{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-china-life-insurance-overseas-company-limited-annuity-qdap","kind":"insurer","type":"annuity-qdap"},"summary":{"en":"This page compares 2 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 2 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 2 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能 改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能 改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","minimumPremium","keyFeatures","valueComponents","bonusTypes","qdapCertification"],"products":[{"slug":"china-life-comfort-life-deferred-annuity-plan","names":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":"優裕人生延期年金計劃","zh-hans":"优裕人生延期年金计划"},"nameBasis":"insurer-published","insurerSlug":"china-life-insurance-overseas-company-limited","productPaths":["/insurers/china-life-insurance-overseas-company-limited/china-life-comfort-life-deferred-annuity-plan/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/china-life-comfort-life-deferred-annuity-plan/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/china-life-comfort-life-deferred-annuity-plan/"],"insurerPaths":["/insurers/china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/"],"facts":[{"field":"type","value":"annuity-qdap","display":{"en":["QDAP annuity"],"zh-hant":["認可延期年金"],"zh-hans":["认可延期年金"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2025-08/A441-A444_2025_08_%E5%84%AA%E8%A3%95%E4%BA%BA%E7%94%9F%E5%BB%B6%E6%9C%9F%E5%B9%B4%E9%87%91%E8%A8%88%E5%8A%83_EN_0.pdf","page":null,"title":"Comfort Life Deferred Annuity Plan — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2025-08/A441-A444_2025_08_%E5%84%AA%E8%A3%95%E4%BA%BA%E7%94%9F%E5%BB%B6%E6%9C%9F%E5%B9%B4%E9%87%91%E8%A8%88%E5%8A%83_EN_0.pdf","page":null,"title":"Comfort Life Deferred Annuity Plan — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"premiumTerms","value":[{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["5 years","10 years"],"zh-hant":["5 年","10 年"],"zh-hans":["5 年","10 年"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2025-08/A441-A444_2025_08_%E5%84%AA%E8%A3%95%E4%BA%BA%E7%94%9F%E5%BB%B6%E6%9C%9F%E5%B9%B4%E9%87%91%E8%A8%88%E5%8A%83_EN_0.pdf","page":null,"title":"Comfort Life Deferred Annuity Plan — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"benefitTerm","value":{"kind":"years","value":30,"notes":null},"display":{"en":["30 years"],"zh-hant":["30 年"],"zh-hans":["30 年"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2025-08/A441-A444_2025_08_%E5%84%AA%E8%A3%95%E4%BA%BA%E7%94%9F%E5%BB%B6%E6%9C%9F%E5%B9%B4%E9%87%91%E8%A8%88%E5%8A%83_EN_0.pdf","page":null,"title":"Comfort Life Deferred Annuity Plan — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"issueAges","value":[{"min":{"value":30,"unit":"years"},"max":{"value":60,"unit":"years"},"basis":null,"notes":null}],"display":{"en":["30 years to 60 years / Age basis: Not confirmed"],"zh-hant":["30歲至60歲 / 年齡基準：未確認"],"zh-hans":["30岁至60岁 / 年龄基准：未确认"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2025-08/A441-A444_2025_08_%E5%84%AA%E8%A3%95%E4%BA%BA%E7%94%9F%E5%BB%B6%E6%9C%9F%E5%B9%B4%E9%87%91%E8%A8%88%E5%8A%83_EN_0.pdf","page":null,"title":"Comfort Life Deferred Annuity Plan — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"minimumPremium","value":{"value":18000,"currency":"HKD","basis":"annual","notes":{"en":"For the 10-year premium payment term.","zh-hant":"適用於10年繳費期。","zh-hans":"适用于10年缴费期限。"}},"display":{"en":["HKD 18,000 / Annual / For the 10-year premium payment term."],"zh-hant":["HKD 18,000 / 每年 / 適用於10年繳費期。"],"zh-hans":["HKD 18,000 / 每年 / 适用于10年缴费期限。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2025-08/A441-A444_2025_08_%E5%84%AA%E8%A3%95%E4%BA%BA%E7%94%9F%E5%BB%B6%E6%9C%9F%E5%B9%B4%E9%87%91%E8%A8%88%E5%8A%83_EN_0.pdf","page":null,"title":"Comfort Life Deferred Annuity Plan — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"keyFeatures","value":[{"en":"Death benefit is subject to the policy terms.","zh-hant":"身故保障須符合保單條款。","zh-hans":"身故保障须符合保单条款。"},{"en":"Guaranteed cash value follows the policy schedule.","zh-hant":"保證現金價值按保單價值表釐定。","zh-hans":"保证现金价值按保单价值表确定。"},{"en":"Dividends or bonuses may include non-guaranteed amounts.","zh-hant":"紅利或獎賞可能包括非保證部分。","zh-hans":"红利或分红可能包括非保证部分。"},{"en":"Certified as a qualifying deferred annuity policy; tax deductions depend on eligibility.","zh-hant":"已認證為合資格延期年金保單；稅務扣除須符合資格。","zh-hans":"已认证为合资格延期年金保单；税务扣除须符合资格。"}],"display":{"en":["Death benefit is subject to the policy terms.","Guaranteed cash value follows the policy schedule.","Dividends or bonuses may include non-guaranteed amounts.","Certified as a qualifying deferred annuity policy; tax deductions depend on eligibility."],"zh-hant":["身故保障須符合保單條款。","保證現金價值按保單價值表釐定。","紅利或獎賞可能包括非保證部分。","已認證為合資格延期年金保單；稅務扣除須符合資格。"],"zh-hans":["身故保障须符合保单条款。","保证现金价值按保单价值表确定。","红利或分红可能包括非保证部分。","已认证为合资格延期年金保单；税务扣除须符合资格。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"}]},{"field":"valueComponents","value":[{"en":"Guaranteed cash value follows the policy schedule.","zh-hant":"保證現金價值按保單價值表釐定。","zh-hans":"保证现金价值按保单价值表确定。"}],"display":{"en":["Guaranteed cash value follows the policy schedule."],"zh-hant":["保證現金價值按保單價值表釐定。"],"zh-hans":["保证现金价值按保单价值表确定。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"}]},{"field":"bonusTypes","value":[{"en":"Dividends or bonuses may include non-guaranteed amounts.","zh-hant":"紅利或獎賞可能包括非保證部分。","zh-hans":"红利或分红可能包括非保证部分。"}],"display":{"en":["Dividends or bonuses may include non-guaranteed amounts."],"zh-hant":["紅利或獎賞可能包括非保證部分。"],"zh-hans":["红利或分红可能包括非保证部分。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"}]},{"field":"qdapCertification","value":[{"en":"Certified as a qualifying deferred annuity policy; tax deductions depend on eligibility.","zh-hant":"已認證為合資格延期年金保單；稅務扣除須符合資格。","zh-hans":"已认证为合资格延期年金保单；税务扣除须符合资格。"}],"display":{"en":["Certified as a qualifying deferred annuity policy; tax deductions depend on eligibility."],"zh-hant":["已認證為合資格延期年金保單；稅務扣除須符合資格。"],"zh-hans":["已认证为合资格延期年金保单；税务扣除须符合资格。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/comfort-life-deferred-annuity-plan","page":null,"title":"Comfort Life Deferred Annuity Plan — official product page","date":null,"checkedOn":"2026-10-13"}]}],"ratioSeries":[{"path":"fulfillment-ratios/china-life-overseas/comfort-life-deferred-annuity-plan-eadb3d4c0f","observations":[{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2024,"cohortAsPublished":"Policy Year 1 (2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2023,"cohortAsPublished":"Policy Year 2 (2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2022,"cohortAsPublished":"Policy Year 3 (2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2021,"cohortAsPublished":"Policy Year 4 (2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2020,"cohortAsPublished":"Policy Year 5 (2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2019,"cohortAsPublished":"Policy Year 6 (2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2018,"cohortAsPublished":"Policy Year 7 (2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2017,"cohortAsPublished":"Policy Year 8 (2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2016,"cohortAsPublished":"Policy Year 9 (2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2015,"cohortAsPublished":"Policy Year 10 (2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":null,"cohortAsPublished":"Policy Year 10+ (2014 or before)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 67","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2024,"cohortAsPublished":"Policy Year 1 (2024)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2023,"cohortAsPublished":"Policy Year 2 (2023)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2022,"cohortAsPublished":"Policy Year 3 (2022)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2021,"cohortAsPublished":"Policy Year 4 (2021)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2020,"cohortAsPublished":"Policy Year 5 (2020)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2019,"cohortAsPublished":"Policy Year 6 (2019)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2018,"cohortAsPublished":"Policy Year 7 (2018)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2017,"cohortAsPublished":"Policy Year 8 (2017)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2016,"cohortAsPublished":"Policy Year 9 (2016)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2015,"cohortAsPublished":"Policy Year 10 (2015)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Comfort Life Deferred Annuity Plan","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":null,"cohortAsPublished":"Policy Year 10+ (2014 or before)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 2","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}}],"charts":[]}]},{"slug":"china-life-graceful-life-deferred-annuity-plan-ii","names":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":"優暇人生延期年金計劃II","zh-hans":"优暇人生延期年金计划II"},"nameBasis":"insurer-published","insurerSlug":"china-life-insurance-overseas-company-limited","productPaths":["/insurers/china-life-insurance-overseas-company-limited/china-life-graceful-life-deferred-annuity-plan-ii/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/china-life-graceful-life-deferred-annuity-plan-ii/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/china-life-graceful-life-deferred-annuity-plan-ii/"],"insurerPaths":["/insurers/china-life-insurance-overseas-company-limited/","/zh-hant/insurers/china-life-insurance-overseas-company-limited/","/zh-hans/insurers/china-life-insurance-overseas-company-limited/"],"facts":[{"field":"type","value":"annuity-qdap","display":{"en":["QDAP annuity"],"zh-hant":["認可延期年金"],"zh-hans":["认可延期年金"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2021-05/C387-C390_202105_GracefulLifeII_EN_0.pdf","page":null,"title":"Graceful Life Deferred Annuity Plan II — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"currencies","value":["HKD","USD"],"display":{"en":["HKD / USD"],"zh-hant":["HKD / USD"],"zh-hans":["HKD / USD"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2021-05/C387-C390_202105_GracefulLifeII_EN_0.pdf","page":null,"title":"Graceful Life Deferred Annuity Plan II — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"premiumTerms","value":[{"kind":"years","value":5,"notes":null},{"kind":"years","value":10,"notes":null}],"display":{"en":["5 years","10 years"],"zh-hant":["5 年","10 年"],"zh-hans":["5 年","10 年"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2021-05/C387-C390_202105_GracefulLifeII_EN_0.pdf","page":null,"title":"Graceful Life Deferred Annuity Plan II — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"benefitTerm","value":{"kind":"to-age","value":108,"notes":null},"display":{"en":["To age 108"],"zh-hant":["至年齡 108"],"zh-hans":["至年龄 108"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2021-05/C387-C390_202105_GracefulLifeII_EN_0.pdf","page":null,"title":"Graceful Life Deferred Annuity Plan II — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"issueAges","value":[{"min":{"value":18,"unit":"years"},"max":{"value":72,"unit":"years"},"basis":null,"notes":{"en":"For the 5-year premium payment term.","zh-hant":"適用於5年繳費期。","zh-hans":"适用于5年缴费期限。"}},{"min":{"value":18,"unit":"years"},"max":{"value":69,"unit":"years"},"basis":null,"notes":{"en":"For the 10-year premium payment term.","zh-hant":"適用於10年繳費期。","zh-hans":"适用于10年缴费期限。"}}],"display":{"en":["18 years to 72 years / Age basis: Not confirmed / For the 5-year premium payment term.","18 years to 69 years / Age basis: Not confirmed / For the 10-year premium payment term."],"zh-hant":["18歲至72歲 / 年齡基準：未確認 / 適用於5年繳費期。","18歲至69歲 / 年齡基準：未確認 / 適用於10年繳費期。"],"zh-hans":["18岁至72岁 / 年龄基准：未确认 / 适用于5年缴费期限。","18岁至69岁 / 年龄基准：未确认 / 适用于10年缴费期限。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2021-05/C387-C390_202105_GracefulLifeII_EN_0.pdf","page":null,"title":"Graceful Life Deferred Annuity Plan II — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"minimumPremium","value":{"value":18000,"currency":"HKD","basis":"annual","notes":{"en":"For the 10-year premium payment term.","zh-hant":"適用於10年繳費期。","zh-hans":"适用于10年缴费期限。"}},"display":{"en":["HKD 18,000 / Annual / For the 10-year premium payment term."],"zh-hant":["HKD 18,000 / 每年 / 適用於10年繳費期。"],"zh-hans":["HKD 18,000 / 每年 / 适用于10年缴费期限。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"},{"url":"https://www.chinalife.com.hk/sites/default/files/2021-05/C387-C390_202105_GracefulLifeII_EN_0.pdf","page":null,"title":"Graceful Life Deferred Annuity Plan II — official brochure","date":null,"checkedOn":"2026-10-13"}]},{"field":"keyFeatures","value":[{"en":"Death benefit is subject to the policy terms.","zh-hant":"身故保障須符合保單條款。","zh-hans":"身故保障须符合保单条款。"},{"en":"Guaranteed cash value follows the policy schedule.","zh-hant":"保證現金價值按保單價值表釐定。","zh-hans":"保证现金价值按保单价值表确定。"},{"en":"Dividends or bonuses may include non-guaranteed amounts.","zh-hant":"紅利或獎賞可能包括非保證部分。","zh-hans":"红利或分红可能包括非保证部分。"},{"en":"Certified as a qualifying deferred annuity policy; tax deductions depend on eligibility.","zh-hant":"已認證為合資格延期年金保單；稅務扣除須符合資格。","zh-hans":"已认证为合资格延期年金保单；税务扣除须符合资格。"}],"display":{"en":["Death benefit is subject to the policy terms.","Guaranteed cash value follows the policy schedule.","Dividends or bonuses may include non-guaranteed amounts.","Certified as a qualifying deferred annuity policy; tax deductions depend on eligibility."],"zh-hant":["身故保障須符合保單條款。","保證現金價值按保單價值表釐定。","紅利或獎賞可能包括非保證部分。","已認證為合資格延期年金保單；稅務扣除須符合資格。"],"zh-hans":["身故保障须符合保单条款。","保证现金价值按保单价值表确定。","红利或分红可能包括非保证部分。","已认证为合资格延期年金保单；税务扣除须符合资格。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"}]},{"field":"valueComponents","value":[{"en":"Guaranteed cash value follows the policy schedule.","zh-hant":"保證現金價值按保單價值表釐定。","zh-hans":"保证现金价值按保单价值表确定。"}],"display":{"en":["Guaranteed cash value follows the policy schedule."],"zh-hant":["保證現金價值按保單價值表釐定。"],"zh-hans":["保证现金价值按保单价值表确定。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"}]},{"field":"bonusTypes","value":[{"en":"Dividends or bonuses may include non-guaranteed amounts.","zh-hant":"紅利或獎賞可能包括非保證部分。","zh-hans":"红利或分红可能包括非保证部分。"}],"display":{"en":["Dividends or bonuses may include non-guaranteed amounts."],"zh-hant":["紅利或獎賞可能包括非保證部分。"],"zh-hans":["红利或分红可能包括非保证部分。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"}]},{"field":"qdapCertification","value":[{"en":"Certified as a qualifying deferred annuity policy; tax deductions depend on eligibility.","zh-hant":"已認證為合資格延期年金保單；稅務扣除須符合資格。","zh-hans":"已认证为合资格延期年金保单；税务扣除须符合资格。"}],"display":{"en":["Certified as a qualifying deferred annuity policy; tax deductions depend on eligibility."],"zh-hant":["已認證為合資格延期年金保單；稅務扣除須符合資格。"],"zh-hans":["已认证为合资格延期年金保单；税务扣除须符合资格。"]},"sources":[{"url":"https://www.chinalife.com.hk/products/insurance/graceful-life-deferred-annuity-plan-ii","page":null,"title":"Graceful Life Deferred Annuity Plan II — official product page","date":null,"checkedOn":"2026-10-13"}]}],"ratioSeries":[{"path":"fulfillment-ratios/china-life-overseas/graceful-life-deferred-annuity-plan-ii-176e890a8d","observations":[{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2024,"cohortAsPublished":"Policy Year 1 (2024)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2023,"cohortAsPublished":"Policy Year 2 (2023)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2022,"cohortAsPublished":"Policy Year 3 (2022)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2021,"cohortAsPublished":"Policy Year 4 (2021)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2020,"cohortAsPublished":"Policy Year 5 (2020)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2019,"cohortAsPublished":"Policy Year 6 (2019)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2018,"cohortAsPublished":"Policy Year 7 (2018)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2017,"cohortAsPublished":"Policy Year 8 (2017)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2016,"cohortAsPublished":"Policy Year 9 (2016)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2015,"cohortAsPublished":"Policy Year 10 (2015)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":null,"cohortAsPublished":"Policy Year 10+ (2014 or before)","reportingYear":2025,"component":"annual-dividend","labelAsPublished":"annual dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets1 row 59","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2024,"cohortAsPublished":"Policy Year 1 (2024)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2023,"cohortAsPublished":"Policy Year 2 (2023)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2022,"cohortAsPublished":"Policy Year 3 (2022)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2021,"cohortAsPublished":"Policy Year 4 (2021)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2020,"cohortAsPublished":"Policy Year 5 (2020)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2019,"cohortAsPublished":"Policy Year 6 (2019)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2018,"cohortAsPublished":"Policy Year 7 (2018)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2017,"cohortAsPublished":"Policy Year 8 (2017)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2016,"cohortAsPublished":"Policy Year 9 (2016)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":2015,"cohortAsPublished":"Policy Year 10 (2015)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}},{"insurerSlug":"china-life-overseas","productNames":{"en":"Graceful Life Deferred Annuity Plan II","zh-hant":null},"productSlug":null,"currency":"Applied to all currencies plan","issueYear":null,"cohortAsPublished":"Policy Year 10+ (2014 or before)","reportingYear":2025,"component":"terminal-bonus","labelAsPublished":"terminal dividends","ratio":null,"valueAsPublished":"NA","notApplicable":true,"notAvailable":false,"unreadable":false,"footnotes":["Published name and currency-group text retained; see the public page's N/A notes."],"source":{"url":"https://www.chinalife.com.hk/products/dividend-philosophy-and-investment-strategy","file":"china-life-overseas/2025-dividend-philosophy-reconciled.html","page":null,"locator":"dataSets2 row 20","reportingYear":2025,"publishedOn":null,"checkedOn":"2026-10-12"}}],"charts":[]}]}]}