{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-cigna-worldwide-general-insurance-company-limited-high-end-medical","kind":"insurer","type":"high-end-medical"},"summary":{"en":"This page compares 3 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 3 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 3 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","premiumTerms","benefitTerm","issueAges","keyExclusions"],"products":[{"slug":"coverage19-product-scope-cigna-general-cathay-premier","names":{"en":"Cigna Cathay Premier Health Plan","zh-hant":"信諾國泰優越醫療保","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"cigna-worldwide-general-insurance-company-limited","productPaths":["/insurers/cigna-worldwide-general-insurance-company-limited/coverage19-product-scope-cigna-general-cathay-premier/","/zh-hant/insurers/cigna-worldwide-general-insurance-company-limited/coverage19-product-scope-cigna-general-cathay-premier/","/zh-hans/insurers/cigna-worldwide-general-insurance-company-limited/coverage19-product-scope-cigna-general-cathay-premier/"],"insurerPaths":["/insurers/cigna-worldwide-general-insurance-company-limited/","/zh-hant/insurers/cigna-worldwide-general-insurance-company-limited/","/zh-hans/insurers/cigna-worldwide-general-insurance-company-limited/"],"facts":[{"field":"type","value":"high-end-medical","display":{"en":["High-end medical"],"zh-hant":["高端醫療"],"zh-hans":["高端医疗"]},"sources":[{"url":"https://www.cigna.com.hk/en/medical-insurance/cigna-cathay-premier-health-plan","page":null,"title":"Official product page; sections Plan details, eligibility, renewal and exclusions; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Annual cover to 100; annual/monthly payments. Renewal requires continued issuance/payment; premiums may change.","zh-hant":"每年續保至 100 歲；年繳或月繳。續保保費可調整。續保須符合相關保障繼續發行及繳付保費等條件。","zh-hans":"每年续保至 100 岁；年缴或月缴。续保保费可调整。续保须符合相关保障继续发行及缴付保费等条件。"}}],"display":{"en":["Renewable / Annual cover to 100; annual/monthly payments. Renewal requires continued issuance/payment; premiums may change."],"zh-hant":["可續保 / 每年續保至 100 歲；年繳或月繳。續保保費可調整。續保須符合相關保障繼續發行及繳付保費等條件。"],"zh-hans":["可续保 / 每年续保至 100 岁；年缴或月缴。续保保费可调整。续保须符合相关保障继续发行及缴付保费等条件。"]},"sources":[{"url":"https://www.cigna.com.hk/iwov-resources/docs/asiamiles/Cigna-Cathay-Premier-Health-Plan-EN.pdf","page":7,"title":"Product brochure; PDF page 7 plan at a glance; edition code date, not policy effective date","date":"2026-04","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Annual cover to 100; annual/monthly payments. Renewal requires continued issuance/payment; premiums may change.","zh-hant":"每年續保至 100 歲；年繳或月繳。續保保費可調整。續保須符合相關保障繼續發行及繳付保費等條件。","zh-hans":"每年续保至 100 岁；年缴或月缴。续保保费可调整。续保须符合相关保障继续发行及缴付保费等条件。"}},"display":{"en":["Renewable / Annual cover to 100; annual/monthly payments. Renewal requires continued issuance/payment; premiums may change."],"zh-hant":["可續保 / 每年續保至 100 歲；年繳或月繳。續保保費可調整。續保須符合相關保障繼續發行及繳付保費等條件。"],"zh-hans":["可续保 / 每年续保至 100 岁；年缴或月缴。续保保费可调整。续保须符合相关保障继续发行及缴付保费等条件。"]},"sources":[{"url":"https://www.cigna.com.hk/iwov-resources/docs/asiamiles/Cigna-Cathay-Premier-Health-Plan-EN.pdf","page":7,"title":"Product brochure; PDF page 7 plan at a glance; edition code date, not policy effective date","date":"2026-04","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"last-birthday","notes":{"en":"Basic cover; under-18s need a parent with the same area. See key features for child termination and optional upgrade conditions.","zh-hant":"基本保障。未滿 18 歲須與父母同一保障地區投保；父母保單終止或保障地區不同時，子女保障亦終止，升級例外除外。可選地區升級保障投保上限為 65 歲。","zh-hans":"基本保障。未满 18 岁须与父母同一保障地区投保；父母保单终止或保障地区不同时，子女保障亦终止，升级例外除外。可选地区升级保障投保上限为 65 岁。"}}],"display":{"en":["15 days to 80 years / Age basis: Age last birthday / Basic cover; under-18s need a parent with the same area. See key features for child termination and optional upgrade conditions."],"zh-hant":["出生15日至80歲 / 年齡基準：上次生日年齡 / 基本保障。未滿 18 歲須與父母同一保障地區投保；父母保單終止或保障地區不同時，子女保障亦終止，升級例外除外。可選地區升級保障投保上限為 65 歲。"],"zh-hans":["出生15日至80岁 / 年龄基准：上次生日年龄 / 基本保障。未满 18 岁须与父母同一保障地区投保；父母保单终止或保障地区不同时，子女保障亦终止，升级例外除外。可选地区升级保障投保上限为 65 岁。"]},"sources":[{"url":"https://www.cigna.com.hk/iwov-resources/docs/asiamiles/Cigna-Cathay-Premier-Health-Plan-EN.pdf","page":7,"title":"Product brochure; PDF page 7 plan at a glance; edition code date, not policy effective date","date":"2026-04","checkedOn":"2026-10-21"}]},{"field":"keyExclusions","value":[{"en":"Selected exclusions include services without medical necessity. See the cited document for the full list and exceptions.","zh-hant":"部分不保事項包括非醫療所需服務。完整清單及例外情況見所引文件。","zh-hans":"部分除外责任包括非医疗必需服务。完整清单及例外情况见所引文件。"}],"display":{"en":["Selected exclusions include services without medical necessity. 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Terms and premiums may change.","zh-hant":"保障期為 12 個月，其後每年續保，須符合繼續發行及繳付保費等條件。條款及保費可調整。","zh-hans":"保障期为 12 个月，其后每年续保，须符合继续发行及缴付保费等条件。条款及保费可调整。"}}],"display":{"en":["Renewable / Twelve-month cover with successive annual renewals, subject to continued issuance and premium payment. Terms and premiums may change."],"zh-hant":["可續保 / 保障期為 12 個月，其後每年續保，須符合繼續發行及繳付保費等條件。條款及保費可調整。"],"zh-hans":["可续保 / 保障期为 12 个月，其后每年续保，须符合继续发行及缴付保费等条件。条款及保费可调整。"]},"sources":[{"url":"https://www.cigna.com.hk/en/medical-insurance/elite360","page":null,"title":"Official product page; sections Plan details, eligibility, renewal and exclusions; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Twelve-month cover with successive annual renewals, subject to continued issuance and premium payment. Terms and premiums may change.","zh-hant":"保障期為 12 個月，其後每年續保，須符合繼續發行及繳付保費等條件。條款及保費可調整。","zh-hans":"保障期为 12 个月，其后每年续保，须符合继续发行及缴付保费等条件。条款及保费可调整。"}},"display":{"en":["Renewable / Twelve-month cover with successive annual renewals, subject to continued issuance and premium payment. Terms and premiums may change."],"zh-hant":["可續保 / 保障期為 12 個月，其後每年續保，須符合繼續發行及繳付保費等條件。條款及保費可調整。"],"zh-hans":["可续保 / 保障期为 12 个月，其后每年续保，须符合继续发行及缴付保费等条件。条款及保费可调整。"]},"sources":[{"url":"https://www.cigna.com.hk/en/medical-insurance/elite360","page":null,"title":"Official product page; sections Plan details, eligibility, renewal and exclusions; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":70,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["15 days to 70 years / Age basis: Not confirmed"],"zh-hant":["出生15日至70歲 / 年齡基準：未確認"],"zh-hans":["出生15日至70岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.cigna.com.hk/en/medical-insurance/elite360","page":null,"title":"Official product page; sections Plan details, eligibility, renewal and exclusions; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"keyExclusions","value":[{"en":"Selected exclusions include services without medical necessity. See the cited document for the full list and exceptions.","zh-hant":"部分不保事項包括非醫療所需服務。完整清單及例外情況見所引文件。","zh-hans":"部分除外责任包括非医疗必需服务。完整清单及例外情况见所引文件。"}],"display":{"en":["Selected exclusions include services without medical necessity. See the cited document for the full list and exceptions."],"zh-hant":["部分不保事項包括非醫療所需服務。完整清單及例外情況見所引文件。"],"zh-hans":["部分除外责任包括非医疗必需服务。完整清单及例外情况见所引文件。"]},"sources":[{"url":"https://www.cigna.com.hk/en/medical-insurance/elite360","page":null,"title":"Official product page; sections Plan details, eligibility, renewal and exclusions; publication date unknown","date":null,"checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"coverage19-product-scope-cigna-general-platinum","names":{"en":"Cigna Platinum Plan","zh-hant":"信諾全球健康保障白金計劃","zh-hans":null},"nameBasis":"insurer-published","insurerSlug":"cigna-worldwide-general-insurance-company-limited","productPaths":["/insurers/cigna-worldwide-general-insurance-company-limited/coverage19-product-scope-cigna-general-platinum/","/zh-hant/insurers/cigna-worldwide-general-insurance-company-limited/coverage19-product-scope-cigna-general-platinum/","/zh-hans/insurers/cigna-worldwide-general-insurance-company-limited/coverage19-product-scope-cigna-general-platinum/"],"insurerPaths":["/insurers/cigna-worldwide-general-insurance-company-limited/","/zh-hant/insurers/cigna-worldwide-general-insurance-company-limited/","/zh-hans/insurers/cigna-worldwide-general-insurance-company-limited/"],"facts":[{"field":"type","value":"high-end-medical","display":{"en":["High-end medical"],"zh-hant":["高端醫療"],"zh-hans":["高端医疗"]},"sources":[{"url":"https://www.cigna.com.hk/en/medical-insurance/global-plan","page":null,"title":"Official product page; sections Plan details, eligibility, renewal and exclusions; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"Annual renewal; the product page states no upper renewal age. Renewal is not an insured entry-age rule.","zh-hant":"每年續保；產品頁列明續保不設年齡上限。續保規則不等同受保人投保年齡。","zh-hans":"每年续保；产品页列明续保不设年龄上限。续保规则不等同被保险人投保年龄。"}},"display":{"en":["Renewable / Annual renewal; the product page states no upper renewal age. Renewal is not an insured entry-age rule."],"zh-hant":["可續保 / 每年續保；產品頁列明續保不設年齡上限。續保規則不等同受保人投保年齡。"],"zh-hans":["可续保 / 每年续保；产品页列明续保不设年龄上限。续保规则不等同被保险人投保年龄。"]},"sources":[{"url":"https://www.cigna.com.hk/en/medical-insurance/global-plan","page":null,"title":"Official product page; sections Plan details, eligibility, renewal and exclusions; publication date unknown","date":null,"checkedOn":"2026-10-21"}]},{"field":"keyExclusions","value":[{"en":"Maternity benefits exclude surrogacy and related treatment; this is a selected exclusion, not the general exclusion list.","zh-hant":"生育保障不保代孕及相關治療；此為部分不保事項，並非一般不保事項全表。","zh-hans":"生育保障不保代孕及相关治疗；此为部分除外责任，并非一般除外责任全表。"}],"display":{"en":["Maternity benefits exclude surrogacy and related treatment; this is a selected exclusion, not the general exclusion list."],"zh-hant":["生育保障不保代孕及相關治療；此為部分不保事項，並非一般不保事項全表。"],"zh-hans":["生育保障不保代孕及相关治疗；此为部分除外责任，并非一般除外责任全表。"]},"sources":[{"url":"https://www.cigna.com.hk/iwov-resources/docs/en/product/Cigna-Global-Health-Options-Customer-Guide.pdf","page":25,"title":"Customer guide; PDF page 25 maternity exclusions; edition/effective date unknown","date":null,"checkedOn":"2026-10-21"}]}],"ratioSeries":[]}]}