{"attribution":{"compiledBy":"Hong Kong Insurance Connect","compiledByZh":"港險通","legalName":"Pineapple bun bun Limited","url":"https://buyhongkonginsurance.com","license":"© Hong Kong Insurance Connect (Pineapple bun bun Limited). CC BY 4.0: cite us with a link; figures are insurers' disclosures.","cite":"Cite as “Hong Kong Insurance Connect (Pineapple bun bun Limited), buyhongkonginsurance.com” with a link."},"group":{"slug":"insurer-bupa-asia-limited-medical-vhis","kind":"insurer","type":"medical-vhis"},"summary":{"en":"This page compares 4 products. Compare recorded product facts and their public sources. Payment options, age conditions and currencies remain separate facts. Shared labels do not confirm eligibility. Check each option's conditions.","zh-hant":"本頁比較 4 款產品。 比較已記錄的產品事實及公開來源。繳費選項、年齡條件及貨幣分別列示。 相同標籤不代表符合投保資格；請核對各選項條件。","zh-hans":"本页比较 4 款产品。 比较已记录的产品事实及公开来源。缴费选项、年龄条件及货币分别列示。 相同标签不代表符合投保资格；请核对各选项条件。"},"ratioCaveat":{"en":"Past fulfillment ratios do not indicate future performance. Non-guaranteed benefits can change. These tables provide general information, without rankings or product recommendations.","zh-hant":"過往分紅實現率並非未來表現的指標。非保證利益可能改變。此處僅提供一般資訊，沒有排名或產品推薦。","zh-hans":"过往分红实现率并非未来表现的指标。非保证利益可能改变。此处仅提供一般信息，没有排名或产品推荐。"},"comparableFields":["type","currencies","premiumTerms","benefitTerm","issueAges","minimumPremium","vhisPlanType","keyExclusions"],"products":[{"slug":"coverage19-product-scope-bupa-f00040","names":{"en":"Bupa Hero VHIS Plan","zh-hant":"保柏非凡自願醫保計劃","zh-hans":"保柏非凡自愿医保计划"},"nameBasis":"insurer-published","insurerSlug":"bupa-asia-limited","productPaths":["/insurers/bupa-asia-limited/coverage19-product-scope-bupa-f00040/","/zh-hant/insurers/bupa-asia-limited/coverage19-product-scope-bupa-f00040/","/zh-hans/insurers/bupa-asia-limited/coverage19-product-scope-bupa-f00040/"],"insurerPaths":["/insurers/bupa-asia-limited/","/zh-hant/insurers/bupa-asia-limited/","/zh-hans/insurers/bupa-asia-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau certified-plans / F00040-20-000-02; plan date 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-StandardPremium-Bilingual.pdf","page":1,"title":"F00040-20-000-02 / Standard Premium Schedule; annual, attained age; effective 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Premiums continue on annual renewal; annual or monthly payment options. Rates may change.","zh-hant":"續保時繼續繳付保費，可選年繳或月繳，費率可調整。","zh-hans":"续保时继续缴纳保费，可选年缴或月缴，费率可调整。"}}],"display":{"en":["Renewable / Premiums continue on annual renewal; annual or monthly payment options. Rates may change."],"zh-hant":["可續保 / 續保時繼續繳付保費，可選年繳或月繳，費率可調整。"],"zh-hans":["可续保 / 续保时继续缴纳保费，可选年缴或月缴，费率可调整。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-PlanDoc-e.pdf","page":15,"title":"F00040-20-000-02 / Part 4 Renewal; exact certified edition","date":"2026-03-02","checkedOn":"2026-10-21"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-StandardPremium-Bilingual.pdf","page":1,"title":"F00040-20-000-02 / Standard Premium Schedule; annual, attained age; effective 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-StandardPremium-Bilingual.pdf","page":2,"title":"Premium notes; excludes levy; rates adjustable at renewal","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"One policy year at a time; lifelong renewal subject to policy terms.","zh-hant":"每保單年度續保一次，可終生續保，須符合保單條款。","zh-hans":"每保单年度续保一次，可终身续保，须符合保单条款。"}},"display":{"en":["Renewable / One policy year at a time; lifelong renewal subject to policy terms."],"zh-hant":["可續保 / 每保單年度續保一次，可終生續保，須符合保單條款。"],"zh-hans":["可续保 / 每保单年度续保一次，可终身续保，须符合保单条款。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-PlanDoc-e.pdf","page":15,"title":"F00040-20-000-02 / Part 4 Renewal; exact certified edition","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"actual","notes":null}],"display":{"en":["15 days to 80 years / Age basis: Actual age"],"zh-hant":["出生15日至80歲 / 年齡基準：實際年齡"],"zh-hans":["出生15日至80岁 / 年龄基准：实际年龄"]},"sources":[{"url":"https://www.bupa.com.hk/PDF/herosob.pdf","page":32,"title":"Eligibility / Issue age; linked retail brochure, overall edition date unconfirmed","date":null,"checkedOn":"2026-10-21"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-StandardPremium-Bilingual.pdf","page":1,"title":"F00040-20-000-02 / Standard Premium Schedule; annual, attained age; effective 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"minimumPremium","value":{"value":1653,"currency":"HKD","basis":"annual","notes":{"en":"2026-03-02 schedule, age 15, Core, HKD 80,000 deductible; entry 0–59 table. Excludes levy/loading; April rate match unconfirmed.","zh-hant":"2026-03-02 生效費率，15歲，Core 計劃及 HKD 80,000 自付費，適用投保時0至59歲的表格。不含徵費及附加保費；4月費率對應未確認。","zh-hans":"2026-03-02 生效费率，15岁，Core 计划及 HKD 80,000 免赔额，适用投保时0至59岁的表格。不含征费及附加保费；4月费率对应未确认。"}},"display":{"en":["HKD 1,653 / Annual / 2026-03-02 schedule, age 15, Core, HKD 80,000 deductible; entry 0–59 table. Excludes levy/loading; April rate match unconfirmed."],"zh-hant":["HKD 1,653 / 每年 / 2026-03-02 生效費率，15歲，Core 計劃及 HKD 80,000 自付費，適用投保時0至59歲的表格。不含徵費及附加保費；4月費率對應未確認。"],"zh-hans":["HKD 1,653 / 每年 / 2026-03-02 生效费率，15岁，Core 计划及 HKD 80,000 免赔额，适用投保时0至59岁的表格。不含征费及附加保费；4月费率对应未确认。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-StandardPremium-Bilingual.pdf","page":1,"title":"F00040-20-000-02 / Standard Premium Schedule; annual, attained age; effective 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-StandardPremium-Bilingual.pdf","page":2,"title":"Premium notes; excludes levy; rates adjustable at renewal","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"vhisPlanType","value":[{"en":"Flexi Plan","zh-hant":"靈活計劃","zh-hans":"灵活计划"}],"display":{"en":["Flexi Plan"],"zh-hant":["靈活計劃"],"zh-hans":["灵活计划"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/flexi-plans.json","page":null,"title":"Health Bureau certified-plans / F00040-20-000-02; plan date 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"keyExclusions","value":[{"en":"Treatment, services, medication or tests that are not medically necessary are excluded.","zh-hant":"非醫療必需的治療、服務、藥物或檢查不受保。","zh-hans":"非医疗必需的治疗、服务、药物或检查不在保障范围内。"},{"en":"Selected exclusions only; the linked policy or brochure contains the full list and exceptions.","zh-hant":"僅列部分不保事項，完整清單及例外情況請參閱所連結的保單或冊子。","zh-hans":"仅列部分除外责任，完整清单及例外情况请参阅所链接的保单或手册。"}],"display":{"en":["Treatment, services, medication or tests that are not medically necessary are excluded.","Selected exclusions only; the linked policy or brochure contains the full list and exceptions."],"zh-hant":["非醫療必需的治療、服務、藥物或檢查不受保。","僅列部分不保事項，完整清單及例外情況請參閱所連結的保單或冊子。"],"zh-hans":["非医疗必需的治疗、服务、药物或检查不在保障范围内。","仅列部分除外责任，完整清单及例外情况请参阅所链接的保单或手册。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/fp/F00040/F00040-20-000-02-PlanDoc-e.pdf","page":25,"title":"F00040-20-000-02 / Part 7 General Exclusions","date":"2026-03-02","checkedOn":"2026-10-21"}]}],"ratioSeries":[]},{"slug":"coverage19-product-scope-bupa-s00020","names":{"en":"Bupa MyBasic VHIS Plan","zh-hant":"保柏自願醫保計劃","zh-hans":"保柏自愿医保计划"},"nameBasis":"insurer-published","insurerSlug":"bupa-asia-limited","productPaths":["/insurers/bupa-asia-limited/coverage19-product-scope-bupa-s00020/","/zh-hant/insurers/bupa-asia-limited/coverage19-product-scope-bupa-s00020/","/zh-hans/insurers/bupa-asia-limited/coverage19-product-scope-bupa-s00020/"],"insurerPaths":["/insurers/bupa-asia-limited/","/zh-hant/insurers/bupa-asia-limited/","/zh-hans/insurers/bupa-asia-limited/"],"facts":[{"field":"type","value":"medical-vhis","display":{"en":["VHIS medical"],"zh-hant":["自願醫保"],"zh-hans":["自愿医保"]},"sources":[{"url":"https://www.vhis.gov.hk/public/data/standard-plans.json","page":null,"title":"Health Bureau certified-plans / S00020-01-000-02; plan date 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"currencies","value":["HKD"],"display":{"en":["HKD"],"zh-hant":["HKD"],"zh-hans":["HKD"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00020/S00020-01-000-02-StandardPremium-Bilingual.pdf","page":1,"title":"S00020-01-000-02 / Standard Premium Schedule; annual, attained age; effective 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"premiumTerms","value":[{"kind":"renewable","value":null,"notes":{"en":"Premiums continue on annual renewal; annual or monthly payment options. Rates may change.","zh-hant":"續保時繼續繳付保費，可選年繳或月繳，費率可調整。","zh-hans":"续保时继续缴纳保费，可选年缴或月缴，费率可调整。"}}],"display":{"en":["Renewable / Premiums continue on annual renewal; annual or monthly payment options. Rates may change."],"zh-hant":["可續保 / 續保時繼續繳付保費，可選年繳或月繳，費率可調整。"],"zh-hans":["可续保 / 续保时继续缴纳保费，可选年缴或月缴，费率可调整。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00020/S00020-01-000-02-PlanDoc-e.pdf","page":16,"title":"S00020-01-000-02 / Part 4 Renewal; exact certified edition","date":"2026-03-02","checkedOn":"2026-10-21"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00020/S00020-01-000-02-StandardPremium-Bilingual.pdf","page":1,"title":"S00020-01-000-02 / Standard Premium Schedule; annual, attained age; effective 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00020/S00020-01-000-02-StandardPremium-Bilingual.pdf","page":2,"title":"Premium notes; excludes levy; rates adjustable at renewal","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"benefitTerm","value":{"kind":"renewable","value":null,"notes":{"en":"One policy year at a time; renewable to age 100, subject to policy terms.","zh-hant":"每保單年度續保一次，可續保至100歲，須符合保單條款。","zh-hans":"每保单年度续保一次，可续保至100岁，须符合保单条款。"}},"display":{"en":["Renewable / One policy year at a time; renewable to age 100, subject to policy terms."],"zh-hant":["可續保 / 每保單年度續保一次，可續保至100歲，須符合保單條款。"],"zh-hans":["可续保 / 每保单年度续保一次，可续保至100岁，须符合保单条款。"]},"sources":[{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00020/S00020-01-000-02-PlanDoc-e.pdf","page":16,"title":"S00020-01-000-02 / Part 4 Renewal; exact certified edition","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"issueAges","value":[{"min":{"value":15,"unit":"days"},"max":{"value":80,"unit":"years"},"basis":"actual","notes":null}],"display":{"en":["15 days to 80 years / Age basis: Actual age"],"zh-hant":["出生15日至80歲 / 年齡基準：實際年齡"],"zh-hans":["出生15日至80岁 / 年龄基准：实际年龄"]},"sources":[{"url":"https://www.bupa.com.hk/PDF/by-product/mybasic/mybasic-brochure.pdf","page":4,"title":"Eligibility / Issue age; linked retail brochure, overall edition date unconfirmed","date":null,"checkedOn":"2026-10-21"},{"url":"https://www.vhis.gov.hk/doc/certifiedplan/sp/S00020/S00020-01-000-02-StandardPremium-Bilingual.pdf","page":1,"title":"S00020-01-000-02 / Standard Premium Schedule; annual, attained age; effective 2026-03-02","date":"2026-03-02","checkedOn":"2026-10-21"}]},{"field":"minimumPremium","value":{"value":2085,"currency":"HKD","basis":"annual","notes":{"en":"Schedule effective 2026-03-02, age 18, standard cover; entry age 0–59 table. Excludes levy and loading; April retail rate match unconfirmed.","zh-hant":"2026-03-02 生效費率，18歲標準保障，適用投保時0至59歲的表格。不含徵費及附加保費；4月零售費率對應未確認。","zh-hans":"2026-03-02 生效费率，18岁标准保障，适用投保时0至59岁的表格。不含征费及附加保费；4月零售费率对应未确认。"}},"display":{"en":["HKD 2,085 / Annual / Schedule effective 2026-03-02, age 18, standard cover; entry age 0–59 table. 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