genesis","zh-hant":"宏摯傳承保障計劃","zh-hans":"宏挚传承保障计划"},"nameBasis":"insurer-published","insurerSlug":"manulife-international-limited","productPaths":["/insurers/manulife-international-limited/manulife-genesis/","/zh-hant/insurers/manulife-international-limited/manulife-genesis/","/zh-hans/insurers/manulife-international-limited/manulife-genesis/"],"insurerPaths":["/insurers/manulife-international-limited/","/zh-hant/insurers/manulife-international-limited/","/zh-hans/insurers/manulife-international-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/genesis.html","page":null,"title":"Genesis — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["USD","HKD","CNY","CAD","AUD","GBP","SGD"],"display":{"en":["USD / HKD / CNY / CAD / AUD / GBP / SGD"],"zh-hant":["USD / HKD / CNY / CAD / AUD / GBP / SGD"],"zh-hans":["USD / HKD / CNY / CAD / AUD / GBP / SGD"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/genesis.html","page":null,"title":"Genesis — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"single","value":null,"notes":null},{"kind":"years","value":3,"notes":null},{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null},{"kind":"years","value":15,"notes":null},{"kind":"years","value":2,"notes":{"en":"Limited-time option; acceptance depends on availability at application.","zh-hant":"限時選項；受投保時供應情況約束。","zh-hans":"限时选项；受投保时供应情况约束。"}}],"display":{"en":["Single premium","3 years","5 years","10 years","15 years","2 years / Limited-time option; acceptance depends on availability at application."],"zh-hant":["整付保費","3 年","5 年","10 年","15 年","2 年 / 限時選項；受投保時供應情況約束。"],"zh-hans":["整付保费","3 年","5 年","10 年","15 年","2 年 / 限时选项；受投保时供应情况约束。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/genesis.html","page":null,"title":"Genesis — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value plus non-guaranteed terminal bonus.","zh-hant":"保證現金價值及非保證終期紅利。","zh-hans":"保证现金价值及非保证终期红利。"},{"en":"Currency switching and change of life insured are subject to approval; policy values and terms may change after a currency switch.","zh-hant":"貨幣轉換及更改受保人須獲批准；轉換貨幣後，保單價值及條款可能改變。","zh-hans":"货币转换及更改受保人须获批准；转换货币后，保单价值及条款可能改变。"}],"display":{"en":["Guaranteed cash value plus non-guaranteed terminal bonus.","Currency switching and change of life insured are subject to approval; policy values and terms may change after a currency switch."],"zh-hant":["保證現金價值及非保證終期紅利。","貨幣轉換及更改受保人須獲批准；轉換貨幣後，保單價值及條款可能改變。"],"zh-hans":["保证现金价值及非保证终期红利。","货币转换及更改受保人须获批准；转换货币后，保单价值及条款可能改变。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/genesis.html","page":null,"title":"Genesis — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"aia-global-power-3","names":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3","zh-hans":"盈御多元货币储蓄保险计划3"},"nameBasis":"editorial-conversion","insurerSlug":"aia","productPaths":["/insurers/aia/aia-global-power-3/","/zh-hant/insurers/aia/aia-global-power-3/","/zh-hans/insurers/aia/aia-global-power-3/"],"insurerPaths":["/insurers/aia/","/zh-hant/insurers/aia/","/zh-hans/insurers/aia/"],"facts":[],"ratioSeries":[{"path":"fulfillment-ratios/aia/global-power-multi-currency-savings-insurance-plan-3-fc2c560401","observations":[{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2024,"cohortAsPublished":"2024","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"N.A.(5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2023,"cohortAsPublished":"2023","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"N.A.(5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2022,"cohortAsPublished":"2022","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2021,"cohortAsPublished":"2021","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2020,"cohortAsPublished":"2020","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2019,"cohortAsPublished":"2019","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2018,"cohortAsPublished":"2018","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2017,"cohortAsPublished":"2017","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2016,"cohortAsPublished":"2016","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2015,"cohortAsPublished":"2015","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":null,"cohortAsPublished":"Before 2015","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2024,"cohortAsPublished":"2024","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"N.A.(5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2023,"cohortAsPublished":"2023","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"N.A.(5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2022,"cohortAsPublished":"2022","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2021,"cohortAsPublished":"2021","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2020,"cohortAsPublished":"2020","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2019,"cohortAsPublished":"2019","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2018,"cohortAsPublished":"2018","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2017,"cohortAsPublished":"2017","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2016,"cohortAsPublished":"2016","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":2015,"cohortAsPublished":"2015","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Global Power Multi-Currency Savings Insurance Plan 3","zh-hant":"盈御多元貨幣儲蓄保險計劃3"},"productSlug":"aia-global-power-3","currency":"All","issueYear":null,"cohortAsPublished":"Before 2015","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal bonuses","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}}],"charts":[]}]},{"slug":"manulife-manuglobal-saver","names":{"en":"ManuGlobal Saver","zh-hant":"宏利環球貨幣保障計劃","zh-hans":"宏利环球货币保障计划"},"nameBasis":"insurer-published","insurerSlug":"manulife-international-limited","productPaths":["/insurers/manulife-international-limited/manulife-manuglobal-saver/","/zh-hant/insurers/manulife-international-limited/manulife-manuglobal-saver/","/zh-hans/insurers/manulife-international-limited/manulife-manuglobal-saver/"],"insurerPaths":["/insurers/manulife-international-limited/","/zh-hant/insurers/manulife-international-limited/","/zh-hans/insurers/manulife-international-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/manuglobal-saver.html","page":null,"title":"ManuGlobal Saver — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["USD","HKD","CNY","CAD","AUD","GBP","SGD"],"display":{"en":["USD / HKD / CNY / CAD / AUD / GBP / SGD"],"zh-hant":["USD / HKD / CNY / CAD / AUD / GBP / SGD"],"zh-hans":["USD / HKD / CNY / CAD / AUD / GBP / SGD"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/manuglobal-saver.html","page":null,"title":"ManuGlobal Saver — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"single","value":null,"notes":null},{"kind":"years","value":3,"notes":{"en":"Limited offer; subject to availability at application.","zh-hant":"限量提供；申請時須確認是否仍可選擇。","zh-hans":"限量提供；申请时须确认是否仍可选择。"}},{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["Single premium","3 years / Limited offer; subject to availability at application.","5 years","10 years"],"zh-hant":["整付保費","3 年 / 限量提供；申請時須確認是否仍可選擇。","5 年","10 年"],"zh-hans":["整付保费","3 年 / 限量提供；申请时须确认是否仍可选择。","5 年","10 年"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/manuglobal-saver.html","page":null,"title":"ManuGlobal Saver — official product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value and a non-guaranteed terminal bonus; early surrender may result in a loss.","zh-hant":"提供保證現金價值及非保證終期紅利；提早退保可能導致損失。","zh-hans":"提供保证现金价值及非保证终期红利；提早退保可能导致损失。"},{"en":"Currency switching from the third anniversary requires approval and may convert the policy to a different designated plan.","zh-hant":"第三個保單週年日起的貨幣轉換須獲批准及符合條件，並可能轉換至另一指定計劃。","zh-hans":"第三个保单周年日起的货币转换须获批准及符合条件，并可能转换至另一指定计划。"}],"display":{"en":["Guaranteed cash value and a non-guaranteed terminal bonus; early surrender may result in a loss.","Currency switching from the third anniversary requires approval and may convert the policy to a different designated plan."],"zh-hant":["提供保證現金價值及非保證終期紅利；提早退保可能導致損失。","第三個保單週年日起的貨幣轉換須獲批准及符合條件，並可能轉換至另一指定計劃。"],"zh-hans":["提供保证现金价值及非保证终期红利；提早退保可能导致损失。","第三个保单周年日起的货币转换须获批准及符合条件，并可能转换至另一指定计划。"]},"sources":[{"url":"https://www.manulife.com.hk/en/individual/products/save/savings/manuglobal-saver.html","page":null,"title":"ManuGlobal Saver — official product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"fwd-maxfocus-global","names":{"en":"MaxFocus Global Insurance Plan","zh-hant":null,"zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"fwd-life-insurance-company-bermuda-limited","productPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/fwd-maxfocus-global/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/fwd-maxfocus-global/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/fwd-maxfocus-global/"],"insurerPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.fwd.com.hk/-/media/documents/save/maxfocus-global-pb-eng.pdf","page":null,"title":"FWD — MaxFocus Global product facts","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["USD","HKD","CNY","AUD","CAD","EUR","GBP","SGD"],"display":{"en":["USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD"],"zh-hant":["USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD"],"zh-hans":["USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD"]},"sources":[{"url":"https://www.fwd.com.hk/-/media/documents/save/maxfocus-global-pb-eng.pdf","page":null,"title":"FWD — MaxFocus Global product facts","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"single","value":null,"notes":null},{"kind":"years","value":3,"notes":{"en":"Limited offer; availability is at FWD’s discretion.","zh-hant":"限時選項，供應情況由富衛決定。","zh-hans":"限时选项，供应情况由富卫决定。"}},{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null},{"kind":"years","value":18,"notes":null}],"display":{"en":["Single premium","3 years / Limited offer; availability is at FWD’s discretion.","5 years","10 years","18 years"],"zh-hant":["整付保費","3 年 / 限時選項，供應情況由富衛決定。","5 年","10 年","18 年"],"zh-hans":["整付保费","3 年 / 限时选项，供应情况由富卫决定。","5 年","10 年","18 年"]},"sources":[{"url":"https://www.fwd.com.hk/-/media/documents/save/maxfocus-global-pb-eng.pdf","page":null,"title":"FWD — MaxFocus Global product facts","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Policy currency conversion is available from the third policy anniversary, subject to conditions.","zh-hant":"由第三個保單週年日起可申請貨幣轉換，須符合條件。","zh-hans":"由第三个保单周年日起可申请货币转换，须符合条件。"},{"en":"Policy splitting is available from the fifth policy anniversary, subject to conditions.","zh-hant":"由第五個保單週年日起可申請保單分拆，須符合條件。","zh-hans":"由第五个保单周年日起可申请保单拆分，须符合条件。"}],"display":{"en":["Policy currency conversion is available from the third policy anniversary, subject to conditions.","Policy splitting is available from the fifth policy anniversary, subject to conditions."],"zh-hant":["由第三個保單週年日起可申請貨幣轉換，須符合條件。","由第五個保單週年日起可申請保單分拆，須符合條件。"],"zh-hans":["由第三个保单周年日起可申请货币转换，须符合条件。","由第五个保单周年日起可申请保单拆分，须符合条件。"]},"sources":[{"url":"https://www.fwd.com.hk/-/media/documents/save/maxfocus-global-pb-eng.pdf","page":null,"title":"FWD — MaxFocus Global product facts","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[{"path":"fulfillment-ratios/fwd/maxfocus-global-insurance-plan-e6ebd27383","observations":[{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual Dividends","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Global Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-global-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-global-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ csd63ffb70e77b5bcf","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}}],"charts":[]}]},{"slug":"fwd-maxfocus-legacy","names":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null,"zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"fwd-life-insurance-company-bermuda-limited","productPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/fwd-maxfocus-legacy/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/fwd-maxfocus-legacy/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/fwd-maxfocus-legacy/"],"insurerPaths":["/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hant/insurers/fwd-life-insurance-company-bermuda-limited/","/zh-hans/insurers/fwd-life-insurance-company-bermuda-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.fwd.com.hk/online-insurance/maxfocus-legacy-insurance-plan/en/","page":null,"title":"FWD — MaxFocus Legacy product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["USD","HKD","CNY","AUD","CAD","EUR","GBP","SGD"],"display":{"en":["USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD"],"zh-hant":["USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD"],"zh-hans":["USD / HKD / CNY / AUD / CAD / EUR / GBP / SGD"]},"sources":[{"url":"https://www.fwd.com.hk/images/v3/assets/blt563fac53dd3a847c/blt56097470ecb8bc2e/FWD_MaxFocus_Legacy_EN.pdf","page":null,"title":"FWD — MaxFocus Legacy currency and payment options","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"single","value":null,"notes":null},{"kind":"years","value":2,"notes":{"en":"Limited offer; availability is at FWD’s discretion.","zh-hant":"限時選項，供應情況由富衛決定。","zh-hans":"限时选项，供应情况由富卫决定。"}},{"kind":"years","value":3,"notes":{"en":"Limited offer; availability is at FWD’s discretion.","zh-hant":"限時選項，供應情況由富衛決定。","zh-hans":"限时选项，供应情况由富卫决定。"}},{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null},{"kind":"years","value":18,"notes":null}],"display":{"en":["Single premium","2 years / Limited offer; availability is at FWD’s discretion.","3 years / Limited offer; availability is at FWD’s discretion.","5 years","10 years","18 years"],"zh-hant":["整付保費","2 年 / 限時選項，供應情況由富衛決定。","3 年 / 限時選項，供應情況由富衛決定。","5 年","10 年","18 年"],"zh-hans":["整付保费","2 年 / 限时选项，供应情况由富卫决定。","3 年 / 限时选项，供应情况由富卫决定。","5 年","10 年","18 年"]},"sources":[{"url":"https://www.fwd.com.hk/online-insurance/maxfocus-legacy-insurance-plan/en/","page":null,"title":"FWD — MaxFocus Legacy product page","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value with non-guaranteed reversionary and special bonuses.","zh-hant":"保證現金價值及非保證復歸紅利和特別紅利。","zh-hans":"保证现金价值及非保证复归红利和特别红利。"},{"en":"Policy splitting from the third policy anniversary and bonus lock-in are subject to policy conditions.","zh-hant":"由第三個保單週年日起可申請保單分拆；紅利鎖定須符合保單條件。","zh-hans":"由第三个保单周年日起可申请保单分拆；红利锁定须符合保单条件。"}],"display":{"en":["Guaranteed cash value with non-guaranteed reversionary and special bonuses.","Policy splitting from the third policy anniversary and bonus lock-in are subject to policy conditions."],"zh-hant":["保證現金價值及非保證復歸紅利和特別紅利。","由第三個保單週年日起可申請保單分拆；紅利鎖定須符合保單條件。"],"zh-hans":["保证现金价值及非保证复归红利和特别红利。","由第三个保单周年日起可申请保单分拆；红利锁定须符合保单条件。"]},"sources":[{"url":"https://www.fwd.com.hk/online-insurance/maxfocus-legacy-insurance-plan/en/","page":null,"title":"FWD — MaxFocus Legacy product page","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[{"path":"fulfillment-ratios/fwd/maxfocus-legacy-insurance-plan-59f6da2486","observations":[{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"reversionary-bonus","labelAsPublished":"Reversionary Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"US$","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"HK$","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"RMB","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"AUD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"CAD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"EUR","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (2)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(2)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"GBP","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2024,"cohortAsPublished":"Policy year 1 (Policies issued in 2024)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2023,"cohortAsPublished":"Policy year 2 (Policies issued in 2023)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2022,"cohortAsPublished":"Policy year 3 (Policies issued in 2022)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2021,"cohortAsPublished":"Policy year 4 (Policies issued in 2021)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2020,"cohortAsPublished":"Policy year 5 (Policies issued in 2020)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2019,"cohortAsPublished":"Policy year 6 (Policies issued in 2019)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2018,"cohortAsPublished":"Policy year 7 (Policies issued in 2018)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2017,"cohortAsPublished":"Policy year 8 (Policies issued in 2017)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2016,"cohortAsPublished":"Policy year 9 (Policies issued in 2016)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":2015,"cohortAsPublished":"Policy year 10 (Policies issued in 2015)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"fwd","productNames":{"en":"MaxFocus Legacy Insurance Plan","zh-hant":null},"productSlug":null,"currency":"SGD","issueYear":null,"cohortAsPublished":"Policy year 10+ (Policies issued in 2010- 2014)","reportingYear":2025,"component":"other","labelAsPublished":"Special Bonuses","ratio":null,"valueAsPublished":"N/A (3)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(3)"],"source":{"url":"https://www.fwd.com.hk/en/regulatory-disclosures/fulfillment-ratios/maxfocus-legacy-insurance-plan/","file":"fwd/2025-en_regulatory-disclosures_fulfillment-ratios_maxfocus-legacy-insurance-plan.html","page":null,"locator":"__NEXT_DATA__ cscfbd04987143d0e4","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}}],"charts":[]}]},{"slug":"aia-simply-love-encore-5","names":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛．延續」儲蓄保險計劃5","zh-hans":"「简爱．延续」储蓄保险计划5"},"nameBasis":"editorial-conversion","insurerSlug":"aia","productPaths":["/insurers/aia/aia-simply-love-encore-5/","/zh-hant/insurers/aia/aia-simply-love-encore-5/","/zh-hans/insurers/aia/aia-simply-love-encore-5/"],"insurerPaths":["/insurers/aia/","/zh-hant/insurers/aia/","/zh-hans/insurers/aia/"],"facts":[],"ratioSeries":[{"path":"fulfillment-ratios/aia/simply-love-encore-savings-insurance-plan-5-edb2fcc2fa","chartImageUrl":"https://buyhongkonginsurance.com/data/charts/aia/simply-love-encore-savings-insurance-plan-5-edb2fcc2fa.svg","observations":[{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2024,"cohortAsPublished":"2024","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":null,"valueAsPublished":"N.A.(5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2023,"cohortAsPublished":"2023","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2022,"cohortAsPublished":"2022","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2021,"cohortAsPublished":"2021","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2020,"cohortAsPublished":"2020","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2019,"cohortAsPublished":"2019","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2018,"cohortAsPublished":"2018","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2017,"cohortAsPublished":"2017","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2016,"cohortAsPublished":"2016","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2015,"cohortAsPublished":"2015","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":null,"cohortAsPublished":"Before 2015","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2024,"cohortAsPublished":"2024","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":null,"valueAsPublished":"N.A.(5)","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["(5)"],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2023,"cohortAsPublished":"2023","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2022,"cohortAsPublished":"2022","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2021,"cohortAsPublished":"2021","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2020,"cohortAsPublished":"2020","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2019,"cohortAsPublished":"2019","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2018,"cohortAsPublished":"2018","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2017,"cohortAsPublished":"2017","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2016,"cohortAsPublished":"2016","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2015,"cohortAsPublished":"2015","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":null,"cohortAsPublished":"Before 2015","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":null,"valueAsPublished":"Not yet launched","notApplicable":false,"notAvailable":true,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}}],"charts":[{"points":[{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2021,"cohortAsPublished":"2021","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2022,"cohortAsPublished":"2022","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2023,"cohortAsPublished":"2023","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"Annual dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}}]},{"points":[{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2021,"cohortAsPublished":"2021","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2022,"cohortAsPublished":"2022","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}},{"insurerSlug":"aia","productNames":{"en":"Simply Love Encore Savings Insurance Plan 5","zh-hant":"「簡愛•延續」儲蓄保險計劃5"},"productSlug":"aia-simply-love-encore-5","currency":"All","issueYear":2023,"cohortAsPublished":"2023","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"Terminal dividends","ratio":100,"valueAsPublished":"100%","notApplicable":false,"notAvailable":false,"unreadable":false,"footnotes":[],"source":{"url":"https://www.aia.com.hk/content/dam/hk-wise/json/further-product-information/2026/fulfillment-ratio.json","file":"aia/2025-fulfillment-ratio.json","page":null,"locator":"pData","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-11"}}]}]}]},{"slug":"china-life-supreme-fortune-premier","names":{"en":"Supreme Fortune Savings Insurance Plan (Premier)","zh-hant":null,"zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"china-life-insurance-overseas-company-limited","productPaths":["/insurers/china-life-insurance-overseas-company-limited/china-life-supreme-fortune-premier/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/china-life-supreme-fortune-premier/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/china-life-supreme-fortune-premier/"],"insurerPaths":["/insurers/china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/supreme-fortune-savings-insurance-plan-premier","page":null,"title":"China Life (Overseas) — Supreme Fortune Premier product details","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/supreme-fortune-savings-insurance-plan-premier","page":null,"title":"China Life (Overseas) — Supreme Fortune Premier product details","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"years","value":5,"notes":null},{"kind":"years","value":8,"notes":null}],"display":{"en":["5 years","8 years"],"zh-hant":["5 年","8 年"],"zh-hans":["5 年","8 年"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/supreme-fortune-savings-insurance-plan-premier","page":null,"title":"China Life (Overseas) — Supreme Fortune Premier product details","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"whole-life","value":null,"notes":null},"display":{"en":["Whole life"],"zh-hant":["終身"],"zh-hans":["终身"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/supreme-fortune-savings-insurance-plan-premier","page":null,"title":"China Life (Overseas) — Supreme Fortune Premier product details","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value and a non-guaranteed terminal dividend; premium holidays are subject to payment-term-specific conditions.","zh-hant":"保證現金價值及非保證終期紅利；保費假期須符合所選繳費年期的條件。","zh-hans":"保证现金价值及非保证终期红利；保费假期须符合所选缴费年期的条件。"}],"display":{"en":["Guaranteed cash value and a non-guaranteed terminal dividend; premium holidays are subject to payment-term-specific conditions."],"zh-hant":["保證現金價值及非保證終期紅利；保費假期須符合所選繳費年期的條件。"],"zh-hans":["保证现金价值及非保证终期红利；保费假期须符合所选缴费年期的条件。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/supreme-fortune-savings-insurance-plan-premier","page":null,"title":"China Life (Overseas) — Supreme Fortune Premier product details","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"axa-wealthahead-ii-prime","names":{"en":"WealthAhead II Savings Insurance - Prime","zh-hant":"盛利 II 儲蓄保險 – 至盛","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"axa-china-region-insurance-company-hong-kong-limited","productPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wealthahead-ii-prime/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wealthahead-ii-prime/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wealthahead-ii-prime/"],"insurerPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-prime","page":null,"title":"WealthAhead II Savings Insurance - Prime — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["CNY","USD","GBP","EUR","CAD","AUD","SGD","HKD"],"display":{"en":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"],"zh-hant":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"],"zh-hans":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-prime","page":null,"title":"WealthAhead II Savings Insurance - Prime — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"years","value":2,"notes":{"en":"Limited-time offer; availability must be confirmed at application.","zh-hant":"限時提供；申請時須確認是否仍可選擇。","zh-hans":"限时提供；申请时须确认是否仍可选择。"}},{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["2 years / Limited-time offer; availability must be confirmed at application.","5 years","10 years"],"zh-hant":["2 年 / 限時提供；申請時須確認是否仍可選擇。","5 年","10 年"],"zh-hans":["2 年 / 限时提供；申请时须确认是否仍可选择。","5 年","10 年"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-prime","page":null,"title":"WealthAhead II Savings Insurance - Prime — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"},{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance","page":null,"title":"AXA WealthAhead II series — limited 2-year payment option","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":138,"notes":{"en":"Age last birthday of the latest insured; changing the insured changes the benefit period.","zh-hant":"以最新受保人上次生日年齡計算；更改受保人會改變保障期。","zh-hans":"以最新受保人上次生日年龄计算；更改受保人会改变保障期。"}},"display":{"en":["To age 138 / Age last birthday of the latest insured; changing the insured changes the benefit period."],"zh-hant":["至年齡 138 / 以最新受保人上次生日年齡計算；更改受保人會改變保障期。"],"zh-hans":["至年龄 138 / 以最新受保人上次生日年龄计算；更改受保人会改变保障期。"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-prime","page":null,"title":"WealthAhead II Savings Insurance - Prime — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses.","zh-hant":"第三個保單年度起提供保證現金價值；設非保證保額增值紅利及終期紅利。","zh-hans":"第三个保单年度起提供保证现金价值；设非保证保额增值红利及终期红利。"},{"en":"Currency conversion and Wealth Master Service are subject to approval and conditions; service arrangements are distinct from policy benefits.","zh-hant":"貨幣轉換及財富管理人服務受批准及條件約束；服務安排與保單保障有別。","zh-hans":"货币转换及财富管理人服务受批准及条件约束；服务安排与保单保障有别。"}],"display":{"en":["Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses.","Currency conversion and Wealth Master Service are subject to approval and conditions; service arrangements are distinct from policy benefits."],"zh-hant":["第三個保單年度起提供保證現金價值；設非保證保額增值紅利及終期紅利。","貨幣轉換及財富管理人服務受批准及條件約束；服務安排與保單保障有別。"],"zh-hans":["第三个保单年度起提供保证现金价值；设非保证保额增值红利及终期红利。","货币转换及财富管理人服务受批准及条件约束；服务安排与保单保障有别。"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-prime","page":null,"title":"WealthAhead II Savings Insurance - Prime — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"axa-wealthahead-ii-supreme","names":{"en":"WealthAhead II Savings Insurance - Supreme","zh-hant":"盛利 II 儲蓄保險 – 至尊","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"axa-china-region-insurance-company-hong-kong-limited","productPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wealthahead-ii-supreme/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wealthahead-ii-supreme/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/axa-wealthahead-ii-supreme/"],"insurerPaths":["/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hant/insurers/axa-china-region-insurance-company-hong-kong-limited/","/zh-hans/insurers/axa-china-region-insurance-company-hong-kong-limited/"],"facts":[{"field":"type","value":"savings-participating","display":{"en":["Participating savings"],"zh-hant":["分紅儲蓄"],"zh-hans":["分红储蓄"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-supreme","page":null,"title":"WealthAhead II Savings Insurance - Supreme — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["CNY","USD","GBP","EUR","CAD","AUD","SGD","HKD"],"display":{"en":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"],"zh-hant":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"],"zh-hans":["CNY / USD / GBP / EUR / CAD / AUD / SGD / HKD"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-supreme","page":null,"title":"WealthAhead II Savings Insurance - Supreme — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"years","value":2,"notes":{"en":"Limited-time offer; availability must be confirmed at application.","zh-hant":"限時提供；申請時須確認是否仍可選擇。","zh-hans":"限时提供；申请时须确认是否仍可选择。"}},{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["2 years / Limited-time offer; availability must be confirmed at application.","5 years","10 years"],"zh-hant":["2 年 / 限時提供；申請時須確認是否仍可選擇。","5 年","10 年"],"zh-hans":["2 年 / 限时提供；申请时须确认是否仍可选择。","5 年","10 年"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-supreme","page":null,"title":"WealthAhead II Savings Insurance - Supreme — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"},{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance","page":null,"title":"AXA WealthAhead II series — limited 2-year payment option","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":138,"notes":{"en":"Age last birthday of the latest insured; changing the insured changes the benefit period.","zh-hant":"以最新受保人上次生日年齡計算；更改受保人會改變保障期。","zh-hans":"以最新受保人上次生日年龄计算；更改受保人会改变保障期。"}},"display":{"en":["To age 138 / Age last birthday of the latest insured; changing the insured changes the benefit period."],"zh-hant":["至年齡 138 / 以最新受保人上次生日年齡計算；更改受保人會改變保障期。"],"zh-hans":["至年龄 138 / 以最新受保人上次生日年龄计算；更改受保人会改变保障期。"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-supreme","page":null,"title":"WealthAhead II Savings Insurance - Supreme — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses.","zh-hant":"第三個保單年度起提供保證現金價值；設非保證保額增值紅利及終期紅利。","zh-hans":"第三个保单年度起提供保证现金价值；设非保证保额增值红利及终期红利。"},{"en":"Currency conversion and Wealth Master Service are subject to approval and conditions; service arrangements are distinct from policy benefits.","zh-hant":"貨幣轉換及財富管理人服務受批准及條件約束；服務安排與保單保障有別。","zh-hans":"货币转换及财富管理人服务受批准及条件约束；服务安排与保单保障有别。"}],"display":{"en":["Guaranteed cash value from the third policy year; non-guaranteed reversionary and terminal bonuses.","Currency conversion and Wealth Master Service are subject to approval and conditions; service arrangements are distinct from policy benefits."],"zh-hant":["第三個保單年度起提供保證現金價值；設非保證保額增值紅利及終期紅利。","貨幣轉換及財富管理人服務受批准及條件約束；服務安排與保單保障有別。"],"zh-hans":["第三个保单年度起提供保证现金价值；设非保证保额增值红利及终期红利。","货币转换及财富管理人服务受批准及条件约束；服务安排与保单保障有别。"]},"sources":[{"url":"https://www.axa.com.hk/en/wealth-ahead-ii-savings-insurance-supreme","page":null,"title":"WealthAhead II Savings Insurance - Supreme — official page and linked public brochure (5-year / 10-year pay)","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]}]}