{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-well-link-life-insurance-company-limited-annuity-qdap","kind":"insurer","type":"annuity-qdap"},"summary":{"en":"This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 2 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 2 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","minimumPremium","keyExclusions"],"products":[{"slug":"coverage19-well-link-well-enjoy-deferred-annuity-plan-enrich","names":{"en":"Well Enjoy Deferred Annuity Plan (Enrich)","zh-hant":"「存」為未來（豐裕）延期年金計劃","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"well-link-life-insurance-company-limited","productPaths":["/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-enjoy-deferred-annuity-plan-enrich/","/zh-hant/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-enjoy-deferred-annuity-plan-enrich/","/zh-hans/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-enjoy-deferred-annuity-plan-enrich/"],"insurerPaths":["/insurers/well-link-life-insurance-company-limited/","/zh-hant/insurers/well-link-life-insurance-company-limited/","/zh-hans/insurers/well-link-life-insurance-company-limited/"],"facts":[{"field":"type","value":"annuity-qdap","display":{"en":["QDAP annuity"],"zh-hant":["認可延期年金"],"zh-hans":["认可延期年金"]},"sources":[{"url":"https://www.wli.com.hk/en/productWellEnjoyDeferredAPE.jhtml","page":null,"title":"Official product page, Product Summary section; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20251228/1731/QDAP Enrich Brochure.pdf","page":7,"title":"Official brochure, physical PDF page 7, Product Summary; printed edition code, not effective date","date":"2026-01","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["5 years","10 years"],"zh-hant":["5 年","10 年"],"zh-hans":["5 年","10 年"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20251228/1731/QDAP Enrich Brochure.pdf","page":7,"title":"Official brochure, physical PDF page 7, Product Summary; printed edition code, not effective date","date":"2026-01","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"annuity-end","value":null,"notes":{"en":"10 or 20 years of annuity after accumulation to age 50 for entry 18–39, or 10 years for entry 40–65.","zh-hant":"投保 18 至 39 歲累積至 50 歲；40 至 65 歲累積 10 年，再領取 10 或 20 年年金。","zh-hans":"投保 18 至 39 岁累积至 50 岁；40 至 65 岁累积 10 年，再领取 10 或 20 年年金。"}},"display":{"en":["Until the annuity period ends / 10 or 20 years of annuity after accumulation to age 50 for entry 18–39, or 10 years for entry 40–65."],"zh-hant":["至年金期結束 / 投保 18 至 39 歲累積至 50 歲；40 至 65 歲累積 10 年，再領取 10 或 20 年年金。"],"zh-hans":["至年金期结束 / 投保 18 至 39 岁累积至 50 岁；40 至 65 岁累积 10 年，再领取 10 或 20 年年金。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20251228/1731/QDAP Enrich Brochure.pdf","page":7,"title":"Official brochure, physical PDF page 7, Product Summary; printed edition code, not effective date","date":"2026-01","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":18,"unit":"years"},"max":{"value":65,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["18 years to 65 years / Age basis: Not confirmed"],"zh-hant":["18歲至65歲 / 年齡基準：未確認"],"zh-hans":["18岁至65岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20251228/1731/QDAP Enrich Brochure.pdf","page":7,"title":"Official brochure, physical PDF page 7, Product Summary; printed edition code, not effective date","date":"2026-01","checkedOn":"2026-10-21"}]},{"field":"minimumPremium","value":{"value":21000,"currency":"HKD","basis":"annual","notes":{"en":"10-pay annual: HKD 21,000 or USD 2,700; 5-pay: HKD 42,000 or USD 5,400. Monthly: 1,848/238 or 3,696/476 respectively.","zh-hant":"10 年年繳為 HKD 21,000／USD 2,700；5 年為 HKD 42,000／USD 5,400；月繳分別為 1,848／238 及 3,696／476。","zh-hans":"10 年年缴为 HKD 21,000／USD 2,700；5 年为 HKD 42,000／USD 5,400；月缴分别为 1,848／238 及 3,696／476。"}},"display":{"en":["HKD 21,000 / Annual / 10-pay annual: HKD 21,000 or USD 2,700; 5-pay: HKD 42,000 or USD 5,400. Monthly: 1,848/238 or 3,696/476 respectively."],"zh-hant":["HKD 21,000 / 每年 / 10 年年繳為 HKD 21,000／USD 2,700；5 年為 HKD 42,000／USD 5,400；月繳分別為 1,848／238 及 3,696／476。"],"zh-hans":["HKD 21,000 / 每年 / 10 年年缴为 HKD 21,000／USD 2,700；5 年为 HKD 42,000／USD 5,400；月缴分别为 1,848／238 及 3,696／476。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20251228/1731/QDAP Enrich Brochure.pdf","page":7,"title":"Official brochure, physical PDF page 7, Product Summary; printed edition code, not effective date","date":"2026-01","checkedOn":"2026-10-21"}]},{"field":"keyExclusions","value":[{"en":"Suicide within 24 months of issue or reinstatement limits payment to premiums less debt. Increases have separate triggers; see wording.","zh-hant":"限制節錄：簽發或復效後 24 個月內自殺，賠付限於保費扣除欠款；加保另有起算規則，詳見條款。","zh-hans":"限制节录：签发或复效后 24 个月内自杀，赔付限于保费扣除欠款；加保另有起算规则，详见条款。"}],"display":{"en":["Suicide within 24 months of issue or reinstatement limits payment to premiums less debt. Increases have separate triggers; see wording."],"zh-hant":["限制節錄：簽發或復效後 24 個月內自殺，賠付限於保費扣除欠款；加保另有起算規則，詳見條款。"],"zh-hans":["限制节录：签发或复效后 24 个月内自杀，赔付限于保费扣除欠款；加保另有起算规则，详见条款。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20251228/1731/QDAP Enrich Brochure.pdf","page":13,"title":"Official brochure, physical PDF pages 13, selected exclusions / suicide section","date":"2026-01","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"coverage19-well-link-well-enjoy-deferred-annuity-plan-supreme-2","names":{"en":"Well Enjoy Deferred Annuity Plan Supreme 2","zh-hant":"「存」為未來(優越)延期年金計劃2","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"well-link-life-insurance-company-limited","productPaths":["/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-enjoy-deferred-annuity-plan-supreme-2/","/zh-hant/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-enjoy-deferred-annuity-plan-supreme-2/","/zh-hans/insurers/well-link-life-insurance-company-limited/coverage19-well-link-well-enjoy-deferred-annuity-plan-supreme-2/"],"insurerPaths":["/insurers/well-link-life-insurance-company-limited/","/zh-hant/insurers/well-link-life-insurance-company-limited/","/zh-hans/insurers/well-link-life-insurance-company-limited/"],"facts":[{"field":"type","value":"annuity-qdap","display":{"en":["QDAP annuity"],"zh-hant":["認可延期年金"],"zh-hans":["认可延期年金"]},"sources":[{"url":"https://www.wli.com.hk/en/productWellEnjoyDeferredAPS.jhtml","page":null,"title":"Official product page, Product Summary section; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","CNY","USD"],"display":{"en":["HKD / CNY / USD"],"zh-hant":["HKD / CNY / USD"],"zh-hans":["HKD / CNY / USD"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20241223/8423/Well Enjoy Deferred Annuity Plan QDAP 2 Online version.pdf","page":6,"title":"Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date","date":"2024-12","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["5 years","10 years"],"zh-hant":["5 年","10 年"],"zh-hans":["5 年","10 年"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20241223/8423/Well Enjoy Deferred Annuity Plan QDAP 2 Online version.pdf","page":6,"title":"Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date","date":"2024-12","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"annuity-end","value":null,"notes":{"en":"10 or 20 annuity years; accumulation to 50 for entry 18–44 (5-pay) or 18–39 (10-pay), otherwise 5 or 10 years.","zh-hant":"年金期 10 或 20 年；5 年繳費於 18 至 44 歲投保、10 年繳費於 18 至 39 歲投保，累積至 50 歲；其餘累積 5 或 10 年。","zh-hans":"年金期 10 或 20 年；5 年缴费于 18 至 44 岁投保、10 年缴费于 18 至 39 岁投保，累积至 50 岁；其余累积 5 或 10 年。"}},"display":{"en":["Until the annuity period ends / 10 or 20 annuity years; accumulation to 50 for entry 18–44 (5-pay) or 18–39 (10-pay), otherwise 5 or 10 years."],"zh-hant":["至年金期結束 / 年金期 10 或 20 年；5 年繳費於 18 至 44 歲投保、10 年繳費於 18 至 39 歲投保，累積至 50 歲；其餘累積 5 或 10 年。"],"zh-hans":["至年金期结束 / 年金期 10 或 20 年；5 年缴费于 18 至 44 岁投保、10 年缴费于 18 至 39 岁投保，累积至 50 岁；其余累积 5 或 10 年。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20241223/8423/Well Enjoy Deferred Annuity Plan QDAP 2 Online version.pdf","page":6,"title":"Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date","date":"2024-12","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":18,"unit":"years"},"max":{"value":70,"unit":"years"},"basis":null,"notes":{"en":"5-year premium term.","zh-hant":"5 年繳費期。","zh-hans":"5 年缴费期。"}},{"min":{"value":18,"unit":"years"},"max":{"value":65,"unit":"years"},"basis":null,"notes":{"en":"10-year premium term.","zh-hant":"10 年繳費期。","zh-hans":"10 年缴费期。"}}],"display":{"en":["18 years to 70 years / Age basis: Not confirmed / 5-year premium term.","18 years to 65 years / Age basis: Not confirmed / 10-year premium term."],"zh-hant":["18歲至70歲 / 年齡基準：未確認 / 5 年繳費期。","18歲至65歲 / 年齡基準：未確認 / 10 年繳費期。"],"zh-hans":["18岁至70岁 / 年龄基准：未确认 / 5 年缴费期。","18岁至65岁 / 年龄基准：未确认 / 10 年缴费期。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20241223/8423/Well Enjoy Deferred Annuity Plan QDAP 2 Online version.pdf","page":6,"title":"Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date","date":"2024-12","checkedOn":"2026-10-21"}]},{"field":"minimumPremium","value":{"value":20000,"currency":"HKD","basis":"annual","notes":{"en":"Online, 10-pay: HKD/CNY 20,000 or USD 2,500; 5-pay: 38,000 or 4,900. Monthly: 1,760/220 or 3,344/432 respectively.","zh-hant":"網上投保，10 年年繳為 HKD／CNY 20,000 或 USD 2,500；5 年為 38,000 或 4,900；月繳分別為 1,760／220 及 3,344／432。","zh-hans":"网上投保，10 年年缴为 HKD／CNY 20,000 或 USD 2,500；5 年为 38,000 或 4,900；月缴分别为 1,760／220 及 3,344／432。"}},"display":{"en":["HKD 20,000 / Annual / Online, 10-pay: HKD/CNY 20,000 or USD 2,500; 5-pay: 38,000 or 4,900. Monthly: 1,760/220 or 3,344/432 respectively."],"zh-hant":["HKD 20,000 / 每年 / 網上投保，10 年年繳為 HKD／CNY 20,000 或 USD 2,500；5 年為 38,000 或 4,900；月繳分別為 1,760／220 及 3,344／432。"],"zh-hans":["HKD 20,000 / 每年 / 网上投保，10 年年缴为 HKD／CNY 20,000 或 USD 2,500；5 年为 38,000 或 4,900；月缴分别为 1,760／220 及 3,344／432。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20241223/8423/Well Enjoy Deferred Annuity Plan QDAP 2 Online version.pdf","page":6,"title":"Official brochure, physical PDF page 6, Product Summary; printed edition code, not effective date","date":"2024-12","checkedOn":"2026-10-21"}]},{"field":"keyExclusions","value":[{"en":"Suicide within 12 months of issue or reinstatement limits payment to premiums less debt. Increases have separate triggers; see wording.","zh-hant":"限制節錄：簽發或復效後 12 個月內自殺，賠付限於保費扣除欠款；加保另有起算規則，詳見條款。","zh-hans":"限制节录：签发或复效后 12 个月内自杀，赔付限于保费扣除欠款；加保另有起算规则，详见条款。"}],"display":{"en":["Suicide within 12 months of issue or reinstatement limits payment to premiums less debt. Increases have separate triggers; see wording."],"zh-hant":["限制節錄：簽發或復效後 12 個月內自殺，賠付限於保費扣除欠款；加保另有起算規則，詳見條款。"],"zh-hans":["限制节录：签发或复效后 12 个月内自杀，赔付限于保费扣除欠款；加保另有起算规则，详见条款。"]},"sources":[{"url":"https://www.wli.com.hk/resources/upload/20241223/8423/Well Enjoy Deferred Annuity Plan QDAP 2 Online version.pdf","page":11,"title":"Official brochure, physical PDF pages 11, selected exclusions / suicide section","date":"2024-12","checkedOn":"2026-10-21"}]}],"ratioSeries":[]}]}