{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-well-link-life-insurance-company-limited-medical-vhis","kind":"insurer","type":"medical-vhis"},"summary":{"en":"This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 2 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 2 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","minimumPremium","keyExclusions"],"products":[{"slug":"coverage19-well-link-well-protect-voluntary-health-insurance-scheme-flexi","names":{"en":"Well Protect Voluntary Health Insurance Scheme (Flexi)","zh-hant":"立安心自願醫保靈活計劃","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"well-link-life-insurance-company-limited","productPaths":["/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-voluntary-health-insurance-scheme-flexi/","/zh-hant/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-voluntary-health-insurance-scheme-flexi/","/zh-hans/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-voluntary-health-insurance-scheme-flexi/"],"insurerPaths":["/insurers/well-link-life-insurance-company-limited/","/zh-hant/insurers/well-link-life-insurance-company-limited/","/zh-hans/insurers/well-link-life-insurance-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.wli.com.hk/en/productWellProtectVHISF.jhtml","page":null,"title":"Official product page, Product Summary section; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240117/3688/VHISFlexiBrochure2023.11.pdf","page":5,"title":"Official brochure, physical PDF page 5, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Yearly; guaranteed renewal up to age 100.","zh-hant":"逐年續保，保證續保至 100 歲。","zh-hans":"逐年续保，保证续保至 100 岁。"}}],"display":{"en":["Renewable / Yearly; guaranteed renewal up to age 100."],"zh-hant":["可續保 / 逐年續保，保證續保至 100 歲。"],"zh-hans":["可续保 / 逐年续保，保证续保至 100 岁。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240117/3688/VHISFlexiBrochure2023.11.pdf","page":5,"title":"Official brochure, physical PDF page 5, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Yearly; guaranteed renewal up to age 100.","zh-hant":"逐年續保，保證續保至 100 歲。","zh-hans":"逐年续保，保证续保至 100 岁。"}},"display":{"en":["Renewable / Yearly; guaranteed renewal up to age 100."],"zh-hant":["可續保 / 逐年續保，保證續保至 100 歲。"],"zh-hans":["可续保 / 逐年续保，保证续保至 100 岁。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240117/3688/VHISFlexiBrochure2023.11.pdf","page":5,"title":"Official brochure, physical PDF page 5, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"last-birthday","notes":null}],"display":{"en":["15 days to 80 years / Age basis: Age last birthday"],"zh-hant":["出生15日至80歲 / 年齡基準：上次生日年齡"],"zh-hans":["出生15日至80岁 / 年龄基准：上次生日年龄"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240117/3688/VHISFlexiBrochure2023.11.pdf","page":5,"title":"Official brochure, physical PDF page 5, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"}]},{"field":"minimumPremium","value":{"value":2553,"currency":"HKD","basis":"annual","notes":{"en":"Ward, male age 18–20; schedule effective 2020-02-06, excluding levy. 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Future premiums may change."],"zh-hant":["HKD 2,553 / 每年 / 普通房，18 至 20 歲男性；費率表 2020-02-06 生效，不含徵費，未來保費可變。"],"zh-hans":["HKD 2,553 / 每年 / 普通病房，18 至 20 岁男性；费率表 2020-02-06 生效，不含征费，未来保费可变。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240117/3688/VHISFlexiBrochure2023.11.pdf","page":5,"title":"Official brochure, physical PDF page 5, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"},{"url":"https://www.wli.com.hk/resources/upload/20240117/4640/VHIS_Flexi_Premium_Table.pdf","page":1,"title":"Official premium schedule, physical PDF page 1, rates; page 10, effective date and qualification notes","date":"2020-02-06","checkedOn":"2026-10-21"}]},{"field":"keyExclusions","value":[{"en":"Selected exclusion: treatment that is not medically necessary; full wording and exceptions apply.","zh-hant":"不保事項節錄：非醫療必需的治療；完整條款及例外適用。","zh-hans":"免责事项节录：非医疗必需的治疗；完整条款及例外适用。"}],"display":{"en":["Selected exclusion: treatment that is not medically necessary; full wording and exceptions apply."],"zh-hant":["不保事項節錄：非醫療必需的治療；完整條款及例外適用。"],"zh-hans":["免责事项节录：非医疗必需的治疗；完整条款及例外适用。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240117/3688/VHISFlexiBrochure2023.11.pdf","page":25,"title":"Official brochure, physical PDF pages 25–26, selected exclusions / suicide section","date":"2023-11","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"coverage19-well-link-well-protect-voluntary-health-insurance-scheme-standard","names":{"en":"Well Protect Voluntary Health Insurance Scheme (Standard)","zh-hant":"立安心自願醫保標準計劃","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"well-link-life-insurance-company-limited","productPaths":["/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-voluntary-health-insurance-scheme-standard/","/zh-hant/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-voluntary-health-insurance-scheme-standard/","/zh-hans/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-protect-voluntary-health-insurance-scheme-standard/"],"insurerPaths":["/insurers/well-link-life-insurance-company-limited/","/zh-hant/insurers/well-link-life-insurance-company-limited/","/zh-hans/insurers/well-link-life-insurance-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.wli.com.hk/en/productWellProtectVHISS.jhtml","page":null,"title":"Official product page, Product Summary section; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240104/VHISStandardBrochure2023.11.pdf","page":4,"title":"Official brochure, physical PDF page 4, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Yearly; guaranteed renewal up to age 100.","zh-hant":"逐年續保，保證續保至 100 歲。","zh-hans":"逐年续保，保证续保至 100 岁。"}}],"display":{"en":["Renewable / Yearly; guaranteed renewal up to age 100."],"zh-hant":["可續保 / 逐年續保，保證續保至 100 歲。"],"zh-hans":["可续保 / 逐年续保，保证续保至 100 岁。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240104/VHISStandardBrochure2023.11.pdf","page":4,"title":"Official brochure, physical PDF page 4, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Yearly; guaranteed renewal up to age 100.","zh-hant":"逐年續保，保證續保至 100 歲。","zh-hans":"逐年续保，保证续保至 100 岁。"}},"display":{"en":["Renewable / Yearly; guaranteed renewal up to age 100."],"zh-hant":["可續保 / 逐年續保，保證續保至 100 歲。"],"zh-hans":["可续保 / 逐年续保，保证续保至 100 岁。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240104/VHISStandardBrochure2023.11.pdf","page":4,"title":"Official brochure, physical PDF page 4, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"last-birthday","notes":null}],"display":{"en":["15 days to 80 years / Age basis: Age last birthday"],"zh-hant":["出生15日至80歲 / 年齡基準：上次生日年齡"],"zh-hans":["出生15日至80岁 / 年龄基准：上次生日年龄"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20240104/VHISStandardBrochure2023.11.pdf","page":4,"title":"Official brochure, physical PDF page 4, Product Summary; printed edition code, not effective date","date":"2023-11","checkedOn":"2026-10-21"}]},{"field":"minimumPremium","value":{"value":1553,"currency":"HKD","basis":"annual","notes":{"en":"Male age 18–20; schedule effective 2019-10-31, excluding levy. 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