{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"similar-accident-hkd-renewable","kind":"similar","type":"accident","currency":"HKD","premiumTermBand":"renewable"},"summary":{"en":"This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 2 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 2 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能 改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能 改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","keyFeatures","status"],"products":[{"slug":"sun-life-stand-by-you","names":{"en":"Stand-by-you Accident Protection Plan","zh-hant":"常守護意外保障計劃","zh-hans":"常守护意外保障计划"},"nameBasis":"insurer-published","insurerSlug":"sun-life-hong-kong-limited","productPaths":["/insurers/sun-life-hong-kong-limited/sun-life-stand-by-you/","/zh-hant/insurers/sun-life-hong-kong-limited/sun-life-stand-by-you/","/zh-hans/insurers/sun-life-hong-kong-limited/sun-life-stand-by-you/"],"insurerPaths":["/insurers/sun-life-hong-kong-limited/","/zh-hant/insurers/sun-life-hong-kong-limited/","/zh-hans/insurers/sun-life-hong-kong-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.sunlife.com.hk/content/dam/sunlife/regional/hong-kong/documents/Stand-by-you_PB_EN.pdf","page":11,"title":"Official product brochure: basic plan terms (not rider terms)","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.sunlife.com.hk/content/dam/sunlife/regional/hong-kong/documents/Stand-by-you_PB_EN.pdf","page":11,"title":"Official product brochure: basic plan terms (not rider terms)","date":null,"checkedOn":"2026-10-12"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Yearly renewal; 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