{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-china-life-insurance-overseas-company-limited-medical-vhis","kind":"insurer","type":"medical-vhis"},"summary":{"en":"This page compares 3 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 3 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 3 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","keyFeatures","vhisPlanType","annualLimit","lifetimeLimit","renewal","keyExclusions"],"products":[{"slug":"china-life-guard-your-health-medical-insurance-plan","names":{"en":"Guard Your Health Medical Insurance Plan","zh-hant":"衛您健康醫療保險計劃","zh-hans":"卫您健康医疗保险计划"},"nameBasis":"insurer-published","insurerSlug":"china-life-insurance-overseas-company-limited","productPaths":["/insurers/china-life-insurance-overseas-company-limited/china-life-guard-your-health-medical-insurance-plan/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/china-life-guard-your-health-medical-insurance-plan/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/china-life-guard-your-health-medical-insurance-plan/"],"insurerPaths":["/insurers/china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H142_2026_05_%E8%A1%9B%E6%82%A8%E5%81%A5%E5%BA%B7%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E8%A8%88%E5%8A%83_EN.pdf","page":3,"title":"Guard Your Health Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"to-age","value":99,"notes":{"en":"Annual renewal; premium rates can be reviewed on each policy anniversary.","zh-hant":"每年續保；保費率可於每個保單週年日檢討。","zh-hans":"每年续保；保费费率可于每个保单周年日检讨。"}}],"display":{"en":["To age 99 / Annual renewal; premium rates can be reviewed on each policy anniversary."],"zh-hant":["至 99 歲 / 每年續保；保費率可於每個保單週年日檢討。"],"zh-hans":["至 99 岁 / 每年续保；保费费率可于每个保单周年日检讨。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H142_2026_05_%E8%A1%9B%E6%82%A8%E5%81%A5%E5%BA%B7%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E8%A8%88%E5%8A%83_EN.pdf","page":3,"title":"Guard Your Health Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":{"en":"Guaranteed renewal subject to the policy conditions.","zh-hant":"保證續保須符合保單條件。","zh-hans":"保证续保须符合保险条款。"}},"display":{"en":["To age 100 / Guaranteed renewal subject to the policy conditions."],"zh-hant":["至 100 歲 / 保證續保須符合保單條件。"],"zh-hans":["至 100 岁 / 保证续保须符合保险条款。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H142_2026_05_%E8%A1%9B%E6%82%A8%E5%81%A5%E5%BA%B7%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E8%A8%88%E5%8A%83_EN.pdf","page":3,"title":"Guard Your Health Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["15 days to 80 years / Age basis: Not confirmed"],"zh-hant":["出生15日至80歲 / 年齡基準：未確認"],"zh-hans":["出生15日至80岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H142_2026_05_%E8%A1%9B%E6%82%A8%E5%81%A5%E5%BA%B7%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E8%A8%88%E5%8A%83_EN.pdf","page":3,"title":"Guard Your Health Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。","zh-hans":"医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"}],"display":{"en":["VHIS Standard Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保標準計劃；保障、不保事項及自付費以所選認可選項為準。"],"zh-hans":["医务卫生局名单上的自愿医保标准计划；保障、不保事项及自付费以所选认可选项为准。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — certified standard plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"vhisPlanType","value":[{"en":"Standard Plan","zh-hant":"標準計劃","zh-hans":"标准计划"}],"display":{"en":["Standard Plan"],"zh-hant":["標準計劃"],"zh-hans":["标准计划"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau — current certified standard plans","date":null,"checkedOn":"2026-10-12"}]},{"field":"annualLimit","value":[{"en":"Standard Plan: HKD 420,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","zh-hant":"標準計劃：表列指定保障每保單年度限額 HKD 420,000；另設個別保障限額。","zh-hans":"标准计划：表列指定保障每保单年度限额 HKD 420,000；另设个别保障限额。"}],"display":{"en":["Standard Plan: HKD 420,000 per policy year for the schedule's specified benefits; separate benefit limits may apply."],"zh-hant":["標準計劃：表列指定保障每保單年度限額 HKD 420,000；另設個別保障限額。"],"zh-hans":["标准计划：表列指定保障每保单年度限额 HKD 420,000；另设个别保障限额。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00021/S00021-01-000-02-PlanDoc-e.pdf","page":35,"title":"Health Bureau — Guard Your Health Medical Insurance Plan — Standard Plan benefit schedule","date":null,"checkedOn":"2026-10-12"}]},{"field":"lifetimeLimit","value":[{"en":"Standard Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply.","zh-hant":"標準計劃：表列指定保障不設終身總限額；個別項目限額仍適用。","zh-hans":"标准计划：表列指定保障不设终身总限额；个别项目限额仍适用。"}],"display":{"en":["Standard Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply."],"zh-hant":["標準計劃：表列指定保障不設終身總限額；個別項目限額仍適用。"],"zh-hans":["标准计划：表列指定保障不设终身总限额；个别项目限额仍适用。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00021/S00021-01-000-02-PlanDoc-e.pdf","page":35,"title":"Health Bureau — Guard Your Health Medical Insurance Plan — Standard Plan benefit schedule","date":null,"checkedOn":"2026-10-12"}]},{"field":"renewal","value":[{"en":"Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.","zh-hant":"保證續保至100歲；保費可按組合調整，須符合保單續保條件。","zh-hans":"保证续保至100岁；保费可按组合调整，须符合保单续保条件。"}],"display":{"en":["Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply."],"zh-hant":["保證續保至100歲；保費可按組合調整，須符合保單續保條件。"],"zh-hans":["保证续保至100岁；保费可按组合调整，须符合保单续保条件。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00021/S00021-01-000-02-PlanDoc-e.pdf","page":14,"title":"Health Bureau — Guard Your Health Medical Insurance Plan renewal provisions","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyExclusions","value":[{"en":"Non-medically necessary treatment, tests and services are excluded. Cosmetic treatment has specified exceptions.","zh-hant":"非醫療必需的治療、檢查及服務不受保。美容治療設有指定例外。","zh-hans":"非医疗必需的治疗、检查及服务不受保。美容治疗设有指定例外。"},{"en":"Selected exclusions only; consult the full wording for other exclusions and exceptions.","zh-hant":"僅列部分不保事項；其他不保事項及例外須參閱完整條款。","zh-hans":"仅列部分除外责任；其他除外责任及例外须参阅完整条款。"}],"display":{"en":["Non-medically necessary treatment, tests and services are excluded. Cosmetic treatment has specified exceptions.","Selected exclusions only; consult the full wording for other exclusions and exceptions."],"zh-hant":["非醫療必需的治療、檢查及服務不受保。美容治療設有指定例外。","僅列部分不保事項；其他不保事項及例外須參閱完整條款。"],"zh-hans":["非医疗必需的治疗、检查及服务不受保。美容治疗设有指定例外。","仅列部分除外责任；其他除外责任及例外须参阅完整条款。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H142_2026_05_%E8%A1%9B%E6%82%A8%E5%81%A5%E5%BA%B7%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E8%A8%88%E5%8A%83_EN.pdf","page":6,"title":"Guard Your Health Medical Insurance Plan — Important Information / general exclusions","date":"2026-06","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"china-life-healthy-life-medical-insurance-plan","names":{"en":"Healthy Life Medical Insurance Plan","zh-hant":"健康常伴醫療保險計劃","zh-hans":"健康常伴医疗保险计划"},"nameBasis":"insurer-published","insurerSlug":"china-life-insurance-overseas-company-limited","productPaths":["/insurers/china-life-insurance-overseas-company-limited/china-life-healthy-life-medical-insurance-plan/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/china-life-healthy-life-medical-insurance-plan/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/china-life-healthy-life-medical-insurance-plan/"],"insurerPaths":["/insurers/china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":5,"title":"Healthy Life Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"to-age","value":99,"notes":{"en":"Annual renewal; premium rates can be reviewed on each policy anniversary.","zh-hant":"每年續保；保費率可於每個保單週年日檢討。","zh-hans":"每年续保；保费费率可于每个保单周年日检讨。"}}],"display":{"en":["To age 99 / Annual renewal; premium rates can be reviewed on each policy anniversary."],"zh-hant":["至 99 歲 / 每年續保；保費率可於每個保單週年日檢討。"],"zh-hans":["至 99 岁 / 每年续保；保费费率可于每个保单周年日检讨。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":5,"title":"Healthy Life Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":{"en":"Guaranteed renewal subject to the policy conditions.","zh-hant":"保證續保須符合保單條件。","zh-hans":"保证续保须符合保险条款。"}},"display":{"en":["To age 100 / Guaranteed renewal subject to the policy conditions."],"zh-hant":["至 100 歲 / 保證續保須符合保單條件。"],"zh-hans":["至 100 岁 / 保证续保须符合保险条款。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":5,"title":"Healthy Life Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["15 days to 80 years / Age basis: Not confirmed"],"zh-hant":["出生15日至80歲 / 年齡基準：未確認"],"zh-hans":["出生15日至80岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":5,"title":"Healthy Life Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。","zh-hans":"医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"}],"display":{"en":["VHIS Flexi Plan listed by the Health Bureau. Benefits, exclusions and deductibles depend on the selected certified option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；保障、不保事項及自付費視所選認可選項而定。"],"zh-hans":["医务卫生局名单上的自愿医保灵活计划；保障、不保事项及自付费视所选认可选项而定。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified flexi plan names, insurer, currencies and availability","date":null,"checkedOn":"2026-10-12"}]},{"field":"vhisPlanType","value":[{"en":"Flexi Plan","zh-hant":"靈活計劃","zh-hans":"灵活计划"}],"display":{"en":["Flexi Plan"],"zh-hant":["靈活計劃"],"zh-hans":["灵活计划"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — current certified flexi plans","date":null,"checkedOn":"2026-10-12"}]},{"field":"annualLimit","value":[{"en":"Healthy Life Medical Insurance Plan: HKD 800,000 per policy year for the schedule's specified benefits; separate benefit limits may apply.","zh-hant":"健康常伴醫療保險計劃：表列指定保障每保單年度限額 HKD 800,000；另設個別保障限額。","zh-hans":"健康常伴医疗保险计划：表列指定保障每保单年度限额 HKD 800,000；另设个别保障限额。"}],"display":{"en":["Healthy Life Medical Insurance Plan: HKD 800,000 per policy year for the schedule's specified benefits; separate benefit limits may apply."],"zh-hant":["健康常伴醫療保險計劃：表列指定保障每保單年度限額 HKD 800,000；另設個別保障限額。"],"zh-hans":["健康常伴医疗保险计划：表列指定保障每保单年度限额 HKD 800,000；另设个别保障限额。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00024/F00024-01-000-03-PlanDoc-e.pdf","page":45,"title":"Health Bureau — Healthy Life Medical Insurance Plan — Healthy Life Medical Insurance Plan benefit schedule","date":null,"checkedOn":"2026-10-12"}]},{"field":"lifetimeLimit","value":[{"en":"Healthy Life Medical Insurance Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply.","zh-hant":"健康常伴醫療保險計劃：表列指定保障不設終身總限額；個別項目限額仍適用。","zh-hans":"健康常伴医疗保险计划：表列指定保障不设终身总限额；个别项目限额仍适用。"}],"display":{"en":["Healthy Life Medical Insurance Plan: no aggregate lifetime cap for the schedule's specified benefits; item limits still apply."],"zh-hant":["健康常伴醫療保險計劃：表列指定保障不設終身總限額；個別項目限額仍適用。"],"zh-hans":["健康常伴医疗保险计划：表列指定保障不设终身总限额；个别项目限额仍适用。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00024/F00024-01-000-03-PlanDoc-e.pdf","page":45,"title":"Health Bureau — Healthy Life Medical Insurance Plan — Healthy Life Medical Insurance Plan benefit schedule","date":null,"checkedOn":"2026-10-12"}]},{"field":"renewal","value":[{"en":"Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply.","zh-hant":"保證續保至100歲；保費可按組合調整，須符合保單續保條件。","zh-hans":"保证续保至100岁；保费可按组合调整，须符合保单续保条件。"}],"display":{"en":["Guaranteed renewal up to age 100; premiums may be adjusted on a portfolio basis; policy renewal conditions apply."],"zh-hant":["保證續保至100歲；保費可按組合調整，須符合保單續保條件。"],"zh-hans":["保证续保至100岁；保费可按组合调整，须符合保单续保条件。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00024/F00024-01-000-03-PlanDoc-e.pdf","page":14,"title":"Health Bureau — Healthy Life Medical Insurance Plan renewal provisions","date":null,"checkedOn":"2026-10-12"}]},{"field":"keyExclusions","value":[{"en":"Non-medically necessary treatment, tests and services are excluded. Cosmetic treatment has specified exceptions.","zh-hant":"非醫療必需的治療、檢查及服務不受保。美容治療設有指定例外。","zh-hans":"非医疗必需的治疗、检查及服务不受保。美容治疗设有指定例外。"},{"en":"Selected exclusions only; consult the full wording for other exclusions and exceptions.","zh-hant":"僅列部分不保事項；其他不保事項及例外須參閱完整條款。","zh-hans":"仅列部分除外责任；其他除外责任及例外须参阅完整条款。"}],"display":{"en":["Non-medically necessary treatment, tests and services are excluded. Cosmetic treatment has specified exceptions.","Selected exclusions only; consult the full wording for other exclusions and exceptions."],"zh-hant":["非醫療必需的治療、檢查及服務不受保。美容治療設有指定例外。","僅列部分不保事項；其他不保事項及例外須參閱完整條款。"],"zh-hans":["非医疗必需的治疗、检查及服务不受保。美容治疗设有指定例外。","仅列部分除外责任；其他除外责任及例外须参阅完整条款。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":9,"title":"Healthy Life Medical Insurance Plan — Important Information / general exclusions","date":"2026-06","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"vhis-f00030-china-life-insurance-overseas-company-limited","names":{"en":"Healthy Life Premier Medical Insurance Plan","zh-hant":"健康常伴優越醫療保險計劃","zh-hans":"健康常伴优越医疗保险计划"},"nameBasis":"insurer-published","insurerSlug":"china-life-insurance-overseas-company-limited","productPaths":["/insurers/china-life-insurance-overseas-company-limited/vhis-f00030-china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/vhis-f00030-china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/vhis-f00030-china-life-insurance-overseas-company-limited/"],"insurerPaths":["/insurers/china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified plan identity, currencies and availability","date":null,"checkedOn":"2026-10-17"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":5,"title":"Healthy Life Premier Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"to-age","value":99,"notes":{"en":"Annual renewal; premium rates can be reviewed on each policy anniversary.","zh-hant":"每年續保；保費率可於每個保單週年日檢討。","zh-hans":"每年续保；保费费率可于每个保单周年日检讨。"}}],"display":{"en":["To age 99 / Annual renewal; premium rates can be reviewed on each policy anniversary."],"zh-hant":["至 99 歲 / 每年續保；保費率可於每個保單週年日檢討。"],"zh-hans":["至 99 岁 / 每年续保；保费费率可于每个保单周年日检讨。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":5,"title":"Healthy Life Premier Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":100,"notes":{"en":"Guaranteed renewal subject to the policy conditions.","zh-hant":"保證續保須符合保單條件。","zh-hans":"保证续保须符合保险条款。"}},"display":{"en":["To age 100 / Guaranteed renewal subject to the policy conditions."],"zh-hant":["至 100 歲 / 保證續保須符合保單條件。"],"zh-hans":["至 100 岁 / 保证续保须符合保险条款。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":5,"title":"Healthy Life Premier Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["15 days to 80 years / Age basis: Not confirmed"],"zh-hant":["出生15日至80歲 / 年齡基準：未確認"],"zh-hans":["出生15日至80岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":5,"title":"Healthy Life Premier Medical Insurance Plan — Enrollment Terms","date":"2026-06","checkedOn":"2026-10-21"}]},{"field":"keyFeatures","value":[{"en":"VHIS flexi plan listed by the Health Bureau; check the certification number and selected option.","zh-hant":"醫務衞生局名單上的自願醫保靈活計劃；請核對認可編號及所選選項。","zh-hans":"香港医务卫生局名单上的自愿医保灵活计划；请核对认证编号及所选选项。"}],"display":{"en":["VHIS flexi plan listed by the Health Bureau; check the certification number and selected option."],"zh-hant":["醫務衞生局名單上的自願醫保靈活計劃；請核對認可編號及所選選項。"],"zh-hans":["香港医务卫生局名单上的自愿医保灵活计划；请核对认证编号及所选选项。"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified plan identity, currencies and availability","date":null,"checkedOn":"2026-10-17"}]},{"field":"vhisPlanType","value":[{"en":"Flexi Plan","zh-hant":"靈活計劃","zh-hans":"灵活计划"}],"display":{"en":["Flexi Plan"],"zh-hant":["靈活計劃"],"zh-hans":["灵活计划"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau — certified plan identity, currencies and availability","date":null,"checkedOn":"2026-10-17"}]},{"field":"keyExclusions","value":[{"en":"Non-medically necessary treatment, tests and services are excluded. Cosmetic treatment has specified exceptions.","zh-hant":"非醫療必需的治療、檢查及服務不受保。美容治療設有指定例外。","zh-hans":"非医疗必需的治疗、检查及服务不受保。美容治疗设有指定例外。"},{"en":"Selected exclusions only; consult the full wording for other exclusions and exceptions.","zh-hant":"僅列部分不保事項；其他不保事項及例外須參閱完整條款。","zh-hans":"仅列部分除外责任；其他除外责任及例外须参阅完整条款。"}],"display":{"en":["Non-medically necessary treatment, tests and services are excluded. Cosmetic treatment has specified exceptions.","Selected exclusions only; consult the full wording for other exclusions and exceptions."],"zh-hant":["非醫療必需的治療、檢查及服務不受保。美容治療設有指定例外。","僅列部分不保事項；其他不保事項及例外須參閱完整條款。"],"zh-hans":["非医疗必需的治疗、检查及服务不受保。美容治疗设有指定例外。","仅列部分除外责任；其他除外责任及例外须参阅完整条款。"]},"sources":[{"url":"https://www.chinalife.com.hk/sites/default/files/2026-06/H143-H147_2026_05_%E5%81%A5%E5%BA%B7%E5%B8%B8%E4%BC%B4%E9%86%AB%E7%99%82%E4%BF%9D%E9%9A%AA%E7%B3%BB%E5%88%97_EN.pdf","page":9,"title":"Healthy Life Premier Medical Insurance Plan — Important Information / general exclusions","date":"2026-06","checkedOn":"2026-10-21"}]}],"ratioSeries":[]}]}