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Check each option's conditions.","zh-hant":"本頁比較 6 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 6 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能 改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能 改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","minimumPremium","keyFeatures","status"],"products":[{"slug":"sun-life-bright-ul","names":{"en":"BRIGHT UL Wealth-Builder","zh-hant":"明智創富萬用壽險","zh-hans":"明智创富万用寿险"},"nameBasis":"insurer-published","insurerSlug":"sun-life-hong-kong-limited","productPaths":["/insurers/sun-life-hong-kong-limited/sun-life-bright-ul/","/zh-hant/insurers/sun-life-hong-kong-limited/sun-life-bright-ul/","/zh-hans/insurers/sun-life-hong-kong-limited/sun-life-bright-ul/"],"insurerPaths":["/insurers/sun-life-hong-kong-limited/","/zh-hant/insurers/sun-life-hong-kong-limited/","/zh-hans/insurers/sun-life-hong-kong-limited/"],"facts":[{"field":"type","value":"other","display":{"en":["Other"],"zh-hant":["其他"],"zh-hans":["其他"]},"sources":[{"url":"https://www.sunlife.com.hk/content/dam/sunlife/regional/hong-kong/documents/Bright-UL_PB_EN.pdf","page":8,"title":"Official product brochure: basic plan terms (not rider terms)","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["USD"],"display":{"en":["USD"],"zh-hant":["USD"],"zh-hans":["USD"]},"sources":[{"url":"https://www.sunlife.com.hk/content/dam/sunlife/regional/hong-kong/documents/Bright-UL_PB_EN.pdf","page":8,"title":"Official product brochure: basic plan terms (not rider terms)","date":null,"checkedOn":"2026-10-12"}]},{"field":"benefitTerm","value":{"kind":"whole-life","value":null,"notes":null},"display":{"en":["Whole life"],"zh-hant":["終身"],"zh-hans":["终身"]},"sources":[{"url":"https://www.sunlife.com.hk/content/dam/sunlife/regional/hong-kong/documents/Bright-UL_PB_EN.pdf","page":8,"title":"Official product brochure: basic plan terms (not rider terms)","date":null,"checkedOn":"2026-10-12"}]},{"field":"issueAges","value":[{"min":{"value":0,"unit":"years"},"max":{"value":80,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["0 years to 80 years / Age basis: Not confirmed"],"zh-hant":["0歲至80歲 / 年齡基準: 未確認"],"zh-hans":["0岁至80岁 / 年龄基准: 未确认"]},"sources":[{"url":"https://www.sunlife.com.hk/content/dam/sunlife/regional/hong-kong/documents/Bright-UL_PB_EN.pdf","page":8,"title":"Official product brochure: basic plan terms (not rider terms)","date":null,"checkedOn":"2026-10-12"}]},{"field":"minimumPremium","value":{"value":50000,"currency":"USD","basis":"single","notes":{"en":"Minimum initial premium; 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