{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-chubb-life-insurance-hong-kong-limited-accident","kind":"insurer","type":"accident"},"summary":{"en":"This page compares 6 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 6 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 6 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","keyFeatures","keyExclusions"],"products":[{"slug":"coverage19-chubb-hk-accicare-protection-plan","names":{"en":"AcciCare Protection Plan","zh-hant":"「意關懷」意外保障計劃","zh-hans":"「意关怀」意外保障计划"},"nameBasis":"insurer-published","insurerSlug":"chubb-life-insurance-hong-kong-limited","productPaths":["/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accicare-protection-plan/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accicare-protection-plan/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accicare-protection-plan/"],"insurerPaths":["/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.chubb.com/hk-en/personal/accicare-protection-plan.html","page":null,"title":"Official product page — Product brochure section; publication date not stated","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p40_accicare_en_1026.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2026-10","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"to-age","value":65,"notes":null}],"display":{"en":["To age 65"],"zh-hant":["至 65 歲"],"zh-hans":["至 65 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p40_accicare_en_1026.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2026-10","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":65,"notes":null},"display":{"en":["To age 65"],"zh-hant":["至 65 歲"],"zh-hans":["至 65 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p40_accicare_en_1026.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2026-10","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":18,"unit":"years"},"max":{"value":60,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["18 years to 60 years / Age basis: Not confirmed"],"zh-hant":["18歲至60歲 / 年齡基準：未確認"],"zh-hans":["18岁至60岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p40_accicare_en_1026.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2026-10","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Accidental death and scheduled permanent disablement pay percentages of the sum assured.","zh-hant":"意外身故及表列永久傷殘按保額百分比賠償。","zh-hans":"意外身故及表列永久残疾按保额百分比赔偿。"},{"en":"Permanent disablement benefits follow the loss schedule; the amount depends on the covered loss.","zh-hant":"永久傷殘賠償按受保損失表釐定，金額視乎受保損失。","zh-hans":"永久残疾赔偿按承保损失表确定，金额取决于承保损失。"},{"en":"Accidental inpatient and outpatient medical expenses are reimbursed subject to plan limits and treatment sublimits.","zh-hant":"意外住院及門診醫療費用按計劃限額及治療分項限額報銷。","zh-hans":"意外住院及门诊医疗费用按计划限额及治疗分项限额报销。"},{"en":"Accidental hospitalisation pays a fixed daily cash benefit for up to 365 days.","zh-hant":"因意外住院可獲定額每日住院現金，最多 365 日。","zh-hans":"因意外住院可获定额每日住院现金，最多 365 天。"},{"en":"Overseas emergency medical assistance is a third-party service outside the policy benefits and may change or end.","zh-hant":"海外緊急醫療援助屬保單保障以外的第三方服務，可被更改或終止。","zh-hans":"境外紧急医疗援助属于保单保障以外的第三方服务，可被更改或终止。"}],"display":{"en":["Accidental death and scheduled permanent disablement pay percentages of the sum assured.","Permanent disablement benefits follow the loss schedule; the amount depends on the covered loss.","Accidental inpatient and outpatient medical expenses are reimbursed subject to plan limits and treatment sublimits.","Accidental hospitalisation pays a fixed daily cash benefit for up to 365 days.","Overseas emergency medical assistance is a third-party service outside the policy benefits and may change or end."],"zh-hant":["意外身故及表列永久傷殘按保額百分比賠償。","永久傷殘賠償按受保損失表釐定，金額視乎受保損失。","意外住院及門診醫療費用按計劃限額及治療分項限額報銷。","因意外住院可獲定額每日住院現金，最多 365 日。","海外緊急醫療援助屬保單保障以外的第三方服務，可被更改或終止。"],"zh-hans":["意外身故及表列永久残疾按保额百分比赔偿。","永久残疾赔偿按承保损失表确定，金额取决于承保损失。","意外住院及门诊医疗费用按计划限额及治疗分项限额报销。","因意外住院可获定额每日住院现金，最多 365 天。","境外紧急医疗援助属于保单保障以外的第三方服务，可被更改或终止。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p40_accicare_en_1026.pdf","page":2,"title":"Benefit categories — medical reimbursement, hospital cash; PDF page 2; edition P40/EN/1026/LU","date":"2026-10","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p40_accicare_en_1026.pdf","page":4,"title":"Benefit categories — accidental death, permanent disability; PDF page 4; edition P40/EN/1026/LU","date":"2026-10","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p40_accicare_en_1026.pdf","page":6,"title":"Benefit categories — emergency assistance; PDF page 6; edition P40/EN/1026/LU","date":"2026-10","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Key examples include intentionally self-inflicted injury and war-related injury.","zh-hant":"主要例子包括故意自致傷害及戰爭相關傷害；","zh-hans":"主要示例包括故意自伤及战争相关伤害；"},{"en":"Refer to the benefit-specific exclusions and exceptions in the brochure.","zh-hant":"須參閱產品冊中各項保障的不保事項及例外條款。","zh-hans":"须参阅产品手册中各项保障的免责条款及例外条款。"}],"display":{"en":["Key examples include intentionally self-inflicted injury and war-related injury.","Refer to the benefit-specific exclusions and exceptions in the brochure."],"zh-hant":["主要例子包括故意自致傷害及戰爭相關傷害；","須參閱產品冊中各項保障的不保事項及例外條款。"],"zh-hans":["主要示例包括故意自伤及战争相关伤害；","须参阅产品手册中各项保障的免责条款及例外条款。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p40_accicare_en_1026.pdf","page":8,"title":"Chubb product brochure — Key Exclusions; physical PDF page","date":"2026-10","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"coverage19-chubb-hk-accident-guard-plan","names":{"en":"Accident Guard Plan","zh-hant":"「友您心」意外保障計劃","zh-hans":"「友您心」意外保障计划"},"nameBasis":"insurer-published","insurerSlug":"chubb-life-insurance-hong-kong-limited","productPaths":["/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accident-guard-plan/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accident-guard-plan/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-accident-guard-plan/"],"insurerPaths":["/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.chubb.com/hk-en/personal/accident-guard-plan.html","page":null,"title":"Official product page — Product brochure section; publication date not stated","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":10,"notes":null},{"kind":"years","value":20,"notes":null}],"display":{"en":["10 years","20 years"],"zh-hant":["10 年","20 年"],"zh-hans":["10 年","20 年"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":null},"display":{"en":["To age 100"],"zh-hant":["至 100 歲"],"zh-hans":["至 100 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":65,"unit":"years"},"basis":null,"notes":{"en":"10-year premium payment term. Age at nearest birthday.","zh-hant":"10 年繳費期。 最接近生日年齡。","zh-hans":"10 年缴费期。 最接近生日年龄。"}},{"min":{"value":15,"unit":"days"},"max":{"value":55,"unit":"years"},"basis":null,"notes":{"en":"20-year premium payment term. Age at nearest birthday.","zh-hant":"20 年繳費期。 最接近生日年齡。","zh-hans":"20 年缴费期。 最接近生日年龄。"}}],"display":{"en":["15 days to 65 years / Age basis: Not confirmed / 10-year premium payment term. Age at nearest birthday.","15 days to 55 years / Age basis: Not confirmed / 20-year premium payment term. Age at nearest birthday."],"zh-hant":["出生15日至65歲 / 年齡基準：未確認 / 10 年繳費期。 最接近生日年齡。","出生15日至55歲 / 年齡基準：未確認 / 20 年繳費期。 最接近生日年齡。"],"zh-hans":["出生15日至65岁 / 年龄基准：未确认 / 10 年缴费期。 最接近生日年龄。","出生15日至55岁 / 年龄基准：未确认 / 20 年缴费期。 最接近生日年龄。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":8,"title":"Chubb product brochure — age definition and conditions; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Accidental death or scheduled dismemberment must result within 12 months of injury; benefit conditions apply.","zh-hant":"意外身故或表列斷肢須於受傷後 12 個月內發生，並受保障條件限制。","zh-hans":"意外身故或表列断肢须于受伤后 12 个月内发生，并受保障条件限制。"},{"en":"Total permanent disability must last 365 days; 2% monthly starts in month 13, for up to 50 months, with age limits.","zh-hant":"完全及永久傷殘須持續 365 日；由第 13 個月起每月賠償保額的 2%，最多 50 個月，設年齡限制。","zh-hans":"完全及永久残疾须持续 365 天；由第 13 个月起每月赔偿保额的 2%，最多 50 个月，设年龄限制。"},{"en":"Basic-plan premiums are waived during total and permanent disability benefit payments.","zh-hant":"支付完全及永久傷殘保障期間豁免基本計劃保費。","zh-hans":"支付完全及永久残疾保障期间豁免基本计划保费。"},{"en":"Evacuation and repatriation outside the country of residence are third-party services outside the policy benefits.","zh-hant":"居住國以外的醫療運送及送返屬保單保障以外的第三方服務。","zh-hans":"居住国以外的医疗转运及送返属于保单保障以外的第三方服务。"}],"display":{"en":["Accidental death or scheduled dismemberment must result within 12 months of injury; benefit conditions apply.","Total permanent disability must last 365 days; 2% monthly starts in month 13, for up to 50 months, with age limits.","Basic-plan premiums are waived during total and permanent disability benefit payments.","Evacuation and repatriation outside the country of residence are third-party services outside the policy benefits."],"zh-hant":["意外身故或表列斷肢須於受傷後 12 個月內發生，並受保障條件限制。","完全及永久傷殘須持續 365 日；由第 13 個月起每月賠償保額的 2%，最多 50 個月，設年齡限制。","支付完全及永久傷殘保障期間豁免基本計劃保費。","居住國以外的醫療運送及送返屬保單保障以外的第三方服務。"],"zh-hans":["意外身故或表列断肢须于受伤后 12 个月内发生，并受保障条件限制。","完全及永久残疾须持续 365 天；由第 13 个月起每月赔偿保额的 2%，最多 50 个月，设年龄限制。","支付完全及永久残疾保障期间豁免基本计划保费。","居住国以外的医疗转运及送返属于保单保障以外的第三方服务。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":6,"title":"Benefit categories — premium waiver; PDF page 6; edition P108/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":8,"title":"Benefit categories — accidental death, permanent disability, emergency assistance; PDF page 8; edition P108/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Key examples include intentionally self-inflicted injury and war-related injury.","zh-hant":"主要例子包括故意自致傷害及戰爭相關傷害；","zh-hans":"主要示例包括故意自伤及战争相关伤害；"},{"en":"Refer to the benefit-specific exclusions and exceptions in the brochure.","zh-hant":"須參閱產品冊中各項保障的不保事項及例外條款。","zh-hans":"须参阅产品手册中各项保障的免责条款及例外条款。"}],"display":{"en":["Key examples include intentionally self-inflicted injury and war-related injury.","Refer to the benefit-specific exclusions and exceptions in the brochure."],"zh-hant":["主要例子包括故意自致傷害及戰爭相關傷害；","須參閱產品冊中各項保障的不保事項及例外條款。"],"zh-hans":["主要示例包括故意自伤及战争相关伤害；","须参阅产品手册中各项保障的免责条款及例外条款。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p108_pas_accident_guard_en_0723.pdf","page":10,"title":"Chubb product brochure — Key Exclusions; 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publication date not stated","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":12,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2024-01","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":8,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["8 years","10 years"],"zh-hant":["8 年","10 年"],"zh-hans":["8 年","10 年"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":12,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2024-01","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"years","value":15,"notes":{"en":"12 years of cover with 8-year premiums; 15 years with 10-year premiums.","zh-hant":"8 年繳費對應 12 年保障；10 年繳費對應 15 年保障。","zh-hans":"8 年缴费对应 12 年保障；10 年缴费对应 15 年保障。"}},"display":{"en":["15 years / 12 years of cover with 8-year premiums; 15 years with 10-year premiums."],"zh-hant":["15 年 / 8 年繳費對應 12 年保障；10 年繳費對應 15 年保障。"],"zh-hans":["15 年 / 8 年缴费对应 12 年保障；10 年缴费对应 15 年保障。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":12,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2024-01","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":63,"unit":"years"},"basis":null,"notes":{"en":"8-year premium payment term. Age at nearest birthday.","zh-hant":"8 年繳費期。 最接近生日年齡。","zh-hans":"8 年缴费期。 最接近生日年龄。"}},{"min":{"value":15,"unit":"days"},"max":{"value":60,"unit":"years"},"basis":null,"notes":{"en":"10-year premium payment term. Age at nearest birthday.","zh-hant":"10 年繳費期。 最接近生日年齡。","zh-hans":"10 年缴费期。 最接近生日年龄。"}}],"display":{"en":["15 days to 63 years / Age basis: Not confirmed / 8-year premium payment term. Age at nearest birthday.","15 days to 60 years / Age basis: Not confirmed / 10-year premium payment term. Age at nearest birthday."],"zh-hant":["出生15日至63歲 / 年齡基準：未確認 / 8 年繳費期。 最接近生日年齡。","出生15日至60歲 / 年齡基準：未確認 / 10 年繳費期。 最接近生日年齡。"],"zh-hans":["出生15日至63岁 / 年龄基准：未确认 / 8 年缴费期。 最接近生日年龄。","出生15日至60岁 / 年龄基准：未确认 / 10 年缴费期。 最接近生日年龄。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":12,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2024-01","checkedOn":"2026-10-21"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":18,"title":"Chubb product brochure — age definition and conditions; physical PDF page","date":"2024-01","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Accidental death and scheduled dismemberment within 12 months of the accident pay a lump sum.","zh-hant":"意外後 12 個月內身故或發生表列斷肢情況，可獲一次性賠償。","zh-hans":"意外后 12 个月内身故或发生表列断肢情况，可获一次性赔偿。"},{"en":"Accidental dismemberment benefits follow the loss schedule and policy limits.","zh-hant":"意外斷肢保障按損失表及保單限額賠償。","zh-hans":"意外断肢保障按损失表及保单限额赔偿。"},{"en":"Actual reasonable and customary injury treatment expenses within 12 months are reimbursed subject to limits.","zh-hant":"意外後 12 個月內實際產生的合理及慣常受傷治療費用，按限額報銷。","zh-hans":"意外后 12 个月内实际产生的合理及惯常受伤治疗费用，按限额报销。"},{"en":"Hospital cash: up to 90 days per accident, including 7 days in mainland China; 330 days across the policy.","zh-hant":"住院現金每次意外最多 90 日，當中中國內地最多 7 日；整份保單累計最多 330 日。","zh-hans":"住院现金每次意外最多 90 天，其中中国内地最多 7 天；整份保单累计最多 330 天。"},{"en":"Bone fracture and major burn lump sums each cover at most one accident per policy year.","zh-hant":"骨折及嚴重燒傷一次性賠償，每項每保單年度最多涵蓋一次意外。","zh-hans":"骨折及严重烧伤一次性赔偿，每项每保单年度最多涵盖一次意外。"},{"en":"Third-party emergency assistance applies outside Hong Kong on trips up to 90 days; it is outside the policy benefits.","zh-hant":"第三方緊急援助適用於香港以外、不超過 90 日的旅程，並不屬保單保障。","zh-hans":"第三方紧急援助适用于香港以外、不超过 90 天的行程，不属于保单保障。"}],"display":{"en":["Accidental death and scheduled dismemberment within 12 months of the accident pay a lump sum.","Accidental dismemberment benefits follow the loss schedule and policy limits.","Actual reasonable and customary injury treatment expenses within 12 months are reimbursed subject to limits.","Hospital cash: up to 90 days per accident, including 7 days in mainland China; 330 days across the policy.","Bone fracture and major burn lump sums each cover at most one accident per policy year.","Third-party emergency assistance applies outside Hong Kong on trips up to 90 days; it is outside the policy benefits."],"zh-hant":["意外後 12 個月內身故或發生表列斷肢情況，可獲一次性賠償。","意外斷肢保障按損失表及保單限額賠償。","意外後 12 個月內實際產生的合理及慣常受傷治療費用，按限額報銷。","住院現金每次意外最多 90 日，當中中國內地最多 7 日；整份保單累計最多 330 日。","骨折及嚴重燒傷一次性賠償，每項每保單年度最多涵蓋一次意外。","第三方緊急援助適用於香港以外、不超過 90 日的旅程，並不屬保單保障。"],"zh-hans":["意外后 12 个月内身故或发生表列断肢情况，可获一次性赔偿。","意外断肢保障按损失表及保单限额赔偿。","意外后 12 个月内实际产生的合理及惯常受伤治疗费用，按限额报销。","住院现金每次意外最多 90 天，其中中国内地最多 7 天；整份保单累计最多 330 天。","骨折及严重烧伤一次性赔偿，每项每保单年度最多涵盖一次意外。","第三方紧急援助适用于香港以外、不超过 90 天的行程，不属于保单保障。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":5,"title":"Benefit categories — emergency assistance; PDF page 5; edition P179/AGY_BKG/EN/0124/LU","date":"2024-01","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":6,"title":"Benefit categories — accidental death, permanent disability, medical reimbursement; PDF page 6; edition P179/AGY_BKG/EN/0124/LU","date":"2024-01","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":7,"title":"Benefit categories — hospital cash, additional benefits; PDF page 7; edition P179/AGY_BKG/EN/0124/LU","date":"2024-01","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Key examples include intentionally self-inflicted injury and war-related injury.","zh-hant":"主要例子包括故意自致傷害及戰爭相關傷害；","zh-hans":"主要示例包括故意自伤及战争相关伤害；"},{"en":"Refer to the benefit-specific exclusions and exceptions in the brochure.","zh-hant":"須參閱產品冊中各項保障的不保事項及例外條款。","zh-hans":"须参阅产品手册中各项保障的免责条款及例外条款。"}],"display":{"en":["Key examples include intentionally self-inflicted injury and war-related injury.","Refer to the benefit-specific exclusions and exceptions in the brochure."],"zh-hant":["主要例子包括故意自致傷害及戰爭相關傷害；","須參閱產品冊中各項保障的不保事項及例外條款。"],"zh-hans":["主要示例包括故意自伤及战争相关伤害；","须参阅产品手册中各项保障的免责条款及例外条款。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/rop_pa_agy_bkg_pb_en_jan24.pdf","page":21,"title":"Chubb product brochure — Key Exclusions; physical PDF page","date":"2024-01","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"coverage19-chubb-hk-juvenile-accident-protector","names":{"en":"Juvenile Accident Protector","zh-hant":"「兒安保」意外保障計劃","zh-hans":"「儿安保」意外保障计划"},"nameBasis":"insurer-published","insurerSlug":"chubb-life-insurance-hong-kong-limited","productPaths":["/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-juvenile-accident-protector/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-juvenile-accident-protector/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-juvenile-accident-protector/"],"insurerPaths":["/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.chubb.com/hk-en/personal/juvenile-accident-protector.html","page":null,"title":"Official product page — Product brochure section; publication date not stated","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p06_jap_juvenile_accident_en_0723.pdf","page":5,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"to-age","value":18,"notes":null}],"display":{"en":["To age 18"],"zh-hant":["至 18 歲"],"zh-hans":["至 18 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p06_jap_juvenile_accident_en_0723.pdf","page":5,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":18,"notes":null},"display":{"en":["To age 18"],"zh-hant":["至 18 歲"],"zh-hans":["至 18 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p06_jap_juvenile_accident_en_0723.pdf","page":5,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":15,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["15 days to 15 years / Age basis: Not confirmed"],"zh-hant":["出生15日至15歲 / 年齡基準：未確認"],"zh-hans":["出生15日至15岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p06_jap_juvenile_accident_en_0723.pdf","page":5,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Core accidental death and dismemberment cover requires the loss within 12 months of injury, before age 18.","zh-hant":"基本意外身故及斷肢保障要求損失於受傷後 12 個月內及 18 歲前發生。","zh-hans":"基本意外身故及断肢保障要求损失于受伤后 12 个月内及 18 岁前发生。"},{"en":"Accidental dismemberment payments follow the covered loss schedule.","zh-hant":"意外斷肢按受保損失表賠償。","zh-hans":"意外断肢按承保损失表赔偿。"},{"en":"Optional medical cover reimburses actual injury treatment expenses within 12 months, subject to the sum assured.","zh-hant":"自選醫療保障按保額上限報銷受傷後 12 個月內的實際治療費用。","zh-hans":"可选医疗保障按保额上限报销受伤后 12 个月内的实际治疗费用。"},{"en":"Core accident consequences cover includes fractures, coma, spinal injury, major burns and poisonous gas at school.","zh-hant":"基本意外後果保障包括骨折、昏迷、脊椎受傷、嚴重燒傷及在學校吸入毒氣。","zh-hans":"基本意外后果保障包括骨折、昏迷、脊柱受伤、严重烧伤及在学校吸入毒气。"},{"en":"Overseas emergency assistance and referral are third-party services outside the policy and may change or end.","zh-hant":"海外緊急援助及轉介屬保單以外的第三方服務，可被更改或終止。","zh-hans":"境外紧急援助及转介属于保单以外的第三方服务，可被更改或终止。"}],"display":{"en":["Core accidental death and dismemberment cover requires the loss within 12 months of injury, before age 18.","Accidental dismemberment payments follow the covered loss schedule.","Optional medical cover reimburses actual injury treatment expenses within 12 months, subject to the sum assured.","Core accident consequences cover includes fractures, coma, spinal injury, major burns and poisonous gas at school.","Overseas emergency assistance and referral are third-party services outside the policy and may change or end."],"zh-hant":["基本意外身故及斷肢保障要求損失於受傷後 12 個月內及 18 歲前發生。","意外斷肢按受保損失表賠償。","自選醫療保障按保額上限報銷受傷後 12 個月內的實際治療費用。","基本意外後果保障包括骨折、昏迷、脊椎受傷、嚴重燒傷及在學校吸入毒氣。","海外緊急援助及轉介屬保單以外的第三方服務，可被更改或終止。"],"zh-hans":["基本意外身故及断肢保障要求损失于受伤后 12 个月内及 18 岁前发生。","意外断肢按承保损失表赔偿。","可选医疗保障按保额上限报销受伤后 12 个月内的实际治疗费用。","基本意外后果保障包括骨折、昏迷、脊柱受伤、严重烧伤及在学校吸入毒气。","境外紧急援助及转介属于保单以外的第三方服务，可被更改或终止。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p06_jap_juvenile_accident_en_0723.pdf","page":2,"title":"Benefit categories — emergency assistance; PDF page 2; edition P06/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p06_jap_juvenile_accident_en_0723.pdf","page":3,"title":"Benefit categories — accidental death, medical reimbursement, additional benefits; PDF page 3; edition P06/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p06_jap_juvenile_accident_en_0723.pdf","page":4,"title":"Benefit categories — permanent disability; PDF page 4; edition P06/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Key examples include intentionally self-inflicted injury and war-related injury.","zh-hant":"主要例子包括故意自致傷害及戰爭相關傷害；","zh-hans":"主要示例包括故意自伤及战争相关伤害；"},{"en":"Refer to the benefit-specific exclusions and exceptions in the brochure.","zh-hant":"須參閱產品冊中各項保障的不保事項及例外條款。","zh-hans":"须参阅产品手册中各项保障的免责条款及例外条款。"}],"display":{"en":["Key examples include intentionally self-inflicted injury and war-related injury.","Refer to the benefit-specific exclusions and exceptions in the brochure."],"zh-hant":["主要例子包括故意自致傷害及戰爭相關傷害；","須參閱產品冊中各項保障的不保事項及例外條款。"],"zh-hans":["主要示例包括故意自伤及战争相关伤害；","须参阅产品手册中各项保障的免责条款及例外条款。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p06_jap_juvenile_accident_en_0723.pdf","page":7,"title":"Chubb product brochure — Key Exclusions; 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publication date not stated","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p22_paadd_personal_accident_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"to-age","value":65,"notes":null}],"display":{"en":["To age 65"],"zh-hant":["至 65 歲"],"zh-hans":["至 65 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p22_paadd_personal_accident_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":65,"notes":null},"display":{"en":["To age 65"],"zh-hant":["至 65 歲"],"zh-hans":["至 65 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p22_paadd_personal_accident_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":16,"unit":"years"},"max":{"value":60,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["16 years to 60 years / Age basis: Not confirmed"],"zh-hant":["16歲至60歲 / 年齡基準：未確認"],"zh-hans":["16岁至60岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p22_paadd_personal_accident_en_0723.pdf","page":7,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Core accidental death and dismemberment benefits require the loss within 12 months of injury and before age 65.","zh-hant":"基本意外身故及斷肢保障要求損失於受傷後 12 個月內及 65 歲前發生。","zh-hans":"基本意外身故及断肢保障要求损失于受伤后 12 个月内及 65 岁前发生。"},{"en":"Permanent disablement caused by accidental injury pays the percentage in the benefit schedule.","zh-hant":"意外受傷導致永久傷殘，按保障表的百分比賠償。","zh-hans":"意外受伤导致永久残疾，按保障表的百分比赔偿。"},{"en":"Optional weekly disability indemnity pays for up to 104 weeks in total; partial disablement pays 50% of the weekly amount.","zh-hant":"自選每週傷殘賠償合共最多 104 週；暫時部分傷殘支付每週金額的 50%。","zh-hans":"可选每周残疾赔偿合计最多 104 周；暂时部分残疾支付每周金额的 50%。"},{"en":"Optional medical cover reimburses actual injury treatment expenses within 12 months, subject to limits.","zh-hant":"自選醫療保障按限額報銷受傷後 12 個月內的實際治療費用。","zh-hans":"可选医疗保障按限额报销受伤后 12 个月内的实际治疗费用。"}],"display":{"en":["Core accidental death and dismemberment benefits require the loss within 12 months of injury and before age 65.","Permanent disablement caused by accidental injury pays the percentage in the benefit schedule.","Optional weekly disability indemnity pays for up to 104 weeks in total; partial disablement pays 50% of the weekly amount.","Optional medical cover reimburses actual injury treatment expenses within 12 months, subject to limits."],"zh-hant":["基本意外身故及斷肢保障要求損失於受傷後 12 個月內及 65 歲前發生。","意外受傷導致永久傷殘，按保障表的百分比賠償。","自選每週傷殘賠償合共最多 104 週；暫時部分傷殘支付每週金額的 50%。","自選醫療保障按限額報銷受傷後 12 個月內的實際治療費用。"],"zh-hans":["基本意外身故及断肢保障要求损失于受伤后 12 个月内及 65 岁前发生。","意外受伤导致永久残疾，按保障表的百分比赔偿。","可选每周残疾赔偿合计最多 104 周；暂时部分残疾支付每周金额的 50%。","可选医疗保障按限额报销受伤后 12 个月内的实际治疗费用。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p22_paadd_personal_accident_en_0723.pdf","page":3,"title":"Benefit categories — death, permanent/temporary disability, medical reimbursement; PDF page 3; edition P22/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Key examples include intentionally self-inflicted injury and war-related injury.","zh-hant":"主要例子包括故意自致傷害及戰爭相關傷害；","zh-hans":"主要示例包括故意自伤及战争相关伤害；"},{"en":"Refer to the benefit-specific exclusions and exceptions in the brochure.","zh-hant":"須參閱產品冊中各項保障的不保事項及例外條款。","zh-hans":"须参阅产品手册中各项保障的免责条款及例外条款。"}],"display":{"en":["Key examples include intentionally self-inflicted injury and war-related injury.","Refer to the benefit-specific exclusions and exceptions in the brochure."],"zh-hant":["主要例子包括故意自致傷害及戰爭相關傷害；","須參閱產品冊中各項保障的不保事項及例外條款。"],"zh-hans":["主要示例包括故意自伤及战争相关伤害；","须参阅产品手册中各项保障的免责条款及例外条款。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p22_paadd_personal_accident_en_0723.pdf","page":10,"title":"Chubb product brochure — Key Exclusions; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"coverage19-chubb-hk-the-one-accident-protector","names":{"en":"The One Accident Protector","zh-hant":"「智全為您」意外保障計劃","zh-hans":"「智全为您」意外保障计划"},"nameBasis":"insurer-published","insurerSlug":"chubb-life-insurance-hong-kong-limited","productPaths":["/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-the-one-accident-protector/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-the-one-accident-protector/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/coverage19-chubb-hk-the-one-accident-protector/"],"insurerPaths":["/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hant/insurers/chubb-life-insurance-hong-kong-limited/","/zh-hans/insurers/chubb-life-insurance-hong-kong-limited/"],"facts":[{"field":"type","value":"accident","display":{"en":["Accident"],"zh-hant":["意外"],"zh-hans":["意外"]},"sources":[{"url":"https://www.chubb.com/hk-en/personal/the-one-accident-protector.html","page":null,"title":"Official product page — Product brochure section; publication date not stated","date":null,"checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"years","value":10,"notes":null},{"kind":"years","value":20,"notes":null}],"display":{"en":["10 years","20 years"],"zh-hant":["10 年","20 年"],"zh-hans":["10 年","20 年"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":null},"display":{"en":["To age 100"],"zh-hant":["至 100 歲"],"zh-hans":["至 100 岁"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":65,"unit":"years"},"basis":null,"notes":{"en":"10-year premium payment term. Age at nearest birthday.","zh-hant":"10 年繳費期。 最接近生日年齡。","zh-hans":"10 年缴费期。 最接近生日年龄。"}},{"min":{"value":15,"unit":"days"},"max":{"value":55,"unit":"years"},"basis":null,"notes":{"en":"20-year premium payment term. Age at nearest birthday.","zh-hant":"20 年繳費期。 最接近生日年齡。","zh-hans":"20 年缴费期。 最接近生日年龄。"}}],"display":{"en":["15 days to 65 years / Age basis: Not confirmed / 10-year premium payment term. Age at nearest birthday.","15 days to 55 years / Age basis: Not confirmed / 20-year premium payment term. Age at nearest birthday."],"zh-hant":["出生15日至65歲 / 年齡基準：未確認 / 10 年繳費期。 最接近生日年齡。","出生15日至55歲 / 年齡基準：未確認 / 20 年繳費期。 最接近生日年齡。"],"zh-hans":["出生15日至65岁 / 年龄基准：未确认 / 10 年缴费期。 最接近生日年龄。","出生15日至55岁 / 年龄基准：未确认 / 20 年缴费期。 最接近生日年龄。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Chubb product brochure — Basic Information / More about the Plan; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":8,"title":"Chubb product brochure — age definition and conditions; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"Accidental death and scheduled dismemberment cover includes major burns and insanity, subject to conditions.","zh-hant":"意外身故及表列斷肢保障包括嚴重燒傷及精神失常，受條件限制。","zh-hans":"意外身故及表列断肢保障包括严重烧伤及精神失常，受条件限制。"},{"en":"Total permanent disability pays 2% of the sum assured monthly from month 13 for up to 50 months, subject to conditions.","zh-hant":"完全及永久傷殘由第 13 個月起每月支付保額的 2%，最多 50 個月，受條件限制。","zh-hans":"完全及永久残疾由第 13 个月起每月支付保额的 2%，最多 50 个月，受条件限制。"},{"en":"Premiums for The One are waived during its total and permanent disability benefit payout period.","zh-hant":"支付「一保安心」完全及永久傷殘保障期間豁免該計劃保費。","zh-hans":"支付「一保安心」完全及永久残疾保障期间豁免该计划保费。"},{"en":"Emergency evacuation and repatriation services apply outside the country of residence, subject to service terms.","zh-hant":"居住國以外可享緊急醫療運送及送返服務，受服務條款限制。","zh-hans":"居住国以外可享紧急医疗转运及送返服务，受服务条款限制。"}],"display":{"en":["Accidental death and scheduled dismemberment cover includes major burns and insanity, subject to conditions.","Total permanent disability pays 2% of the sum assured monthly from month 13 for up to 50 months, subject to conditions.","Premiums for The One are waived during its total and permanent disability benefit payout period.","Emergency evacuation and repatriation services apply outside the country of residence, subject to service terms."],"zh-hant":["意外身故及表列斷肢保障包括嚴重燒傷及精神失常，受條件限制。","完全及永久傷殘由第 13 個月起每月支付保額的 2%，最多 50 個月，受條件限制。","支付「一保安心」完全及永久傷殘保障期間豁免該計劃保費。","居住國以外可享緊急醫療運送及送返服務，受服務條款限制。"],"zh-hans":["意外身故及表列断肢保障包括严重烧伤及精神失常，受条件限制。","完全及永久残疾由第 13 个月起每月支付保额的 2%，最多 50 个月，受条件限制。","支付「一保安心」完全及永久残疾保障期间豁免该计划保费。","居住国以外可享紧急医疗转运及送返服务，受服务条款限制。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":3,"title":"Benefit categories — accidental death, emergency assistance; PDF page 3; edition P96/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"},{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":6,"title":"Benefit categories — permanent disability, premium waiver; PDF page 6; edition P96/EN/0723/HD/LU","date":"2023-07","checkedOn":"2026-10-22"}]},{"field":"keyExclusions","value":[{"en":"Key examples include intentionally self-inflicted injury and war-related injury.","zh-hant":"主要例子包括故意自致傷害及戰爭相關傷害；","zh-hans":"主要示例包括故意自伤及战争相关伤害；"},{"en":"Refer to the benefit-specific exclusions and exceptions in the brochure.","zh-hant":"須參閱產品冊中各項保障的不保事項及例外條款。","zh-hans":"须参阅产品手册中各项保障的免责条款及例外条款。"}],"display":{"en":["Key examples include intentionally self-inflicted injury and war-related injury.","Refer to the benefit-specific exclusions and exceptions in the brochure."],"zh-hant":["主要例子包括故意自致傷害及戰爭相關傷害；","須參閱產品冊中各項保障的不保事項及例外條款。"],"zh-hans":["主要示例包括故意自伤及战争相关伤害；","须参阅产品手册中各项保障的免责条款及例外条款。"]},"sources":[{"url":"https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/p96_pab_par_the_one_accident_en_0723.pdf","page":10,"title":"Chubb product brochure — Key Exclusions; physical PDF page","date":"2023-07","checkedOn":"2026-10-21"}]}],"ratioSeries":[]}]}