{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-yf-life-insurance-international-limited-medical-vhis","kind":"insurer","type":"medical-vhis"},"summary":{"en":"This page compares 3 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 3 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 3 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能 改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能 改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","benefitTerm","keyFeatures","vhisPlanType","annualLimit","lifetimeLimit","renewal","keyExclusions"],"products":[{"slug":"yf-life-taxvantage-medical-plan","names":{"en":"TaxVantage Medical Plan","zh-hant":"「稅」優惠醫療計劃","zh-hans":"「税」优惠医疗计划"},"nameBasis":"insurer-published","insurerSlug":"yf-life-insurance-international-limited","productPaths":["/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-medical-plan/","/zh-hant/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-medical-plan/","/zh-hans/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-medical-plan/"],"insurerPaths":["/insurers/yf-life-insurance-international-limited/","/zh-hant/insurers/yf-life-insurance-international-limited/","/zh-hans/insurers/yf-life-insurance-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.","zh-hant":"保證續保至100歲；保費可按組合調整，須符合保單續保條件。","zh-hans":"保证续保至100岁；保费可按组合调整，须符合保单续保条件。"}},"display":{"en":["Renewable / Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply."],"zh-hant":["可續保 / 保證續保至100歲；保費可按組合調整，須符合保單續保條件。"],"zh-hans":["可续保 / 保证续保至100岁；保费可按组合调整，须符合保单续保条件。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00025/S00025-01-000-02-PlanDoc-e.pdf","page":14,"title":"Health Bureau — TaxVantage Medical Plan renewal provisions","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"vhisPlanType","value":[{"en":"Standard Plan","zh-hant":"標準計劃","zh-hans":"标准计划"}],"display":{"en":["Standard Plan"],"zh-hant":["標準計劃"],"zh-hans":["标准计划"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — current certified standard plans","date":null,"checkedOn":"2026-10-12"}]},{"field":"annualLimit","value":[{"en":"Standard Plan: HKD 420,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","zh-hant":"標準計劃：表列指定保障每保單年度限額 HKD 420,000；另設個別保障限額。","zh-hans":"标准计划：表列指定保障每保单年度限额 HKD 420,000；另设个别保障限额。"}],"display":{"en":["Standard Plan: HKD 420,000 per policy year for the schedule's specified benefits; separate benefit limits may apply."],"zh-hant":["標準計劃：表列指定保障每保單年度限額 HKD 420,000；另設個別保障限額。"],"zh-hans":["标准计划：表列指定保障每保单年度限额 HKD 420,000；另设个别保障限额。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00025/S00025-01-000-02-PlanDoc-e.pdf","page":37,"title":"Health Bureau — TaxVantage Medical Plan — Standard Plan benefit schedule","date":null,"checkedOn":"2026-10-12"}]},{"field":"lifetimeLimit","value":[{"en":"Standard Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply.","zh-hant":"標準計劃：表列指定保障不設終身總限額；個別項目限額仍適用。","zh-hans":"标准计划：表列指定保障不设终身总限额；个别项目限额仍适用。"}],"display":{"en":["Standard Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply."],"zh-hant":["標準計劃：表列指定保障不設終身總限額；個別項目限額仍適用。"],"zh-hans":["标准计划：表列指定保障不设终身总限额；个别项目限额仍适用。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00025/S00025-01-000-02-PlanDoc-e.pdf","page":37,"title":"Health Bureau — TaxVantage Medical Plan — Standard Plan benefit schedule","date":null,"checkedOn":"2026-10-12"}]},{"field":"renewal","value":[{"en":"Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.","zh-hant":"保證續保至100歲；保費可按組合調整，須符合保單續保條件。","zh-hans":"保证续保至100岁；保费可按组合调整，须符合保单续保条件。"}],"display":{"en":["Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply."],"zh-hant":["保證續保至100歲；保費可按組合調整，須符合保單續保條件。"],"zh-hans":["保证续保至100岁；保费可按组合调整，须符合保单续保条件。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00025/S00025-01-000-02-PlanDoc-e.pdf","page":14,"title":"Health Bureau — TaxVantage Medical Plan renewal provisions","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyExclusions","value":[{"en":"Treatment, tests and services that are not medically necessary are excluded.","zh-hant":"非醫療必需的治療、檢查及服務不受保。","zh-hans":"非医疗必需的治疗、检查及服务不受保。"},{"en":"Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy.","zh-hant":"美容服務不受保，保單所列意外及增強保障例外除外。","zh-hans":"美容服务不受保，保单所列意外及增强保障例外除外。"},{"en":"Selected exclusions only; consult the full policy and any case-based exclusions.","zh-hant":"僅列部分不保事項；須參閱完整保單及個別不保事項。","zh-hans":"仅列部分不保事项；须参阅完整保单及个别不保事项。"}],"display":{"en":["Treatment, tests and services that are not medically necessary are excluded.","Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy.","Selected exclusions only; consult the full policy and any case-based exclusions."],"zh-hant":["非醫療必需的治療、檢查及服務不受保。","美容服務不受保，保單所列意外及增強保障例外除外。","僅列部分不保事項；須參閱完整保單及個別不保事項。"],"zh-hans":["非医疗必需的治疗、检查及服务不受保。","美容服务不受保，保单所列意外及增强保障例外除外。","仅列部分不保事项；须参阅完整保单及个别不保事项。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00025/S00025-01-000-02-PlanDoc-e.pdf","page":25,"title":"Health Bureau — TaxVantage Medical Plan general exclusions","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]},{"slug":"yf-taxvantage-prestige-medical-plan","names":{"en":"TaxVantage Prestige Medical Plan","zh-hant":"「稅」卓越醫療計劃","zh-hans":"＂税＂卓越医疗计划"},"nameBasis":"insurer-published","insurerSlug":"yf-life-insurance-international-limited","productPaths":["/insurers/yf-life-insurance-international-limited/yf-taxvantage-prestige-medical-plan/","/zh-hant/insurers/yf-life-insurance-international-limited/yf-taxvantage-prestige-medical-plan/","/zh-hans/insurers/yf-life-insurance-international-limited/yf-taxvantage-prestige-medical-plan/"],"insurerPaths":["/insurers/yf-life-insurance-international-limited/","/zh-hant/insurers/yf-life-insurance-international-limited/","/zh-hans/insurers/yf-life-insurance-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.yflife.com/en/product/health/vhis-hongkong/taxvantage-prestige-medical-plan/","page":null,"title":"TaxVantage Prestige Medical Plan — official product page (en)","date":null,"checkedOn":"2026-10-13"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.yflife.com/en/product/health/vhis-hongkong/taxvantage-prestige-medical-plan/","page":null,"title":"TaxVantage Prestige Medical Plan — official product page (en)","date":null,"checkedOn":"2026-10-13"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":null},"display":{"en":["To age 100"],"zh-hant":["至年齡 100"],"zh-hans":["至年龄 100"]},"sources":[{"url":"https://www.yflife.com/en/product/health/vhis-hongkong/taxvantage-prestige-medical-plan/","page":null,"title":"TaxVantage Prestige Medical Plan — official product page (en)","date":null,"checkedOn":"2026-10-13"}]},{"field":"keyFeatures","value":[{"en":"VHIS medical plan: annual limit HKD 12,000,000 and lifetime limit HKD 60,000,000 for specified benefits.","zh-hant":"自願醫保醫療計劃：指定保障每年限額1,200萬港元及終身限額6,000萬港元。","zh-hans":"自愿医保医疗计划：指定保障每年限额1,200万港元及终身限额6,000万港元。"}],"display":{"en":["VHIS medical plan: annual limit HKD 12,000,000 and lifetime limit HKD 60,000,000 for specified benefits."],"zh-hant":["自願醫保醫療計劃：指定保障每年限額1,200萬港元及終身限額6,000萬港元。"],"zh-hans":["自愿医保医疗计划：指定保障每年限额1,200万港元及终身限额6,000万港元。"]},"sources":[{"url":"https://www.yflife.com/en/product/health/vhis-hongkong/taxvantage-prestige-medical-plan/","page":null,"title":"TaxVantage Prestige Medical Plan — official product page (en)","date":null,"checkedOn":"2026-10-13"}]}],"ratioSeries":[]},{"slug":"yf-life-taxvantage-primechoice-medical-plan","names":{"en":"TaxVantage PrimeChoice Medical Plan","zh-hant":"「稅」優選醫療計劃","zh-hans":"「税」优选医疗计划"},"nameBasis":"insurer-published","insurerSlug":"yf-life-insurance-international-limited","productPaths":["/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-primechoice-medical-plan/","/zh-hant/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-primechoice-medical-plan/","/zh-hans/insurers/yf-life-insurance-international-limited/yf-life-taxvantage-primechoice-medical-plan/"],"insurerPaths":["/insurers/yf-life-insurance-international-limited/","/zh-hant/insurers/yf-life-insurance-international-limited/","/zh-hans/insurers/yf-life-insurance-international-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.","zh-hant":"保證續保至100歲；保費可按組合調整，須符合保單續保條件。","zh-hans":"保证续保至100岁；保费可按组合调整，须符合保单续保条件。"}},"display":{"en":["Renewable / Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply."],"zh-hant":["可續保 / 保證續保至100歲；保費可按組合調整，須符合保單續保條件。"],"zh-hans":["可续保 / 保证续保至100岁；保费可按组合调整，须符合保单续保条件。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00080/F00080-01-000-01-PlanDoc-e.pdf","page":14,"title":"Health Bureau — TaxVantage PrimeChoice Medical Plan renewal provisions","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"vhisPlanType","value":[{"en":"Flexi Plan","zh-hant":"靈活計劃","zh-hans":"灵活计划"}],"display":{"en":["Flexi Plan"],"zh-hant":["靈活計劃"],"zh-hans":["灵活计划"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — current certified flexi plans","date":null,"checkedOn":"2026-10-12"}]},{"field":"annualLimit","value":[{"en":"Plan 1: HKD 550,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","zh-hant":"計劃 1：表列指定保障每保單年度限額 HKD 550,000；另設個別保障限額。","zh-hans":"计划 1：表列指定保障每保单年度限额 HKD 550,000；另设个别保障限额。"},{"en":"Plan 1+: HKD 600,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","zh-hant":"計劃 1+：表列指定保障每保單年度限額 HKD 600,000；另設個別保障限額。","zh-hans":"计划 1+：表列指定保障每保单年度限额 HKD 600,000；另设个别保障限额。"},{"en":"Plan 2: HKD 850,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","zh-hant":"計劃 2：表列指定保障每保單年度限額 HKD 850,000；另設個別保障限額。","zh-hans":"计划 2：表列指定保障每保单年度限额 HKD 850,000；另设个别保障限额。"},{"en":"Plan 3: HKD 2,000,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","zh-hant":"計劃 3：表列指定保障每保單年度限額 HKD 2,000,000；另設個別保障限額。","zh-hans":"计划 3：表列指定保障每保单年度限额 HKD 2,000,000；另设个别保障限额。"}],"display":{"en":["Plan 1: HKD 550,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","Plan 1+: HKD 600,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","Plan 2: HKD 850,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","Plan 3: HKD 2,000,000 per policy year for the schedule's specified benefits; separate benefit limits may apply."],"zh-hant":["計劃 1：表列指定保障每保單年度限額 HKD 550,000；另設個別保障限額。","計劃 1+：表列指定保障每保單年度限額 HKD 600,000；另設個別保障限額。","計劃 2：表列指定保障每保單年度限額 HKD 850,000；另設個別保障限額。","計劃 3：表列指定保障每保單年度限額 HKD 2,000,000；另設個別保障限額。"],"zh-hans":["计划 1：表列指定保障每保单年度限额 HKD 550,000；另设个别保障限额。","计划 1+：表列指定保障每保单年度限额 HKD 600,000；另设个别保障限额。","计划 2：表列指定保障每保单年度限额 HKD 850,000；另设个别保障限额。","计划 3：表列指定保障每保单年度限额 HKD 2,000,000；另设个别保障限额。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00080/F00080-01-000-01-PlanDoc-e.pdf","page":50,"title":"Health Bureau — TaxVantage PrimeChoice Medical Plan — Plan 1 benefit schedule","date":null,"checkedOn":"2026-10-12"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00080/F00080-02-000-01-PlanDoc-e.pdf","page":50,"title":"Health Bureau — TaxVantage PrimeChoice Medical Plan — Plan 1+ benefit schedule","date":null,"checkedOn":"2026-10-12"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00080/F00080-03-000-01-PlanDoc-e.pdf","page":50,"title":"Health Bureau — TaxVantage PrimeChoice Medical Plan — Plan 2 benefit schedule","date":null,"checkedOn":"2026-10-12"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00080/F00080-04-000-01-PlanDoc-e.pdf","page":50,"title":"Health Bureau — TaxVantage PrimeChoice Medical Plan — Plan 3 benefit schedule","date":null,"checkedOn":"2026-10-12"}]},{"field":"lifetimeLimit","value":[{"en":"Plan 1: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply.","zh-hant":"計劃 1：表列指定保障不設終身總限額；個別項目限額仍適用。","zh-hans":"计划 1：表列指定保障不设终身总限额；个别项目限额仍适用。"}],"display":{"en":["Plan 1: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply."],"zh-hant":["計劃 1：表列指定保障不設終身總限額；個別項目限額仍適用。"],"zh-hans":["计划 1：表列指定保障不设终身总限额；个别项目限额仍适用。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00080/F00080-01-000-01-PlanDoc-e.pdf","page":50,"title":"Health Bureau — TaxVantage PrimeChoice Medical Plan — Plan 1 benefit schedule","date":null,"checkedOn":"2026-10-12"}]},{"field":"renewal","value":[{"en":"Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.","zh-hant":"保證續保至100歲；保費可按組合調整，須符合保單續保條件。","zh-hans":"保证续保至100岁；保费可按组合调整，须符合保单续保条件。"}],"display":{"en":["Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply."],"zh-hant":["保證續保至100歲；保費可按組合調整，須符合保單續保條件。"],"zh-hans":["保证续保至100岁；保费可按组合调整，须符合保单续保条件。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00080/F00080-01-000-01-PlanDoc-e.pdf","page":14,"title":"Health Bureau — TaxVantage PrimeChoice Medical Plan renewal provisions","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyExclusions","value":[{"en":"Treatment, tests and services that are not medically necessary are excluded.","zh-hant":"非醫療必需的治療、檢查及服務不受保。","zh-hans":"非医疗必需的治疗、检查及服务不受保。"},{"en":"Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy.","zh-hant":"美容服務不受保，保單所列意外及增強保障例外除外。","zh-hans":"美容服务不受保，保单所列意外及增强保障例外除外。"},{"en":"Selected exclusions only; consult the full policy and any case-based exclusions.","zh-hant":"僅列部分不保事項；須參閱完整保單及個別不保事項。","zh-hans":"仅列部分不保事项；须参阅完整保单及个别不保事项。"}],"display":{"en":["Treatment, tests and services that are not medically necessary are excluded.","Cosmetic services are excluded, subject to the accident and enhanced-benefit exceptions stated in the policy.","Selected exclusions only; consult the full policy and any case-based exclusions."],"zh-hant":["非醫療必需的治療、檢查及服務不受保。","美容服務不受保，保單所列意外及增強保障例外除外。","僅列部分不保事項；須參閱完整保單及個別不保事項。"],"zh-hans":["非医疗必需的治疗、检查及服务不受保。","美容服务不受保，保单所列意外及增强保障例外除外。","仅列部分不保事项；须参阅完整保单及个别不保事项。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00080/F00080-01-000-01-PlanDoc-e.pdf","page":26,"title":"Health Bureau — TaxVantage PrimeChoice Medical Plan general exclusions","date":null,"checkedOn":"2026-10-12"}]}],"ratioSeries":[]}]}