{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"similar-accident-hkd-long","kind":"similar","type":"accident","currency":"HKD","premiumTermBand":"long"},"summary":{"en":"This page compares 4 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 4 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 4 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","keyFeatures","keyExclusions"],"products":[{"slug":"coverage19-chubb-hk-accident-guard-plan","names":{"en":"Accident Guard Plan","zh-hant":"「友您心」意外保障計劃","zh-hans":"「友您心」意外保障计划"},"nameBasis":"insurer-published","insurerSlug":"chubb-life-insurance-hong-kong-limited","productPaths":["/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accident-guard-plan/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accident-guard-plan/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accident-guard-plan/"],"insurerPaths":["/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.chubb.com/hk-en/personal/accident-guard-plan.html","page":null,"title":"Official product page — Product brochure section; publication date not stated","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":10,"notes":null},{"kind":"years","value":20,"notes":null}],"display":{"en":["10 years","20 years"],"zh-hant":["10 年","20 年"],"zh-hans":["10 年","20 年"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":null},"display":{"en":["To age 100"],"zh-hant":["至 100 歲"],"zh-hans":["至 100 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":65,"unit":"years"},"basis":null,"notes":{"en":"10-year premium payment term. Age at nearest birthday.","zh-hant":"10 年繳費期。 最接近生日年齡。","zh-hans":"10 年缴费期。 最接近生日年龄。"}},{"min":{"value":15,"unit":"days"},"max":{"value":55,"unit":"years"},"basis":null,"notes":{"en":"20-year premium payment term. Age at nearest birthday.","zh-hant":"20 年繳費期。 最接近生日年齡。","zh-hans":"20 年缴费期。 最接近生日年龄。"}}],"display":{"en":["15 days to 65 years / Age basis: Not confirmed / 10-year premium payment term. Age at nearest birthday.","15 days to 55 years / Age basis: Not confirmed / 20-year premium payment term. Age at nearest birthday."],"zh-hant":["出生15日至65歲 / 年齡基準：未確認 / 10 年繳費期。 最接近生日年齡。","出生15日至55歲 / 年齡基準：未確認 / 20 年繳費期。 最接近生日年齡。"],"zh-hans":["出生15日至65岁 / 年龄基准：未确认 / 10 年缴费期。 最接近生日年龄。","出生15日至55岁 / 年龄基准：未确认 / 20 年缴费期。 最接近生日年龄。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":8,"title":"Chubb product brochure — age definition and conditions; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Accidental death or scheduled dismemberment must result within 12 months of injury; benefit conditions apply.","zh-hant":"意外身故或表列斷肢須於受傷後 12 個月內發生，並受保障條件限制。","zh-hans":"意外身故或表列断肢须于受伤后 12 个月内发生，并受保障条件限制。"},{"en":"Total permanent disability must last 365 days; 2% monthly starts in month 13, for up to 50 months, with age limits.","zh-hant":"完全及永久傷殘須持續 365 日；由第 13 個月起每月賠償保額的 2%，最多 50 個月，設年齡限制。","zh-hans":"完全及永久残疾须持续 365 天；由第 13 个月起每月赔偿保额的 2%，最多 50 个月，设年龄限制。"},{"en":"Basic-plan premiums are waived during total and permanent disability benefit payments.","zh-hant":"支付完全及永久傷殘保障期間豁免基本計劃保費。","zh-hans":"支付完全及永久残疾保障期间豁免基本计划保费。"},{"en":"Evacuation and repatriation outside the country of residence are third-party services outside the policy benefits.","zh-hant":"居住國以外的醫療運送及送返屬保單保障以外的第三方服務。","zh-hans":"居住国以外的医疗转运及送返属于保单保障以外的第三方服务。"}],"display":{"en":["Accidental death or scheduled dismemberment must result within 12 months of injury; benefit conditions apply.","Total permanent disability must last 365 days; 2% monthly starts in month 13, for up to 50 months, with age limits.","Basic-plan premiums are waived during total and permanent disability benefit payments.","Evacuation and repatriation outside the country of residence are third-party services outside the policy benefits."],"zh-hant":["意外身故或表列斷肢須於受傷後 12 個月內發生，並受保障條件限制。","完全及永久傷殘須持續 365 日；由第 13 個月起每月賠償保額的 2%，最多 50 個月，設年齡限制。","支付完全及永久傷殘保障期間豁免基本計劃保費。","居住國以外的醫療運送及送返屬保單保障以外的第三方服務。"],"zh-hans":["意外身故或表列断肢须于受伤后 12 个月内发生，并受保障条件限制。","完全及永久残疾须持续 365 天；由第 13 个月起每月赔偿保额的 2%，最多 50 个月，设年龄限制。","支付完全及永久残疾保障期间豁免基本计划保费。","居住国以外的医疗转运及送返属于保单保障以外的第三方服务。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":6,"title":"Benefit categories — premium waiver; PDF page 6; edition P108/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":8,"title":"Benefit categories — accidental death, permanent disability, emergency assistance; PDF page 8; edition P108/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Key examples include intentionally self-inflicted injury and war-related injury.","zh-hant":"主要例子包括故意自致傷害及戰爭相關傷害；","zh-hans":"主要示例包括故意自伤及战争相关伤害；"},{"en":"Refer to the benefit-specific exclusions and exceptions in the brochure.","zh-hant":"須參閱產品冊中各項保障的不保事項及例外條款。","zh-hans":"须参阅产品手册中各项保障的免责条款及例外条款。"}],"display":{"en":["Key examples include intentionally self-inflicted injury and war-related injury.","Refer to the benefit-specific exclusions and exceptions in the brochure."],"zh-hant":["主要例子包括故意自致傷害及戰爭相關傷害；","須參閱產品冊中各項保障的不保事項及例外條款。"],"zh-hans":["主要示例包括故意自伤及战争相关伤害；","须参阅产品手册中各项保障的免责条款及例外条款。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":10,"title":"Chubb product brochure — Key Exclusions; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"aia-secure-first","names":{"en":"Secure First","zh-hant":"「意安心」","zh-hans":"「意安心」"},"nameBasis":"editorial-conversion","insurerSlug":"aia","productPaths":["/insurers/aia/aia-secure-first/","/zh-hant/insurers/aia/aia-secure-first/","/zh-hans/insurers/aia/aia-secure-first/"],"insurerPaths":["/insurers/aia/","/zh-hant/insurers/aia/","/zh-hans/insurers/aia/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":2,"title":"Official brochure — cover at a glance; PDF page 2; PTA999123.1223","date":"2023-12","checkedOn":"2026-10-22"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":2,"title":"Official brochure — cover at a glance; PDF page 2; PTA999123.1223","date":"2023-12","checkedOn":"2026-10-22"}]},{"field":"premiumTerms","value":[{"kind":"years","value":12,"notes":{"en":"Premium amounts stay level during the 12-year payment term","zh-hant":"繳費期12年內保費金額維持不變","zh-hans":"缴费期12年内保费金额维持不变"}}],"display":{"en":["12 years / Premium amounts stay level during the 12-year payment term"],"zh-hant":["12 年 / 繳費期12年內保費金額維持不變"],"zh-hans":["12 年 / 缴费期12年内保费金额维持不变"]},"sources":[{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":4,"title":"Official brochure — premium payment term and rates; PDF page 4; PTA999123.1223","date":"2023-12","checkedOn":"2026-10-22"}]},{"field":"benefitTerm","value":{"kind":"whole-life","value":null,"notes":{"en":"Accidental death benefit is whole life; accidental dismemberment and permanent total disability benefits run to age 76","zh-hant":"意外身故保障為終身；意外斷肢及永久完全傷殘保障至76歲","zh-hans":"意外身故保障为终身；意外断肢及永久完全伤残保障至76岁"}},"display":{"en":["Whole life / Accidental death benefit is whole life; accidental dismemberment and permanent total disability benefits run to age 76"],"zh-hant":["終身 / 意外身故保障為終身；意外斷肢及永久完全傷殘保障至76歲"],"zh-hans":["终身 / 意外身故保障为终身；意外断肢及永久完全伤残保障至76岁"]},"sources":[{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":2,"title":"Official brochure — cover at a glance; PDF page 2; PTA999123.1223","date":"2023-12","checkedOn":"2026-10-22"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":63,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["15 days to 63 years / Age basis: Not confirmed"],"zh-hant":["出生15日至63歲 / 年齡基準：未確認"],"zh-hans":["出生15日至63岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":2,"title":"Official brochure — cover at a glance; PDF page 2; PTA999123.1223","date":"2023-12","checkedOn":"2026-10-22"}]},{"field":"keyFeatures","value":[{"en":"Accidental death within 180 days pays the current sum assured; prior dismemberment or disability payments reduce it.","zh-hant":"意外後 180 日內身故可獲當時保額；已付斷肢或傷殘賠償會扣減保額。","zh-hans":"意外后 180 天内身故可获当时保额；已付断肢或残疾赔偿会扣减保额。"},{"en":"Scheduled accidental dismemberment within 180 days pays a lump sum and reduces the current sum assured.","zh-hant":"意外後 180 日內發生表列斷肢情況可獲一次性賠償，並扣減當時保額。","zh-hans":"意外后 180 天内发生表列断肢情况可获一次性赔偿，并扣减当时保额。"},{"en":"Adult permanent total disability: 1% monthly from the 13th month for up to 100 months while disability continues.","zh-hant":"成年受保人永久完全傷殘持續期間，由第 13 個月起每月支付當時保額的 1%，最多 100 個月。","zh-hans":"成年被保险人永久完全残疾持续期间，由第 13 个月起每月支付当时保额的 1%，最多 100 个月。"},{"en":"Premiums are waived during permanent total disability benefit payments; disability must persist for 12 consecutive months.","zh-hant":"永久完全傷殘須連續持續 12 個月；支付該傷殘保障期間豁免保費。","zh-hans":"永久完全残疾须连续持续 12 个月；支付该残疾保障期间豁免保费。"},{"en":"Emergency evacuation and repatriation assistance has a shared HKD 500,000 per-life limit and residence conditions.","zh-hant":"緊急醫療運送及遺體送返援助設每人共用 HKD 500,000 限額，並受居住地條件限制。","zh-hans":"紧急医疗转运及遗体送返援助设每人共用 HKD 500,000 限额，并受居住地条件限制。"},{"en":"Death, dismemberment and disability payments share the sum assured; dismemberment and disability cover ends at age 76.","zh-hant":"身故、斷肢及傷殘賠償共用保額；斷肢及傷殘保障於 76 歲相應保單年度結束時終止。","zh-hans":"身故、断肢及残疾赔偿共用保额；断肢及残疾保障于 76 岁相应保单年度结束时终止。"}],"display":{"en":["Accidental death within 180 days pays the current sum assured; prior dismemberment or disability payments reduce it.","Scheduled accidental dismemberment within 180 days pays a lump sum and reduces the current sum assured.","Adult permanent total disability: 1% monthly from the 13th month for up to 100 months while disability continues.","Premiums are waived during permanent total disability benefit payments; disability must persist for 12 consecutive months.","Emergency evacuation and repatriation assistance has a shared HKD 500,000 per-life limit and residence conditions.","Death, dismemberment and disability payments share the sum assured; dismemberment and disability cover ends at age 76."],"zh-hant":["意外後 180 日內身故可獲當時保額；已付斷肢或傷殘賠償會扣減保額。","意外後 180 日內發生表列斷肢情況可獲一次性賠償，並扣減當時保額。","成年受保人永久完全傷殘持續期間，由第 13 個月起每月支付當時保額的 1%，最多 100 個月。","永久完全傷殘須連續持續 12 個月；支付該傷殘保障期間豁免保費。","緊急醫療運送及遺體送返援助設每人共用 HKD 500,000 限額，並受居住地條件限制。","身故、斷肢及傷殘賠償共用保額；斷肢及傷殘保障於 76 歲相應保單年度結束時終止。"],"zh-hans":["意外后 180 天内身故可获当时保额；已付断肢或残疾赔偿会扣减保额。","意外后 180 天内发生表列断肢情况可获一次性赔偿，并扣减当时保额。","成年被保险人永久完全残疾持续期间，由第 13 个月起每月支付当时保额的 1%，最多 100 个月。","永久完全残疾须连续持续 12 个月；支付该残疾保障期间豁免保费。","紧急医疗转运及遗体送返援助设每人共用 HKD 500,000 限额，并受居住地条件限制。","身故、断肢及残疾赔偿共用保额；断肢及残疾保障于 76 岁相应保单年度结束时终止。"]},"sources":[{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":3,"title":"Benefit categories — accidental death, permanent disability, premium waiver; PDF page 3; edition PTA999123.1223","date":null,"checkedOn":"2026-10-22"},{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":4,"title":"Benefit categories — emergency assistance; PDF page 4; edition PTA999123.1223","date":null,"checkedOn":"2026-10-22"},{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":7,"title":"Benefit categories — additional benefits; PDF page 7; edition PTA999123.1223","date":null,"checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"War, armed-forces service in wartime, and violating the law or resisting arrest are excluded.","zh-hant":"戰爭、戰時服役，以及違法或拒捕不受保。","zh-hans":"战争、战时服役，以及违法或拒捕不受保。"},{"en":"Suicide or attempted suicide, self-inflicted injury, and accidents under the influence of alcohol or non-prescribed drugs are excluded.","zh-hant":"自殺或企圖自殺、蓄意自傷，以及受酒精或非處方藥物影響下發生的意外不受保。","zh-hans":"自杀或企图自杀、故意自伤，以及受酒精或非处方药物影响下发生的意外不受保。"},{"en":"Air travel other than as a fare-paying passenger on a licensed aircraft is excluded.","zh-hant":"以付費乘客身份乘搭持牌飛機以外的航空活動不受保。","zh-hans":"以付费乘客身份乘坐持牌飞机以外的航空活动不受保。"},{"en":"Examples only; full policy terms and exceptions apply.","zh-hant":"僅列部分例子；須參閱完整保單條款及例外情況。","zh-hans":"仅列部分示例；须参阅完整保单条款及例外情况。"}],"display":{"en":["War, armed-forces service in wartime, and violating the law or resisting arrest are excluded.","Suicide or attempted suicide, self-inflicted injury, and accidents under the influence of alcohol or non-prescribed drugs are excluded.","Air travel other than as a fare-paying passenger on a licensed aircraft is excluded.","Examples only; full policy terms and exceptions apply."],"zh-hant":["戰爭、戰時服役，以及違法或拒捕不受保。","自殺或企圖自殺、蓄意自傷，以及受酒精或非處方藥物影響下發生的意外不受保。","以付費乘客身份乘搭持牌飛機以外的航空活動不受保。","僅列部分例子；須參閱完整保單條款及例外情況。"],"zh-hans":["战争、战时服役，以及违法或拒捕不受保。","自杀或企图自杀、故意自伤，以及受酒精或非处方药物影响下发生的意外不受保。","以付费乘客身份乘坐持牌飞机以外的航空活动不受保。","仅列部分示例；须参阅完整保单条款及例外情况。"]},"sources":[{"url":"https://www.aia.com.hk/content/dam/hk/en/pdf/product-brochure/individuals/secure-first/SecureFirst_en.pdf.coredownload.inline.pdf","page":6,"title":"Official brochure — key exclusions; PDF page 6; PTA999123.1223","date":"2023-12","checkedOn":"2026-10-22"}]}],"ratioSeries":[]},{"slug":"manulife-thankful-care","names":{"en":"Thankful Care Personal Accident Insurance Plan","zh-hant":"相伴無憂個人意外保險計劃","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"manulife-international-limited","productPaths":["/insurers/manulife-international-limited/manulife-thankful-care/","/zh-hant/insurers/manulife-international-limited/manulife-thankful-care/","/zh-hans/insurers/manulife-international-limited/manulife-thankful-care/"],"insurerPaths":["/insurers/manulife-international-limited/","/zh-hant/insurers/manulife-international-limited/","/zh-hans/insurers/manulife-international-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/health/thankful-care.pdf#page=1","page":1,"title":"Thankful Care Personal Accident Insurance Plan — brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/health/thankful-care.pdf#page=8","page":8,"title":"Thankful Care Personal Accident Insurance Plan — brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"premiumTerms","value":[{"kind":"years","value":12,"notes":null}],"display":{"en":["12 years"],"zh-hant":["12 年"],"zh-hans":["12 年"]},"sources":[{"url":"https://www.manulife.com.hk/content/dam/insurance/hk/en/documents/products/health/thankful-care.pdf#page=8","page":8,"title":"Thankful Care Personal Accident Insurance Plan — brochure","date":null,"checkedOn":"2026-10-13"}]}],"ratioSeries":[]},{"slug":"coverage19-chubb-hk-the-one-accident-protector","names":{"en":"The One Accident Protector","zh-hant":"「智全為您」意外保障計劃","zh-hans":"「智全为您」意外保障计划"},"nameBasis":"insurer-published","insurerSlug":"chubb-life-insurance-hong-kong-limited","productPaths":["/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-the-one-accident-protector/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-the-one-accident-protector/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-the-one-accident-protector/"],"insurerPaths":["/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.chubb.com/hk-en/personal/the-one-accident-protector.html","page":null,"title":"Official product page — Product brochure section; publication date not stated","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":10,"notes":null},{"kind":"years","value":20,"notes":null}],"display":{"en":["10 years","20 years"],"zh-hant":["10 年","20 年"],"zh-hans":["10 年","20 年"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":null},"display":{"en":["To age 100"],"zh-hant":["至 100 歲"],"zh-hans":["至 100 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":65,"unit":"years"},"basis":null,"notes":{"en":"10-year premium payment term. Age at nearest birthday.","zh-hant":"10 年繳費期。 最接近生日年齡。","zh-hans":"10 年缴费期。 最接近生日年龄。"}},{"min":{"value":15,"unit":"days"},"max":{"value":55,"unit":"years"},"basis":null,"notes":{"en":"20-year premium payment term. Age at nearest birthday.","zh-hant":"20 年繳費期。 最接近生日年齡。","zh-hans":"20 年缴费期。 最接近生日年龄。"}}],"display":{"en":["15 days to 65 years / Age basis: Not confirmed / 10-year premium payment term. Age at nearest birthday.","15 days to 55 years / Age basis: Not confirmed / 20-year premium payment term. Age at nearest birthday."],"zh-hant":["出生15日至65歲 / 年齡基準：未確認 / 10 年繳費期。 最接近生日年齡。","出生15日至55歲 / 年齡基準：未確認 / 20 年繳費期。 最接近生日年齡。"],"zh-hans":["出生15日至65岁 / 年龄基准：未确认 / 10 年缴费期。 最接近生日年龄。","出生15日至55岁 / 年龄基准：未确认 / 20 年缴费期。 最接近生日年龄。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":8,"title":"Chubb product brochure — age definition and conditions; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Accidental death and scheduled dismemberment cover includes major burns and insanity, subject to conditions.","zh-hant":"意外身故及表列斷肢保障包括嚴重燒傷及精神失常，受條件限制。","zh-hans":"意外身故及表列断肢保障包括严重烧伤及精神失常，受条件限制。"},{"en":"Total permanent disability pays 2% of the sum assured monthly from month 13 for up to 50 months, subject to conditions.","zh-hant":"完全及永久傷殘由第 13 個月起每月支付保額的 2%，最多 50 個月，受條件限制。","zh-hans":"完全及永久残疾由第 13 个月起每月支付保额的 2%，最多 50 个月，受条件限制。"},{"en":"Premiums for The One are waived during its total and permanent disability benefit payout period.","zh-hant":"支付「一保安心」完全及永久傷殘保障期間豁免該計劃保費。","zh-hans":"支付「一保安心」完全及永久残疾保障期间豁免该计划保费。"},{"en":"Emergency evacuation and repatriation services apply outside the country of residence, subject to service terms.","zh-hant":"居住國以外可享緊急醫療運送及送返服務，受服務條款限制。","zh-hans":"居住国以外可享紧急医疗转运及送返服务，受服务条款限制。"}],"display":{"en":["Accidental death and scheduled dismemberment cover includes major burns and insanity, subject to conditions.","Total permanent disability pays 2% of the sum assured monthly from month 13 for up to 50 months, subject to conditions.","Premiums for The One are waived during its total and permanent disability benefit payout period.","Emergency evacuation and repatriation services apply outside the country of residence, subject to service terms."],"zh-hant":["意外身故及表列斷肢保障包括嚴重燒傷及精神失常，受條件限制。","完全及永久傷殘由第 13 個月起每月支付保額的 2%，最多 50 個月，受條件限制。","支付「一保安心」完全及永久傷殘保障期間豁免該計劃保費。","居住國以外可享緊急醫療運送及送返服務，受服務條款限制。"],"zh-hans":["意外身故及表列断肢保障包括严重烧伤及精神失常，受条件限制。","完全及永久残疾由第 13 个月起每月支付保额的 2%，最多 50 个月，受条件限制。","支付「一保安心」完全及永久残疾保障期间豁免该计划保费。","居住国以外可享紧急医疗转运及送返服务，受服务条款限制。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":3,"title":"Benefit categories — accidental death, emergency assistance; PDF page 3; edition P96/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Benefit categories — permanent disability, premium waiver; PDF page 6; edition P96/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Key examples include intentionally self-inflicted injury and war-related injury.","zh-hant":"主要例子包括故意自致傷害及戰爭相關傷害；","zh-hans":"主要示例包括故意自伤及战争相关伤害；"},{"en":"Refer to the benefit-specific exclusions and exceptions in the brochure.","zh-hant":"須參閱產品冊中各項保障的不保事項及例外條款。","zh-hans":"须参阅产品手册中各项保障的免责条款及例外条款。"}],"display":{"en":["Key examples include intentionally self-inflicted injury and war-related injury.","Refer to the benefit-specific exclusions and exceptions in the brochure."],"zh-hant":["主要例子包括故意自致傷害及戰爭相關傷害；","須參閱產品冊中各項保障的不保事項及例外條款。"],"zh-hans":["主要示例包括故意自伤及战争相关伤害；","须参阅产品手册中各项保障的免责条款及例外条款。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":10,"title":"Chubb product brochure — Key Exclusions; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]}],"ratioSeries":[]}]}